The top-rated health insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Globe Life Liberty National Division: The Lambeth Agencies, Alliance Insurance Group. This directory lists 15 health insurance agents serving Fairhope.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Phyfer - State Farm Insurance Agent | 19416 S Greeno Rd | (251) 928-7500 |
| 2 | Farmers Insurance - Andrew Malone | 104 Professional Park Dr | (251) 990-4000 |
| 3 | Globe Life Liberty National Division: The Lambeth Agencies | 106 N Greeno Rd | (866) 400-2395 |
| 4 | Alliance Insurance Group | 19009 State Hwy 181 | (251) 281-0082 |
| 5 | Trawick International | 300 Fairhope Ave ste g | (888) 301-9289 |
| 6 | Steadfast Insurance | 9959 Windmill Rd | (251) 202-4207 |
| 7 | Empower Insurance Solutions | 193 Falls Creek St | (251) 880-6108 |
| 8 | The Myrick Agency | 860 Edwards Ave | (251) 517-5600 |
| 9 | Magic City Insurance Group, LLC | 7 Bayview St S | (251) 230-2820 |
| 10 | Malone Insurance agency | 104 Professional Park Dr | (251) 990-4000 |
Rick Phyfer - State Farm Insurance Agent serves the Fairhope, Alabama area, specializing as a health insurance agent for local residents and families. The agency helps clients navigate plan selections, including coverage options for preventive care and prescription drugs. It also assists with managing annual enrollment periods and understanding deductible structures. Among its services, Rick Phyfer - State Farm Insurance Agent handles individual health plans and short-term medical coverage for the Fairhope community.
Farmers Insurance - Andrew Malone serves local homeowners, businesses, and property managers in Fairhope, Alabama, by providing health insurance agent services to help them navigate plan options and coverage needs. The agency assists individuals and groups in finding suitable health insurance policies that fit their circumstances and budgets within the surrounding Baldwin County area. Its professional guidance extends to nearby communities along the Eastern Shore, including Daphne and Spanish Fort.
Serving the Fairhope area and surrounding communities in Alabama, Globe Life Liberty National Division: The Lambeth Agencies handles health insurance needs for local residents. It connects individuals and families with appropriate coverage plans that meet their specific care requirements. The agency facilitates the selection of policies suitable for medical expenses and preventive services. To handle a typical job, it reviews a client’s current situation, explains available plan options, and assists with the final enrollment process step by step.
Alliance Insurance Group in Fairhope, AL provides both one-time enrollment consultations and ongoing coverage management for individual health plans. Their services include reviewing available marketplace options and assisting with plan selections that meet local needs. Service can be scheduled for annual open enrollment periods or arranged on an as-needed basis for qualifying life events like job changes or family additions.
Trawick International provides a comprehensive range of health insurance agency services for the Fairhope, Alabama area, including individual and family plan selection, small business group coverage, and supplemental insurance options. Its service approach emphasizes ongoing support, annual policy reviews, and coordination during the enrollment and claims process for all clients. The company routinely assists with plan comparisons and administrative filings to maintain coverage continuity. Trawick International regularly serves single-family homes, apartments, retail establishments, and restaurants throughout the region.
As Fairhope residents prepare for the Open Enrollment season, Steadfast Insurance provides targeted guidance as a health insurance agent in the area. The company focuses on matching individual and family clients with suitable coverage plans that address yearly medical needs and budget constraints. Navigating plan options, subsidies, and provider networks can be complex, and the agent offers practical explanations to simplify that process. A comprehensive initial consultation serves as the first step in assessing specific healthcare requirements and identifying appropriate policy choices.
Empower Insurance Solutions serves individuals and families in Fairhope, Alabama, helping them navigate the complexities of health coverage. As a health insurance agent, the company specializes in matching clients with appropriate plans for medical, dental, and vision needs, including both individual policies and group benefits for local businesses. It offers guidance on plan options from major carriers, focusing on affordability and network access. The firm works with commercial sectors such as offices, warehouses, and food service establishments to provide employee health benefits.
The Myrick Agency offers personalized health insurance plan comparisons and enrollment assistance, guiding Fairhope clients through the complexities of individual, family, and group medical coverage. It helps evaluate policy options from major carriers to match varying healthcare needs and budgets. As seasonal open enrollment periods approach, the agency provides crucial support with plan changes and subsidy calculations. It also assists when major life events, such as a job change or new parenthood, require a qualifying special enrollment period to secure continuous, appropriate coverage.
Magic City Insurance Group, LLC, based in Fairhope, AL, is known for helping individuals and families navigate their health insurance options. The company offers a range of services from sorting through annual enrollment periods to explaining plan benefits and coordinating with local healthcare providers. For those seeking more specific coverage, this agency also provides add-on dental and vision plan options that can be paired with a primary health policy.
Malone Insurance Agency serves Fairhope, Alabama residents seeking individual health coverage plans for their households. The company also assists local businesses with group commercial health insurance options for employees. Their service area includes Fairhope and the surrounding Baldwin County communities. As health insurance agents, they help clients navigate enrollment periods and compare available marketplace plans. After an initial policy selection, they follow up with clients during open enrollment or when life changes occur between regular annual visits to adjust coverage as needed.
What Does a a Health Insurance Agent in Fairhope Cost?
Health insurance agents in Alabama typically do not charge a direct fee to consumers. Their compensation comes from commissions paid by insurance carriers which are built into the plan premiums. For individual ACA plans monthly premiums in Baldwin County can range from 300 to 800 dollars for a 40 year old non-smoker depending on metal tier and subsidy eligibility. Medicare Supplement plans may cost between 100 and 300 dollars per month. This is general information and not insurance advice. Always verify details with a licensed agent.
About health insurance agents in Fairhope
Health insurance agents in Fairhope Alabama help individuals families and small businesses find coverage through the federal marketplace or private insurers. Alabama follows federal guidelines for the Affordable Care Act with open enrollment typically running from November 1 to January 15 each year. Local agents can also assist with Medicare Advantage and Supplement plans which are regulated by the Alabama Department of Insurance.
Frequently Asked Questions
What license does a health insurance agent in Fairhope need?
Agents must hold a valid Alabama resident insurance license issued by the Alabama Department of Insurance. They must complete continuing education credits every two years to maintain their license.
Can a Fairhope agent help me with ACA subsidies?
Yes agents can help you apply for premium tax credits and cost-sharing reductions through the federal marketplace. Your eligibility is based on your household income and family size for the current plan year.
What is the open enrollment period for health plans in Alabama?
The open enrollment period for ACA plans in Alabama is from November 1 to January 15 each year. Special enrollment periods are available for qualifying life events like marriage birth or loss of other coverage.
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