The top-rated health insurance agent in Birmingham, Alabama is Freeway Insurance, rated 4.9 stars across 315 reviews. Other highly rated options include Caroline Dorris - State Farm Insurance Agent, Medicare Advisors of Alabama, Christopher Willingham - State Farm Insurance Agent. This directory lists 45 health insurance agents serving Birmingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1632 Montclair Rd Ste 900 | (205) 267-6769 |
| 2 | Caroline Dorris - State Farm Insurance Agent | 2805 6th Ave S | (205) 322-3276 |
| 3 | Medicare Advisors of Alabama | 2116 Columbiana Rd | (205) 704-9020 |
| 4 | Christopher Willingham - State Farm Insurance Agent | 5479 US-280 #120 | (205) 582-2030 |
| 5 | Direct Auto Insurance | 1731 Center Point Pkwy | (205) 453-6225 |
| 6 | Alfa Insurance - The Vail Agency | 2815 Greystone Commercial Blvd Suite 600 | (205) 980-9933 |
| 7 | Globe Life Liberty National Division: The Harris Agencies | 450 A Century Park S #104a | (205) 444-4341 |
| 8 | Burns Mitchell Agency: Allstate Insurance | 5588 Apple Park Dr Suite 109 | (205) 749-4978 |
| 9 | Wiggins Insurance Agency | 5971 Chalkville Mountain Ln Suite D | (205) 853-6429 |
| 10 | Ronnie Rivera - State Farm Insurance Agent | 1270 Center Point Pkwy Ste A | (205) 854-9999 |
Located in Birmingham, Alabama, Freeway Insurance serves clients throughout the city and its surrounding communities. As a health insurance agent, it handles individual and family plan options that help residents navigate their coverage needs throughout the year. The company assists with understanding policy details, enrollment periods, and network considerations for the local area. To handle a typical job, Freeway Insurance begins by assessing a client’s budget and health needs, then presents suitable plan choices in a clear, step-by-step manner.
Caroline Dorris, a health insurance agent in Birmingham, AL, specializes in helping individuals and families select individual health plans and navigate the open enrollment process. The agency also provides general guidance on understanding plan benefits, deductibles, and provider networks. This service helps clients maintain year-round coverage and avoid gaps in care. For those facing a qualifying life event, such as a job change or new baby, the agency assists with special enrollment periods.
As open enrollment season picks up in Birmingham, Medicare Advisors of Alabama helps local residents navigate their changing health insurance options. The agency specializes in explaining Medicare plans, including prescription drug coverage and supplemental policies, to fit individual healthcare needs. Their agents work with clients in the Birmingham area to compare benefits and costs. An initial consultation begins with a review of current coverage and upcoming medical requirements to identify suitable plan choices.
Christopher Willingham operates as a Health Insurance Agent in Birmingham, Alabama, offering general coverage guidance while specializing in individual and group health plans along with supplemental insurance options. The agency assists clients with navigating plan selections for medical, dental, and vision needs, as well as short-term policies for transitional periods. It serves a range of commercial sectors, including local offices, warehouses, and food service establishments.
Direct Auto Insurance in Birmingham, AL helps clients choose between one-time health coverage plans for specific needs and recurring service options that maintain continuous protection. As a health insurance agent, the company assists individuals and families in selecting policies that align with their medical requirements and financial situations. They provide guidance on plans available in the local area, including those offered through private insurers and public exchanges. Service typically operates on an as-needed basis, allowing clients to schedule appointments when they require assistance with coverage changes or annual enrollment.
Alfa Insurance - The Vail Agency serves residents in Birmingham, Alabama, with individual and family health insurance plans. Commercial coverage is also available for local businesses seeking group benefits. The agency provides access to a range of health policies to help clients navigate their options. Service extends throughout the greater Birmingham area. Clients are encouraged to schedule follow-up appointments between regular enrollment periods to review changing needs or plan adjustments.
Globe Life Liberty National Division: The Harris Agencies in Birmingham, Alabama, helps individuals and families in the area choose between a one-time policy purchase for critical needs or recurring plans that provide ongoing medical expense support. They assess local healthcare costs to present coverage options tailored to preventive care and emergency situations. All service is conducted strictly on an as-needed basis through direct consultation with residents of the greater Birmingham area.
Burns Mitchell Agency: Allstate Insurance serves clients in Birmingham, Alabama, as a provider of health insurance agent services. The agency assists individuals and families in selecting medical coverage plans that align with their healthcare needs and budget. It guides customers through enrollment periods and explains policy details for clarity. As an added specialty, the agency can assist clients with supplemental health plans to fill gaps in primary coverage.
Wiggins Insurance Agency serves the Birmingham, Alabama, metro area as a health insurance agent. The company connects local individuals and families with suitable health coverage plans from major carriers. It helps clients understand their options during the annual open enrollment period and under special circumstances. Navigating the marketplace and selecting the right policy can be complex, so the firm guides residents through that process. The agency handles individual health plans and Medicare supplement insurance for seniors in the region.
What Does a a Health Insurance Agent in Birmingham Cost?
The cost of health insurance plans in Alabama varies widely based on age income plan type and metal level. For an individual a bronze plan may have a monthly premium around 400 to 600 dollars while a silver plan can range from 500 to 800 dollars. Subsidies through the ACA marketplace can lower these costs for eligible residents. This is general information and not insurance advice.
About health insurance agents in Birmingham
Health insurance agents in Birmingham Alabama help individuals families and small businesses find coverage that meets their needs. Alabama follows the federal Affordable Care Act guidelines and agents can assist with enrollment during the annual Open Enrollment Period or a Special Enrollment Period. Local agents understand the specific network options available in Jefferson County and across the state.
Frequently Asked Questions
What does a health insurance agent in Birmingham do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can explain plan benefits out of pocket costs and provider networks. Agents in Alabama must be licensed by the Alabama Department of Insurance.
Do I have to pay a fee to use a health insurance agent in Alabama?
In most cases you do not pay a fee directly to the agent. Health insurance agents in Alabama are typically paid commissions by the insurance company. You should confirm the payment arrangement before working with any agent.
When can I enroll in a health plan through a Birmingham agent?
You can enroll during the annual Open Enrollment Period which usually runs from November 1 to January 15 in Alabama. You may also qualify for a Special Enrollment Period if you have a life event like losing other coverage getting married or having a baby.
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