The top-rated health insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 224 reviews. Other highly rated options include PDCM Insurance, Ryan Sullivan - State Farm Insurance Agent, Steve Hubbard - State Farm Insurance Agent. This directory lists 23 health insurance agents serving Waterloo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VGM Insurance Services | 1111 Van Miller Wy | (800) 362-3363 |
| 2 | PDCM Insurance | 3022 Airport Blvd | (319) 234-8888 |
| 3 | Ryan Sullivan - State Farm Insurance Agent | 1809 University Ave | (319) 236-1099 |
| 4 | Steve Hubbard - State Farm Insurance Agent | 213 E San Marnan Dr | (319) 232-6585 |
| 5 | The Sinnott Agency | 622 W 4th St | (319) 233-6103 |
| 6 | Farmers Insurance - Zachary Goodwin | 2747 University Ave | (319) 243-1111 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 2945 Airport Blvd | (319) 433-1098 |
| 8 | Farm Bureau Financial Services: Beau Jorgensen | 3315 W 4th St | (319) 234-2000 |
| 9 | Farm Bureau Financial Services: Andrea McKenzie | 3315 W 4th St | (319) 348-3800 |
| 10 | Tjernagel Insurance | 2920 Falls Ave | (319) 235-6719 |
VGM Insurance Services serves the Waterloo, Iowa, metropolitan area as a dedicated health insurance agent. This local agency assists individuals and families in navigating the complexities of health coverage options available in Black Hawk County. It works to connect clients with various private insurance plans that meet their medical needs and budgets. The company also helps customers understand open enrollment periods and policy details. VGM Insurance Services handles both individual health plans and family insurance coverage in the Waterloo region.
PDCM Insurance offers health insurance agent services to individuals and businesses in Waterloo, Iowa. The agency helps clients select suitable health plans and assists with annual enrollment updates and policy maintenance. It provides ongoing support for claims questions, coverage changes, and plan renewals throughout the year. By evaluating current healthcare needs, it can recommend adjustments to options like individual, family, or group policies. Its services cover single-family homes, apartments, retail shops, and restaurants.
Ryan Sullivan - State Farm Insurance Agent serves homeowners, renters, and business owners in the Waterloo area, offering personalized health insurance options to help them protect their well-being and financial security. The agency guides clients through plan selection, explaining coverage details and policy terms in straightforward terms. It also assists with individual and family plans, ensuring customers understand their benefits and available network providers. Ryan Sullivan - State Farm Insurance Agent extends its services to nearby Cedar Falls, providing health insurance solutions for residents throughout the metro region.
Steve Hubbard - State Farm Insurance Agent serves the Waterloo, Iowa area and its surrounding communities, handling a range of health insurance policies for individuals and families. The office helps clients navigate plan options to find coverage that fits their medical needs and budget. A typical job begins with a conversation to understand the client's current situation and future healthcare concerns, followed by a comparison of available plans. The agent then develops a recommendation tailored to the client's specific requirements, ensuring clear explanations of coverage details and costs.
The Sinnott Agency in Waterloo, Iowa, offers both one-time policy reviews and ongoing service for ongoing needs. Their primary coverage includes individual and family health insurance plans. Local agents assess changing regulations and personal circumstances to recommend suitable options. They also provide guidance on enrollment periods and plan changes. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s preference for ongoing support versus occasional assistance.
Farmers Insurance - Zachary Goodwin offers health insurance agent services, including enrollment assistance and plan comparisons for individuals and families in Waterloo, IA. The agency guides clients through the complexities of medical coverage options, helping them select policies that align with their healthcare needs and budgets. It also provides ongoing support for claims and benefits inquiries. During the annual Open Enrollment Period, the agency helps residents adjust their plans to address changing health conditions or financial circumstances.
Gallagher Insurance, Risk Management & Consulting in Waverly, IA provides health insurance agency services, differentiating between one-time plan comparisons and ongoing policy management for individuals or groups. Coverage options are explored to help clients align health plans with their specific medical and financial needs. All consultations and enrollments are conducted on a scheduled appointment basis, ensuring dedicated time for reviewing plan details and addressing questions. Service runs on either a one-time basis for a single enrollment or as regularly recurring sessions for policy renewals.
Farm Bureau Financial Services Beau Jorgensen works with clients to identify health insurance coverage that aligns with personal and family needs. Serving the Waterloo area, the agency focuses on helping individuals navigate plan options and enrollment periods. Specialty add-ons include supplemental health policies that address specific gaps in standard coverage. The agent assists commercial sectors such as offices, warehouses, and food service with their health insurance requirements.
Farm Bureau Financial Services: Andrea McKenzie serves residents of Waterloo, Iowa, by helping them find individual health insurance plans that meet their medical needs and budgets. The agency also assists local businesses with commercial health coverage options for employees. Service extends throughout the Waterloo area, supporting both families and companies in navigating their insurance choices. Andrea McKenzie focuses on clear explanations and personalized recommendations during each appointment. Clients can expect thorough follow-up after policy selection and regular check-ins before renewal periods to adjust coverage as circumstances change.
As area residents prepare for the annual Medicare open enrollment season, Tjernagel Insurance serves the Waterloo community as a local health insurance agent. The company assists individuals and families in navigating health plans, including options for coverage changes and supplemental policies. With a focus on the specific needs of eastern Iowa residents, the agent provides personalized consultations to help clarify available choices and benefits. The process typically begins by scheduling a no-obligation initial assessment to review current coverage and explore suitable alternatives.
What Does a a Health Insurance Agent in Waterloo Cost?
Health insurance agent services in Iowa are generally free to consumers because agents earn commissions from insurance carriers. The cost of the health plan itself varies widely. A typical ACA silver plan for a single adult in Waterloo might range from 300 to 600 dollars per month before subsidies. Medicare Advantage plans often have low or zero monthly premiums. This is general information, not insurance advice.
About health insurance agents in Waterloo
Health insurance agents in Waterloo, Iowa help individuals and families find coverage that meets their needs and budget. Agents can explain Iowa-specific plans available through the federal marketplace or private carriers. They also assist with Medicare enrollment and special enrollment periods under Iowa law.
Frequently Asked Questions
What does a health insurance agent in Waterloo do?
A health insurance agent helps you compare plans from different carriers. They explain coverage details, deductibles, and out-of-pocket costs. Agents can also help you apply for subsidies through the Iowa marketplace.
Do I have to pay a fee to use a health insurance agent in Iowa?
Most health insurance agents in Iowa are paid by the insurance company, not by you. This means their services are usually free to the consumer. Always confirm the payment arrangement before working with an agent.
When can I enroll in a health plan in Waterloo Iowa?
Open enrollment for ACA plans in Iowa typically runs from November 1 to January 15 each year. You may also qualify for a special enrollment period after a life event like marriage, birth, or loss of other coverage. Medicare enrollment has its own specific windows.
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