The top-rated health insurance agent in Kailua, Hawaii is Lifestyle Wealth Management, rated 5.0 stars across 35 reviews. Other highly rated options include Matthew Kendig - State Farm Insurance Agent, Home Instead, Title Guaranty Kailua. This directory lists 10 health insurance agents serving Kailua.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lifestyle Wealth Management | 74 Kihapai St | (808) 206-9123 |
| 2 | Matthew Kendig - State Farm Insurance Agent | 970 N Kalaheo Ave #C-104 | (808) 262-6155 |
| 3 | Home Instead | 970 N Kalaheo Ave Suite A-323 | (808) 909-8389 |
| 4 | Title Guaranty Kailua | 111 Hekili St #101 | (808) 266-2060 |
| 5 | Scott Harada - State Farm Insurance Agent | 328 Uluniu St Suite 204 | (808) 261-5024 |
| 6 | Andrew Fong - State Farm Insurance Agent | 670 Kailua Rd | (808) 263-2290 |
| 7 | First American Title Company, Inc. | 143 Hekili St Suite 101 | (808) 664-6730 |
| 8 | Jack Wolfe Insurance Inc | 146 Hekili St #102 | (808) 261-7922 |
| 9 | Real Easy Protection Insurance | 646 Akoakoa St | (808) 563-5884 |
| 10 | Allstate Insurance - Timothy Takahashi | 518 Wailepo St #1 | (808) 262-8181 |
Lifestyle Wealth Management serves the Honolulu metro area and Kailua, Hawaii, as a health insurance agent. It helps individuals and families find suitable medical coverage plans that meet their healthcare needs. The agency guides clients through enrollment periods and policy options available in the local market. It also assists with understanding plan benefits and navigating claims support. Specific services the company handles include Medicare supplement plans and individual health insurance enrollment in Kailua.
Matthew Kendig - State Farm Insurance Agent in Kailua, HI, provides a range of health insurance options tailored to individual and family needs, along with ongoing policy reviews to ensure coverage adapts to changing circumstances. The agency assists clients with enrolling in plans, understanding policy benefits, and managing claims or renewals throughout the year. This service extends to single-family homes, apartments, retail establishments, and restaurants in the local area.
Home Instead serves homeowners and local property managers in Kailua, HI, by offering health insurance agent services. It helps clients navigate individual health plans, Medicare supplements, and short-term coverage options tailored to their needs. The agent explains policy details clearly and assists with annual enrollment updates. It collaborates with small business owners seeking group health solutions for employees. Serving the entire windward side of Oahu, Home Instead also extends its coverage area to the neighboring community of Kaneohe.
Title Guaranty Kailua serves the town of Kailua and neighboring communities across the windward side of Oahu. This health insurance agent helps clients navigate individual plans, family coverage, and small business health options available through the local marketplace. The agency introduces residents to policies from major carriers operating within Hawaii. Each client’s unique medical needs and financial situation are assessed to identify suitable plans. The team then compares deductibles, premiums, and provider networks before presenting clear options and guiding the client through the enrollment process step by step.
For Scott Harada, operating as a State Farm Insurance Agent in Kailua, HI, clients must decide between one-time short-term health plans and recurring major medical or supplemental coverage. The agency guides customers in selecting policies that suit individual health needs and budgets, explaining the differences in network access and premium structures. Assistance includes evaluating deductibles, explaining prescription benefits, and processing claims or changes to existing plans. Unlike an appointment-only broker, this office accommodates walk-in visits during standard business hours and also handles inquiries on an as-needed basis for reviews or policy updates.
Andrew Fong - State Farm Insurance Agent in Kailua, HI offers health insurance plans tailored to individual and family medical needs, alongside a range of personal insurance products. The agency routinely assists clients with plan selection, enrollment, and navigating coverage questions. During the annual open enrollment period, the team provides guidance on updating policies to match changing health circumstances or budget requirements for the coming year.
First American Title Company, Inc. serves the Kona district of Hawaii County from its office in Kailua-Kona. As a health insurance agent, it helps local individuals and families navigate the complex market for medical coverage options that comply with state and federal regulations. The agency assists clients in comparing health plans during open enrollment periods and finding suitable policies for self-employed workers in the region. This includes explaining differences in private plans and Hawaii’s unique access requirements for affordable healthcare coverage.
As Kailua residents face shifting enrollment periods and evolving local healthcare options, Jack Wolfe Insurance Inc provides personalized guidance on health insurance plans. The agency helps individuals and families compare coverage to match medical needs and budgets. A typical first step is scheduling a detailed consultation to review current policies and explore available marketplace or private plans. This initial assessment allows the agent to identify suitable options before formal enrollment begins.
Real Easy Protection Insurance operates as a health insurance agent in Kailua, HI, serving clients who need to select individual or family medical plans. The agency specializes in comparing options from multiple carriers, explaining coverage details for prescription drugs, preventive care, and specialist visits. It helps residents navigate Hawaii’s unique healthcare landscape, including Kaiser Permanente and HMSA plans. The commercial sectors it can serve include local offices, warehouses, and food service establishments.
Allstate Insurance - Timothy Takahashi provides health insurance services to residents in the Kailua area, helping them secure individual plans and navigate enrollment periods. The agency also offers commercial health coverage for small businesses and local employers across the broader Oahu region. Professional guidance is available for claims support and plan reviews. The office follows up with clients between regular visits to address changes in coverage or new policy questions.
What Does a a Health Insurance Agent in Kailua Cost?
Health insurance agents in Hawaii typically do not charge you directly for their services. They receive commissions from insurance carriers which are built into the plan premiums. For ACA plans in Kailua monthly premiums range from about 300 to 800 dollars for an individual depending on age income and metal tier. Medicare plans may have no additional agent fee. Costs vary by case and plan type. This is general information not insurance advice.
About health insurance agents in Kailua
Health insurance agents in Kailua Hawaii help residents find individual family and Medicare plans that meet Hawaii state requirements. Hawaii law requires employers to provide health coverage for employees working 20 hours or more per week under the Hawaii Prepaid Health Care Act. A local agent can explain how this law affects your options and guide you to plans that comply with state mandates.
Frequently Asked Questions
What does a health insurance agent in Kailua do?
A health insurance agent in Kailua helps you compare plans from Hawaii carriers like Hawaii Medical Service Association and Kaiser Permanente. They explain benefits costs and network details so you can choose a plan that fits your needs. Agents are licensed by the Hawaii Department of Commerce and Consumer Affairs.
Do I need a health insurance agent in Hawaii?
You do not need an agent but using one can save time and help you avoid mistakes. Hawaii has unique rules like the Prepaid Health Care Act which may affect your coverage requirements. An agent can confirm your plan meets state law and your budget.
How do I find a health insurance agent in Kailua?
You can search the Hawaii Insurance Division website for licensed agents in Kailua. Many agents offer free consultations to review your needs. Ask about their experience with Hawaii specific plans and open enrollment periods.
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