The top-rated health insurance agent in Florence, Alabama is Alfa Insurance - The Oakley Agency, rated 5.0 stars across 179 reviews. Other highly rated options include United Benefits, Acceptance Insurance, Guardian Insurance Group. This directory lists 21 health insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 2 | United Benefits | 3295 Co Rd 47 | (866) 558-2121 |
| 3 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 4 | Guardian Insurance Group | 2103 Florence Blvd | (256) 994-3339 |
| 5 | Lyndsay Warren - COUNTRY Financial Agent | 2101 Florence Blvd ste a | (256) 383-7077 |
| 6 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 7 | Southern States Insurance | 104 S Pine St | (256) 765-0030 |
| 8 | Jessica Stoltz - COUNTRY Financial Agent | 851 Cox Creek Pkwy | (256) 718-8494 |
| 9 | Grier Insurance | 103 E Tennessee St | (256) 766-2222 |
| 10 | Alabama Health Guidance- Medicare Insurance Specialists | 885 Florence Blvd | (256) 648-5710 |
Alfa Insurance - The Oakley Agency serves the Florence, Alabama metro area and Lauderdale County as a local health insurance agent. This agency offers services to help individuals and families find health coverage that meets their needs in the region. It can guide clients through enrollment periods and explain different plan options from available carriers. The agency also assists with policy changes and renewal questions throughout the year. Specific services include helping applicants navigate Affordable Care Act plans and Medicare supplement options in this area.
United Benefits offers a full range of health insurance plans, including individual and family policies, Medicare options, and short-term coverage. Its service approach includes ongoing policy reviews and personalized assistance with enrollment and claims questions. The company advises clients in and around Florence, Alabama, helping them navigate plan changes during open enrollment periods and life events. It provides insurance services for single-family homes, apartments, retail, and restaurants.
Acceptance Insurance assists individuals and businesses in securing health insurance coverage in Florence, Alabama. It specializes in helping clients navigate plan options, including individual policies and group health benefits. The agency evaluates needs to recommend suitable plans from available carriers. It works with a variety of commercial sectors that require health coverage, such as local offices, warehouses, and food service operations.
Guardian Insurance Group serves homeowners, local businesses, and property managers in the Florence area by offering health insurance agent services. They assist clients in finding individual and group health plans that fit unique needs and budgets. Customers also receive guidance on plan comparisons and enrollment processes. The company helps residents navigate open enrollment periods and coverage options with clear explanations. Guardian Insurance Group additionally serves the Muscle Shoals community just south of Florence, ensuring accessible support across the Shoals metropolitan region.
Lyndsay Warren - COUNTRY Financial Agent serves Florence, Alabama, and the surrounding communities of the Shoals area. It handles health insurance products for individuals and families seeking coverage in the local market. The agency works to understand each client’s specific healthcare needs and budget constraints. It then reviews available plan options to identify suitable policies that align with those requirements. This approach relies on a straightforward comparison of coverage details to help clients make informed decisions.
Hicks & Associates specializes in helping clients navigate individual health plans and Medicare options in the Florence, Alabama area. The agency provides enrollment assistance, policy comparisons, and ongoing support for claims or coverage changes. By staying updated on available plans and local healthcare networks, it guides residents through annual open enrollment periods and life events that trigger special enrollment. It also helps with sudden income changes that may affect premium tax credits or Medicaid eligibility throughout the year.
Southern States Insurance in Florence, AL distinguishes between one-time consultations for immediate plan comparisons and ongoing service for annual enrollment updates. Coverage guidance includes major medical, Medicare supplement, and dental plans tailored to local healthcare networks. Policy recommendations consider prescription drug formularies and preferred provider access through regional hospital systems. Assistance is available for claims inquiries and benefit changes across the year. Service operates on both a scheduled and as-needed basis, accommodating appointments during business hours and by phone.
Jessica Stoltz, operating as a COUNTRY Financial agent in Florence, AL, provides health insurance guidance to individuals and families. This work includes helping clients understand plan options and enroll in coverage that fits their needs. Specialty services can involve supplemental accident or disability policies that extend basic health protection. The agent can serve various commercial sectors, including private offices, warehouse facilities, and food service operations.
As the seasons shift in the Shoals area, many residents review their healthcare coverage to ensure it meets their changing needs. Grier Insurance, based in Florence, AL, works as a health insurance agent to help individuals and families navigate available plans. Their office provides guidance on options like marketplace policies and supplemental coverage, focusing on the specific requirements of each client. Understanding that finding the right fit can be complex, the process typically begins with a free initial assessment to review current coverage and discuss personal health priorities.
What Does a a Health Insurance Agent in Florence Cost?
Health insurance agents in Alabama typically do not charge you a fee. They are paid by the insurance company through commissions. Premium costs vary widely: an ACA plan for a 40-year-old in Florence might range from 300 to 600 dollars per month before subsidies. Medicare plans have no agent fee. This is general information not insurance advice.
About health insurance agents in Florence
Health insurance agents in Florence Alabama help individuals families and small businesses find coverage that meets their needs. Alabama follows federal ACA guidelines but also has state-specific rules for short-term plans and association health plans. Agents in Florence can explain how Alabama insurance regulations affect your options for individual or group health plans.
Frequently Asked Questions
What does a health insurance agent in Florence do?
A health insurance agent helps you compare plans from different carriers. They explain coverage details costs and network options. In Alabama agents must be licensed by the Alabama Department of Insurance.
Can I get help with Medicare plans from a Florence agent?
Yes many agents in Florence specialize in Medicare Advantage Medicare Supplement and Part D drug plans. Alabama has no state-specific Medicare rules beyond federal guidelines. Agents can help you compare plans during the annual enrollment period.
Are there Alabama laws that affect health insurance shopping?
Alabama allows short-term health plans that last up to 364 days and can be renewed for up to 36 months. The state also permits association health plans for small businesses. Agents in Florence know these rules and can explain how they apply to you.
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