The top-rated health insurance agent in Decatur, Alabama is Direct Auto Insurance, rated 4.9 stars across 1,154 reviews. Other highly rated options include Chris Humphries - State Farm Insurance Agent, Highstreet Kilgro Insurance Agency, Acceptance Insurance. This directory lists 23 health insurance agents serving Decatur.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 116 14th St SW Suite D | (256) 351-0400 |
| 2 | Chris Humphries - State Farm Insurance Agent | 1853 N Bethel Rd | (256) 351-4131 |
| 3 | Highstreet Kilgro Insurance Agency | 439 Johnston St SE | (256) 350-8241 |
| 4 | Acceptance Insurance | 1313 Point Mallard Pkwy C | (256) 278-7028 |
| 5 | Providence Insurance | 107 Grant St SE | (256) 277-1481 |
| 6 | Jason Palmer - State Farm Insurance Agent | 2418 Danville Rd SW D | (256) 306-9400 |
| 7 | Senior Benefits of North Alabama | 2215 Danville Rd SW suite i | (256) 706-2760 |
| 8 | Akin & Associates Insurance Group - Priceville | 468 Hwy 67 S | (256) 355-8500 |
| 9 | Alabama Insurance Services | 2132 6th Ave SE Suite 105 | (256) 355-0413 |
| 10 | Ken Williams Insurance - Equity Insurance Group | 901 Wimberly Dr SW B | (256) 552-5522 |
Direct Auto Insurance provides health insurance agent services to individuals and families in the Decatur, Alabama area. The company helps clients navigate plan options, including coverage selection and enrollment assistance. As a health insurance agent, it also guides customers through open enrollment periods and plan changes. Direct Auto Insurance serves a variety of commercial sectors, including local office environments, distribution warehouses, and food service establishments.
Chris Humphries - State Farm Insurance Agent serves the Decatur, Alabama, metro area, including Morgan County, providing health insurance coverage for individuals and families. The agency helps clients navigate plan options that meet their medical needs and budgets. All services are provided with an understanding of local healthcare networks and regulations. The team works to clarify deductibles, copays, and out-of-pocket limits for each policy. This location specializes in individual health plans and short-term medical coverage for area residents.
Highstreet Kilgro Insurance Agency provides a full range of health insurance options for individuals and families, including individual plans, family coverage, and Medicare supplements. The agency focuses on tailoring each policy to meet specific healthcare needs and budgets, with ongoing support for plan adjustments and claims assistance. It also offers annual policy reviews to ensure coverage remains relevant as medical circumstances change. The agency services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Acceptance Insurance in Decatur, Alabama provides health insurance agent services to residential clients seeking individual coverage. The agency also assists commercial clients in the area with their employee health benefit needs. Service is offered throughout Decatur and the surrounding region in northern Alabama. Agents help customers compare plans from various carriers to find the most suitable health policies. After an initial enrollment, the agent follows up to support any coverage questions and remains available for policy adjustments or annual plan renewals between regular visits.
Providence Insurance serves homeowners, businesses, and property managers in Decatur, Alabama, offering personalized health insurance agent services that connect clients with suitable plans. The agency guides individuals and groups through enrollment periods and plan comparisons to address local healthcare needs. It also assists with policy renewals and claims navigation for clarity and coverage support. Serving the broader Decatur metro area, Providence Insurance additionally provides its health insurance agent services to clients in nearby neighborhoods and the surrounding Limestone County communities.
Serving Decatur, Alabama, and the surrounding communities of Morgan and Limestone counties, Jason Palmer - State Farm Insurance Agent provides personalized health insurance coverage guidance. The agency helps clients navigate individual plans and family policies to meet diverse medical needs. This local office focuses on explaining policy details and comparing available options for clear understanding. For each client, the agent reviews specific healthcare requirements to recommend suitable coverage solutions that fit their budget and lifestyle.
Senior Benefits of North Alabama in Decatur, AL understands the difference between one-time policy adjustments and the recurring support needed as Medicare and supplemental plans change over time. Their health insurance agents help clients evaluate coverage options that match individual healthcare needs and budgets. Whether a client requires enrollment assistance for the first time or annual plan reviews during open enrollment, the office accommodates accordingly. Service runs on an as-needed basis, with clients scheduling appointments whenever questions or life changes arise.
As the new year prompts many Decatur residents to reevaluate their coverage, Akin & Associates Insurance Group - Priceville provides guidance on health insurance options. They help individuals and families navigate plan selection to match evolving medical needs and budgets. Working across this region, the agency focuses on explaining policy differences clearly so clients can make informed decisions. Every consultation begins with a thorough review of current coverage and personal healthcare requirements.
Alabama Insurance Services specializes in health insurance agent services for individuals, families, and small business groups in the Decatur area. Its general work involves comparing multiple plans from private insurers to find appropriate medical and prescription drug coverage. The company also guides clients through enrollment periods and explains the differences between plan tiers and deductibles. As the annual Medicare open enrollment period arrives each fall, it assists older adults in reviewing their prescription drug plans alongside their health coverage.
What Does a a Health Insurance Agent in Decatur Cost?
Health insurance agents in Alabama typically do not charge you directly for their services because they earn commissions from insurance carriers. For ACA marketplace plans these commissions are built into the premium and do not add extra cost to you. Private plans and Medicare products may have different compensation structures. Costs for the insurance itself vary widely a bronze ACA plan for an individual in Decatur might range from 300 to 600 per month before subsidies while a gold plan could be 500 to 900 per month. This is general information not insurance advice.
About health insurance agents in Decatur
Health insurance agents in Decatur Alabama help individuals families and small businesses find coverage that meets their needs and budget. Alabama follows federal ACA guidelines and state regulations for insurance plans sold through the marketplace. Local agents can explain Alabama specific rules like the state health insurance premium tax and how they affect your plan costs.
Frequently Asked Questions
What does a health insurance agent in Decatur Alabama do?
A health insurance agent helps you compare plans from multiple carriers including ACA marketplace plans Medicare Advantage and private insurance. They guide you through enrollment and answer questions about deductibles and provider networks. Agents in Decatur are licensed by the Alabama Department of Insurance.
How do I choose a health insurance agent in Decatur?
Look for an agent licensed in Alabama with experience in the type of coverage you need such as individual or family plans. You can verify a license through the Alabama Department of Insurance website. Ask the agent about the carriers they represent and any fees they charge.
Is there a time limit to enroll in health insurance in Alabama?
Yes the ACA open enrollment period typically runs from November 1 to January 15 each year. Outside of that you need a qualifying life event like losing other coverage or having a baby to enroll. Medicare enrollment has its own deadlines based on your initial eligibility or special periods.
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