The top-rated flood insurance agent in Madison, Wisconsin is Cliff Insurance Agency, Inc, rated 4.9 stars across 1,014 reviews. Other highly rated options include Dawn Goplin - State Farm Insurance Agent, Action Insurance Agency, C4 Insurance Services, LLC. This directory lists 22 flood insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cliff Insurance Agency, Inc | 2009 W Beltline Hwy Ste 100 | (608) 203-8585 |
| 2 | Dawn Goplin - State Farm Insurance Agent | 515 Junction Rd #2400 | (608) 662-9900 |
| 3 | Action Insurance Agency | 2009 W Beltline Hwy Suite 101 | (608) 222-4555 |
| 4 | C4 Insurance Services, LLC | 8446 Excelsior Dr Ste 2 | (608) 824-7267 |
| 5 | Prairie Land Insurance Agency | 2045 Atwood Ave Suite 113A | (608) 251-3009 |
| 6 | Vicki Wagener Agency LLC American Family Insurance | 5609 Medical Cir Suite 1 | (608) 249-2184 |
| 7 | Patrick Marsden - State Farm Insurance Agent | 222 W Washington Ave # 20 | (608) 255-4544 |
| 8 | Scott Hinrichs at Comparion Insurance Agency | 555 Zor Shrine Pl #100 | (608) 535-3094 |
| 9 | McClone Insurance - Madison | 2601 W Beltline Hwy Suite 510 | (608) 238-2686 |
| 10 | Informed Choice Insurance Agency | 5325 Wall St Suite 2055 | (608) 819-6311 |
Cliff Insurance Agency, Inc serves the Madison, Wisconsin metro area as a flood insurance agent. It helps property owners assess their need for flood coverage, which is not typically included in standard homeowners policies. The agency guides clients through the process of securing protection against water damage from heavy rains or rising waterways. Services include explaining the National Flood Insurance Program options and evaluating risks for homes and commercial buildings. It handles policy applications and claims support for residential and commercial flood insurance needs.
Dawn Goplin - State Farm Insurance Agent in Madison, WI, provides flood insurance coverage to help protect properties against water damage from rising waters and severe storms. The agent assists clients in selecting appropriate policies and offers routine policy reviews to ensure adequate protection over time needs may shift. Claim support and guidance on risk mitigation are also provided to policyholders. Services are available for single-family homes, apartments, retail, and restaurants.
Action Insurance Agency in Madison, Wisconsin serves homeowners, businesses, and property managers needing flood insurance coverage. It helps clients understand flood zone requirements and secure policies that protect against water damage from heavy rains or rising lake levels. These insurance solutions address the specific flooding risks common throughout the region. The agency also provides its flood insurance services to communities across the greater Madison metro area, including nearby Middleton.
C4 Insurance Services, LLC in Madison, WI specializes in helping homeowners secure financial protection against flood damage, ensuring their property investments are safeguarded from water-related losses. The agency provides tailored guidance through the complexities of National Flood Insurance Program policies and private market options. As seasonal snowmelt or heavy summer storms threaten the region, it assists local property owners in reviewing their coverage limits before Wisconsin’s most active flood periods begin.
Prairie Land Insurance Agency in Madison, WI assists homeowners with flood insurance policies designed to protect residential properties from water damage. It also offers commercial flood coverage for businesses and office spaces. The agency serves clients throughout the Madison area and surrounding communities. After an initial claim or policy setup, the agency will follow up to confirm coverage needs and schedule a check-in before the next regular renewal period.
For homeowners in Madison, Wisconsin, Vicki Wagener Agency LLC American Family Insurance provides residential flood insurance to protect properties from water damage. Commercial flood coverage is also available for local businesses throughout the Madison area. Policies are designed to help clients recover quickly after a storm or rising water event. The agency ensures each policy is reviewed carefully so clients understand their coverage limits. Customers can return for policy adjustments or updates between regular annual visits to keep their protection current.
Patrick Marsden - State Farm Insurance Agent, in Madison, Wisconsin, is known for providing flood insurance coverage for residential and commercial properties. The company services clients across the greater Madison area, helping them navigate the complexities of flood risk and federal flood insurance requirements. Policies are tailored to protect against water damage from rising waters in this region. This agency specializes in offering personal property coverage and business interruption add-ons for flood-related claims.
Scott Hinrichs at Comparion Insurance Agency in Madison, Wisconsin provides comprehensive flood insurance coverage for properties located in flood-prone areas. Its service includes helping clients assess their flood risk and guiding them through the application process to secure appropriate policies. The agency also assists with policy updates and renewal management to ensure continuous protection. The company services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
McClone Insurance - Madison serves the Madison, Wisconsin, metro area, specializing in flood insurance for residential and commercial properties. The agents assist clients with understanding their flood risk and purchasing coverage through the National Flood Insurance Program. They also help homeowners in flood-prone zones secure appropriate policies to protect against water damage. Services include helping property owners compare coverage options for mobile homes and rental properties.
Informed Choice Insurance Agency in Madison, Wisconsin serves homeowners, businesses, and property managers by offering flood insurance policies that protect against damage from rising water. The agency explains federal and private coverage options and assists clients with risk assessment for their properties. Flood insurance is often required for properties in flood-prone zones and provides financial security during storm events. The agency also covers the neighboring community of Middleton within the greater Madison metro area.
What Does a a Flood Insurance Agent in Madison Cost?
In Wisconsin, flood insurance premiums through the NFIP average between 700 and 1,200 dollars per year for a standard policy, but costs can range from 400 to over 2,000 dollars depending on flood zone risk, property value, and deductible chosen. Private flood insurance may offer lower rates for low-risk properties. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About flood insurance agents in Madison
Flood insurance agents in Madison Wisconsin help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Wisconsin law requires certain properties in Special Flood Hazard Areas to carry flood insurance if they have a federally backed mortgage. Agents can explain local flood maps and guide you through the policy process for homes and businesses in Dane County.
Frequently Asked Questions
Do I need flood insurance in Madison Wisconsin?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many agents recommend coverage because heavy rain and snowmelt can cause flooding in low-lying areas of Madison.
How do I find a flood insurance agent in Madison?
You can search for licensed insurance agents who specialize in flood coverage through the Wisconsin Office of the Commissioner of Insurance website. Many local agencies in Madison offer free quotes and can help you compare NFIP and private flood insurance options.
What does flood insurance cover in Wisconsin?
Standard flood insurance policies cover structural damage to your building and damage to personal belongings caused by flooding. In Wisconsin, coverage typically includes damage from overflowing rivers, heavy rains, and groundwater seepage, but does not cover sewer backups unless a separate rider is added.
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