The top-rated health insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 207 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 20 health insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Leilani Yee at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6073 |
| 9 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 10 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
Larry Welsch - State Farm Insurance Agent serves clients in the Waipahu area and throughout Honolulu County. The agency offers health insurance plans designed to help individuals and families manage their medical expenses. These policies can cover routine check-ups, prescription medications, and unexpected hospital stays. The agent works with residents to select coverage that fits their healthcare needs and financial situation. Medicare supplement plans are a specific service handled here, as is individual major medical health insurance.
Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides a range of health insurance options tailored to individual and group needs. Ongoing service includes annual policy reviews and assistance with claims and plan adjustments as client circumstances change. The office supports clients in selecting coverage that fits their medical and financial requirements. Its service area includes single-family homes, apartments, retail businesses, and restaurants in the local community.
Residents and small business owners in Waipahu can turn to Valerie Bruner at Comparion Insurance Agency for personalized health insurance guidance. The company assists clients in comparing various coverage options, explaining plan details, and enrolling in suitable policies. Navigational support through open enrollment periods or special circumstances, such as job changes, is also offered. The agency extends its knowledgeable service to clients throughout the broader Ewa Beach and Kapolei region.
Kendrick Nishiguchi at Comparion Insurance Agency assists clients in Waipahu with choosing between one-time plans for a single coverage period and recurring options that automatically renew. Health insurance agents in this area help individuals and families compare plans that address medical visits, prescriptions, and hospitalization through private carriers or the marketplace. The agency works with clients to align coverage with their specific healthcare needs and financial considerations. Service typically runs on an as-needed basis, arranged when an enrollment period approaches or a situation changes.
In Waipahu, where seasonal changes can bring unexpected health needs, many residents seek coverage that fits their evolving circumstances. Susan Santos - State Farm Insurance Agent offers guidance on private health plans that align with local medical networks and family budgets. Each conversation begins with a review of current coverage gaps and anticipated care expenses, ensuring personalized recommendations. The initial step involves a no-obligation inspection of existing policies to clarify available options and find the right solution.
Dawn Mira-Whitson: Allstate Insurance assists individuals and families by providing guidance on available health insurance options in Waipahu. General medical coverage plans can be compared to find suitable protection for routine care and unexpected health needs. The company’s work often includes helping clients understand plan details such as deductibles and copays. These services are available to many commercial sectors in the area, including local offices, warehouses, and food service establishments.
As a health insurance agent in Waipahu, HI, Ricky Bonilla: Allstate Insurance offers guidance on selecting appropriate medical plans and coverage options. This includes helping individuals and families navigate plan details such as deductibles, copayments, and networks for routine care and preventive services. The agency also assists with annual enrollment periods and policy adjustments. In a coastal area like Waipahu, it helps address concerns about maintaining adequate coverage during hurricane season or other emergencies.
Leilani Yee at Comparion Insurance Agency serves the Waipahu, HI area with a focus on health insurance agent services. The agency assists individuals and families in navigating plan options, from major medical coverage to supplemental policies. Local needs for accessible care and preventive services are routinely addressed through tailored guidance. The team helps clients compare marketplace plans and understand enrollment periods for compliance. Medicare supplement plan selection can also be added to the suite of available offerings.
Deborah Sumulong at Comparion Insurance Agency provides residential health insurance services to individuals and families in Waipahu, Hawaii, while also handling commercial health coverage options for local businesses. The service area extends throughout the region, ensuring access to necessary medical plans. Following enrollment, clients receive ongoing support to manage any policy adjustments or questions that arise, with continued availability between regular visits for follow-up or repeat service needs.
What Does a a Health Insurance Agent in Waipahu Cost?
Health insurance agents in Hawaii are typically paid by commissions from insurance carriers not directly by you. Some agents may charge a consultation fee ranging from 50 to 200 dollars for complex cases. Individual plan premiums in Hawaii vary widely from about 300 to 800 dollars per month depending on age plan type and coverage level. This is general information not insurance advice.
About health insurance agents in Waipahu
A health insurance agent in Waipahu can help you compare plans from Hawaii medical carriers like HMSA and Kaiser Permanente. Hawaii law requires most employers to provide health coverage under the Hawaii Prepaid Health Care Act. An agent can guide you through individual plans or small business options to meet your needs.
Frequently Asked Questions
What does a health insurance agent in Waipahu do?
A health insurance agent helps you review and enroll in health plans that fit your budget and medical needs. They explain plan benefits costs and network options. They also assist with annual open enrollment and special enrollment periods.
Do I need a license to sell health insurance in Hawaii?
Yes all health insurance agents in Hawaii must hold a valid resident insurance license from the Hawaii Department of Commerce and Consumer Affairs. Agents must complete continuing education to keep their license active.
Can a health insurance agent help with the Hawaii Prepaid Health Care Act?
Yes an agent can explain how the Hawaii Prepaid Health Care Act affects employer sponsored coverage. This law requires employers to provide health insurance to employees who work 20 or more hours per week. An agent can help small businesses find compliant plans.
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