The top-rated health insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Punua Insurance. This directory lists 14 health insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 5 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 6 | The Medicare Geek | 3-2600 Kaumualii Hwy E12 | (808) 652-5210 |
| 7 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 8 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
| 9 | Pyramid Insurance - Kauai | 4405 Kukui Grove St #102 | (808) 245-4624 |
| 10 | AlohaCare | 4370 Kukui Grove St Unit 206 | (877) 973-0712 |
Yukimura & Associates: Allstate Insurance serves the Lihue, HI area as a local health insurance agent. It assists individuals and families in navigating their health coverage options. The team provides guidance on selecting plans that meet specific medical and budgetary requirements. They help clients enroll in Affordable Care Act marketplace plans and manage ongoing policy changes. The agency also helps residents understand Medicare supplement and advantage plan options available in the region.
Adam Smith - State Farm Insurance Agent in Lihue, HI, offers a full range of health insurance policies tailored to individuals and families seeking coverage in the local market. Their services include plan selection guidance, enrollment support, and ongoing policy management to ensure clients maintain appropriate coverage throughout the year. Regular maintenance services involve reviewing plan changes and assisting with claims. The agency serves private single-family homes and apartments, as well as retail establishments and restaurants throughout the island.
Skip Koenig - State Farm Insurance Agent in Lihue, Hawaii helps homeowners, renters, and small business owners secure health insurance coverage that meets their specific needs. As a local agent, Skip assists clients in understanding plan options, enrollment periods, and how coverage integrates with other personal policies. His office provides guidance on managing claims and updating plans as life changes occur. The agency also serves clients in surrounding communities along the eastern shore, including Kapaʻa and Wailua.
Based in Lihue, HI, Punua Insurance operates as a local health insurance agent, helping clients navigate the key distinction between short-term or temporary plans and long-term, comprehensive coverage. The agent assists individuals and families in comparing options suited to different medical needs and budgets, including plans that cover preventive care, hospital stays, and prescription medications. Health insurance guidance from this agent can typically be arranged on a one-time consultation basis, or when a special enrollment period or annual open enrollment occurs, with ongoing support available as needed.
Serving Lihue and the surrounding communities on the island of Kauai, Eric Kaneda’s State Farm Insurance Agency handles various health insurance policies for local residents. The agency assists individuals and families in selecting appropriate coverage options that meet their specific medical needs and budgets. Typical tasks involve assessing a client’s current healthcare requirements, explaining plan details, and comparing different policy benefits. Eric’s agency approaches each job by focusing on clear, personalized guidance to help customers navigate their insurance choices and secure suitable protection.
The Medicare Geek offers specialized assistance with Medicare enrollment, plan comparisons, and annual open enrollment navigation. As a health insurance agent serving Lihue, HI, it connects local clients with appropriate health coverage options, explaining policy details and guiding them through complex paperwork. The company helps individuals evaluate plan changes that affect coverage and costs each year. The agent particularly assists residents during the annual Medicare Open Enrollment Period, ensuring clients adjust their plans to reflect new prescription drug formularies or shifting healthcare needs for the upcoming year.
With hurricane season approaching on Kauai, residents seek reliable coverage for their homes and health. Business Insurance in Lihue helps clients understand and select individual health plans that meet their needs on the island. The team explains policy details clearly, working directly with major insurers to find suitable options for each family or individual. An initial in-person or phone assessment is always offered to review current coverage before recommending any changes.
Heritage Insurance HI serves residents of Lihue with health insurance coverage for individuals and families. The agency also provides commercial health plans tailored for local businesses throughout Kauai. Clients benefit from professional guidance in navigating plan options, enrollment deadlines, and claims questions. Regular follow-up service ensures policies remain aligned with changing needs between visits, and the agency stays available for ongoing support as health requirements evolve.
Pyramid Insurance - Kauai provides health insurance agent services to individuals and families in Lihue. The company focuses on helping clients understand their coverage options and navigate the complexities of health plans available in Hawaii. Its work includes assisting with enrollment, plan comparisons, and annual policy reviews. Pyramid Insurance - Kauai can serve commercial sectors such as offices, warehouses, and food service establishments needing group health benefits for employees.
AlohaCare offers a comprehensive range of health insurance options, including individual plans, family coverage, and Medicare supplements for clients in Lihue. Its service plans involve thorough policy reviews, enrollment assistance, and ongoing claims support to ensure beneficiaries understand their benefits. Maintenance plans include annual check-ins to review changing healthcare needs and compare updated plan options. The company helps protect single-family homes, apartments, retail spaces, and local restaurants by providing appropriate coverage for staff and owners.
What Does a a Health Insurance Agent in Lihue Cost?
Health insurance agents in Hawaii typically do not charge a fee to consumers. They earn commissions from insurance companies, so their services are usually free to you. Plan premiums vary widely based on age, location, and coverage level. For example, a mid-level silver plan for a 40-year-old in Lihue might cost between 400 and 700 dollars per month. This is general information, not insurance advice.
About health insurance agents in Lihue
Health insurance agents in Lihue help individuals and families find plans that meet their needs and budget. Hawaii law requires most employers to provide health coverage, but self-employed and part-time workers often use the individual market. An agent can explain options like Kaiser Permanente and Hawaii Medical Service Association plans.
Frequently Asked Questions
What does a health insurance agent in Lihue do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options. They can assist with both private plans and plans through the Hawaii Health Connector. Agents are licensed by the Hawaii Department of Commerce and Consumer Affairs.
When can I enroll in health insurance in Hawaii?
Open enrollment for individual plans usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you lose other coverage, move, or have a life event like marriage or birth. An agent can help you check your eligibility.
Do I need health insurance in Hawaii?
Hawaii has a Prepaid Health Care Act that requires employers to offer coverage to employees working 20 or more hours per week. If you are not covered by an employer plan, you are not legally required to have insurance, but going without can lead to financial risk. An agent can help you find affordable options.
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