The top-rated flood insurance agent in La Crosse, Wisconsin is Reggie Rabb - State Farm Insurance Agent, rated 4.9 stars across 422 reviews. Other highly rated options include Coulee Region Insurance & Financial, Inc., Kurt Pfaff - State Farm Insurance Agent, Preferred Insurance Agency. This directory lists 18 flood insurance agents serving La Crosse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Reggie Rabb - State Farm Insurance Agent | 3454 Losey Blvd S | (608) 787-1000 |
| 2 | Coulee Region Insurance & Financial, Inc. | 2942 Darling Ct | (608) 784-8280 |
| 3 | Kurt Pfaff - State Farm Insurance Agent | 2100 WI-16 WI-16 | (608) 783-1130 |
| 4 | Preferred Insurance Agency | 401 King St | (608) 881-6566 |
| 5 | Blake Bunjovac - State Farm Insurance Agent | 1901 Jackson St | (608) 784-4510 |
| 6 | Kyle Visker - State Farm Insurance Agent | 111 2nd St S | (608) 784-9518 |
| 7 | Tim Best Agency LLC American Family Insurance | 4535 Mormon Coulee Rd | (608) 519-3396 |
| 8 | Townsend Insurance | 3629 Mormon Coulee Rd # C | (608) 788-4258 |
| 9 | O'Brien Insurance Agency, Inc | 700 3rd St N LL2 | (608) 785-7854 |
| 10 | Rita Sanger Agency LLC American Family Insurance | 3502 Mormon Coulee Rd | (608) 787-1820 |
Reggie Rabb - State Farm Insurance Agent serves La Crosse County and the surrounding metro area, providing flood insurance policies for homeowners, renters, and businesses. Situated near the Mississippi River, the agency helps property owners understand their risk of seasonal flooding and secure coverage that meets federal requirements. Clients can discuss specific policy options for their residence or commercial site during a personalized consultation. This agency handles flood insurance for residential structures and commercial properties in the La Crosse region.
Coulee Region Insurance & Financial, Inc. specializes in flood insurance services for the La Crosse, WI area. The agency offers initial policy assessment and custom plan selection for property owners in flood-prone zones. Ongoing support includes policy renewal reviews and claims assistance. This local agent provides coverage for a range of properties, including single-family homes, apartments, retail, and restaurants.
Serving La Crosse and surrounding communities in western Wisconsin, Kurt Pfaff - State Farm Insurance Agent handles flood insurance policies for both residential and commercial properties. Located in La Crosse, the agency evaluates individual property risks related to local water sources and floodplain maps. Coverage options are designed to address typical regional needs. A standard job begins with a thorough review of the property location, followed by a detailed explanation of policy limits and deductibles before recommending a specific plan.
Preferred Insurance Agency serves homeowners, businesses, and property managers in La Crosse, Wisconsin who need flood insurance to protect against water damage from heavy rains and rising rivers. Agents help evaluate flood risk and explain policy options from the National Flood Insurance Program. They guide clients through applying for coverage and can advise on adjusting existing policies to meet lending or safety requirements. Coverage assistance is also available for properties in neighboring Onalaska.
Blake Bunjovac - State Farm Insurance Agent in La Crosse, WI helps clients choose between a one-time policy that covers a single flood event and a scheduled service that renews annually for ongoing protection. Coverage typically includes structural damage and contents loss caused by rising water. Policies address the specific flood risks common to properties near the Mississippi River. Service runs on either a one-time basis for immediate needs or an as-needed schedule for updating existing coverage when flood maps change.
As a flood insurance agent, Kyle Visker - State Farm Insurance Agent provides specialized coverage for water damage from rising waters, a distinct risk from standard homeowners policies. Beyond flood insurance, the agency advises La Crosse clients on general property and casualty protection. Its work focuses on helping homeowners near the Mississippi and Black Rivers understand their specific flood zone risks. The agent assists with preparing for spring snowmelt and seasonal heavy rains, which often pose the highest flood threat in the area.
As spring rains and snowmelt swell area rivers, Tim Best Agency LLC American Family Insurance in La Crosse, WI, helps homeowners and businesses evaluate their risk from flooding. This local agency focuses on explaining the specific coverage options available through the National Flood Insurance Program. Their clients receive guidance tailored to the unique water-related hazards of the Mississippi River region. Every consultation begins with a thorough on-site inspection to assess individual property conditions and determine the appropriate initial-assessment step for coverage.
At Townsend Insurance in La Crosse, WI, the primary focus is assisting property owners with protecting their assets through general insurance solutions, with a specialized emphasis on flood insurance policies tailored to regional risks. Flood insurance from this agent addresses damage from rising water that standard homeowner policies typically exclude. The office provides consultation and policy management for commercial sectors, including offices, warehouses, and food service establishments.
O'Brien Insurance Agency, Inc in La Crosse, WI provides residential flood insurance services to local homeowners. The agency also offers flood coverage for commercial properties throughout the La Crosse area. This service addresses the region's regular flood risks from the Mississippi River and other waterways. Policies are explained thoroughly so clients understand their coverage limits and deductibles. The agency assists with renewals and can adjust policies following any claim or property change between regular visits.
What Does a a Flood Insurance Agent in La Crosse Cost?
Flood insurance in Wisconsin typically costs between $500 and $2,000 per year for a standard NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private flood insurance may have different rates. Costs vary by case and are subject to underwriting guidelines. This is general information, not insurance advice.
About flood insurance agents in La Crosse
Flood insurance agents in La Crosse Wisconsin help property owners secure coverage through the National Flood Insurance Program and private insurers. Wisconsin law does not require flood insurance for most properties but mortgage lenders often mandate it for homes in high-risk flood zones. Local agents understand the specific flood risks along the Mississippi River and Black River in La Crosse County.
Frequently Asked Questions
What does a flood insurance agent in La Crosse do?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They can explain the difference between NFIP and private flood insurance options available in Wisconsin.
Is flood insurance required by Wisconsin law?
Wisconsin state law does not require flood insurance for most properties. However, federal law requires flood insurance for properties in high-risk flood zones with a mortgage from a federally regulated lender.
How do I choose a flood insurance agent in La Crosse?
Look for an agent licensed in Wisconsin who has experience with flood policies in the La Crosse area. Check their familiarity with local flood maps and the 30-day waiting period for NFIP policies.
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