The top-rated health insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Premier Benefit Consultants. This directory lists 21 health insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 4 | Premier Benefit Consultants | 1437 Kilauea Ave Ste. 204 | (808) 731-3700 |
| 5 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 6 | Ohana Health Plan | 88 Kanoelehua Ave a105 | (888) 846-4262 |
| 7 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 8 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
| 9 | Trust Guard Insurance HI | 451 Kekuanaoa St | (808) 736-1914 |
| 10 | HMSA Hilo Neighborhood Center | 303 Makaala St | (808) 935-5441 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, HI metro area and offers health insurance agent services to local residents and businesses. These services help clients navigate plan options, understand coverage details, and enroll in policies that meet their needs. The agency assists individuals and families in evaluating plans suited to their budgets and medical requirements. It also handles group coverage options for small employers seeking to provide benefits for their workers. Medicare supplement plans and prescription drug coverage are among the specific services it manages in this area.
Iris Kuwaye - State Farm Insurance Agent offers health insurance coverage options and assists clients in selecting suitable plans from available marketplace and private insurances. Regular policy reviews and support with claims processing are provided to ensure ongoing coverage remains aligned with changing healthcare needs. The agent also helps clients understand enrollment periods and plan benefits clearly. Properties serviced include single-family homes, apartments, retail establishments, and restaurants requiring business health insurance solutions.
Claire Justo - State Farm Insurance Agent serves homeowners, renters, and small business owners in the Hilo area with health insurance plans designed to meet individual and family medical needs. The agency helps clients compare policy options and navigate coverage details to find suitable protection for changing life circumstances. General consultations cover plan benefits, enrollment periods, and provider networks for preventive and emergency care. Claire Justo’s agency also provides health insurance support for residents in nearby Pāhoa and throughout the Puna District.
Serving Hilo and the surrounding communities on the Big Island, Premier Benefit Consultants offers health insurance agent services. The company handles individual health plans, family coverage options, and small business group policies for local residents and employers. It helps clients understand enrollment periods, compare plan benefits, and complete application paperwork for major insurers. To handle a typical job, the agent first assesses a client’s current coverage and budget, then presents tailored plan options and clarifies out-of-pocket costs before assisting with the final selection and enrollment process.
Pyramid Insurance - Hilo assists clients with both one-time plan comparisons and ongoing policy management, helping them choose coverage that fits individual needs. For local residents, health insurance agents simplify understanding plan provisions, network restrictions, and premium costs. The company provides guidance through enrollment periods and claims questions. Services are available on a scheduled or as-needed basis, depending on whether the client requires periodic reviews or immediate assistance with a specific concern.
Ohana Health Plan offers health insurance navigation and plan selection services for individuals and families in Hilo. General work includes explaining policy details, assisting with enrollment applications, and reviewing coverage options to match healthcare needs. This agency helps clients understand how local medical networks and prescription drug plans apply to their situations. During the seasonal Open Enrollment Period, it provides guidance on meeting deadlines and adjusting coverage to address changing health conditions or income.
Fast Insurance Agency HI serves individual residents in Hilo by helping them select health plans that meet their personal medical needs and budget limits. They also offer commercial health coverage options for local small businesses and their employees throughout the Hilo area. Their team assists with annual enrollment changes and policy questions. Customers often return for follow-up plan adjustments or renewals between regular visits to ensure their coverage remains appropriate.
Mind Insurance HI, based in Hilo, Hawaii, is recognized for helping individuals and families navigate their health coverage options. The agency assists clients in selecting and enrolling in individual and family health plans that meet their specific medical and budgetary needs. It also provides guidance on understanding benefits, network restrictions, and annual enrollment periods. A specialty service the agency offers is assistance with supplemental dental and vision insurance policies.
HMSA Hilo Neighborhood Center connects individuals and families with health insurance plans suitable for a range of needs. As a local agent, the company specializes in explaining policy options and assisting with enrollment processes for medical coverage. This ensures clients understand their benefits and can access necessary healthcare services. Commercial sectors the agency can serve include offices, warehouses, and food service operations, helping businesses provide employee health benefits.
What Does a a Health Insurance Agent in Hilo Cost?
Health insurance agents in Hawaii typically earn a commission from the insurance carrier so you may not pay a fee directly to the agent. Some independent agents may charge a consultation fee ranging from 50 to 200 dollars. Costs vary by case and depend on the plan type and services provided. This is general information not insurance advice.
About health insurance agents in Hilo
Health insurance agents in Hilo Hawaii help individuals and families find coverage that meets their needs. Agents are familiar with the Hawaii Prepaid Health Care Act which requires employers to provide coverage for employees working 20 hours or more per week. They can also guide you through plans on the federal marketplace or private options available in Hawaii County.
Frequently Asked Questions
What does a health insurance agent in Hilo do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain policy details such as deductibles and networks. Agents in Hilo are licensed by the Hawaii Department of Commerce and Consumer Affairs.
Do I need an agent to buy health insurance in Hawaii?
No you do not need an agent to buy health insurance in Hawaii. However an agent can help you understand Hawaii specific laws like the Prepaid Health Care Act and find a plan that fits your budget.
How do I choose a health insurance agent in Hilo?
Look for an agent who is licensed in Hawaii and has experience with local carriers such as Hawaii Medical Service Association or Kaiser Permanente. You can verify a license through the Hawaii Insurance Division website.
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