The top-rated health insurance agent in Aiken, South Carolina is Hannah Swanson - State Farm Insurance Agent, rated 5.0 stars across 559 reviews. Other highly rated options include Direct Auto Insurance, Lambert Insurance, Hutson-Etherredge Companies. This directory lists 20 health insurance agents serving Aiken.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hannah Swanson - State Farm Insurance Agent | 410 Hitchcock Pkwy | (803) 226-9838 |
| 2 | Direct Auto Insurance | 3555 Richland Ave W #182 | (803) 643-2759 |
| 3 | Lambert Insurance | 217 Silver Bluff Rd | (803) 642-5007 |
| 4 | Hutson-Etherredge Companies | 129 Park Ave SW | (803) 649-5141 |
| 5 | Nationwide Insurance: Chris Heath Agency Inc. | 116 A Pendleton St SW | (803) 649-6461 |
| 6 | Bates, Smith, and Strickland Insurance | 245 Chesterfield St N | (803) 649-3434 |
| 7 | Cain Family Insurance | 900 Trail Ridge Rd 1ST Floor Unit 1 | (803) 859-7052 |
| 8 | Navigating My Medicare-Russell Turner, CMIP | Senior Life Services, 1310 E Pine Log Rd Suite #1 | (803) 640-4039 |
| 9 | Bloom Health & Senior Benefits - Elisa W. Saul, Independent Broker | 771 Silver Bluff Rd | (803) 961-7100 |
| 10 | Affordable Insurance Agency, Inc. | 212 Richland Ave W | (803) 648-4450 |
Hannah Swanson - State Farm Insurance Agent serves the Aiken, South Carolina metro area by providing health insurance agent services to local individuals and families. The agency helps clients understand their coverage options and find plans that meet their healthcare needs. Support is offered for navigating enrollment periods, comparing policy benefits, and managing claims. Specific services handled here include individual health plans and family health insurance coverage.
Direct Auto Insurance in Aiken, SC offers a range of health insurance agency services, including helping individuals and families select suitable medical coverage plans. The company assists clients with plan enrollment and provides ongoing support for policy maintenance and claims questions. It serves a variety of property types, including single-family homes, apartments, retail businesses, and restaurants in the local area.
Lambert Insurance serves the Aiken, South Carolina area and its surrounding communities. It handles health insurance needs for individuals, families, and local businesses, helping clients navigate their plan options and coverage details. The company works to understand each client's unique medical and financial situation before presenting suitable policies from major carriers. For a typical job, it begins by reviewing a client’s current coverage and budget, then compares available plans to recommend the most appropriate choice for their long-term healthcare needs.
Hutson-Etherredge Companies serves homeowners, families, and small business owners in Aiken, South Carolina, offering individual and group health insurance plans. The agency assists clients in selecting coverage that fits their medical needs and budgets through the annual enrollment process. Guidance is provided on plan benefits, provider networks, and prescription drug coverage to help customers make informed decisions. The company also extends its services to residents in the neighboring town of Graniteville and surrounding Aiken County communities.
Nationwide Insurance: Chris Heath Agency Inc. specializes in health insurance agent services, guiding individuals and families through plan selection for medical coverage. It helps clients understand policy options, compare benefits, and enroll in suitable plans for their healthcare needs. Based in Aiken, SC, the agency provides year-round support for coverage questions and claims assistance. It particularly assists during Open Enrollment periods, ensuring residents meet deadlines for health plan changes or new enrollments to maintain continuous protection.
Individuals with short-term health insurance needs may select single-purchase plans, while those seeking ongoing medical protection typically choose renewable coverage options. Bates, Smith, and Strickland Insurance in Aiken, SC, operates as a health insurance agent guiding clients through individual plans, family policies, and group coverage for local businesses. Agents explain the differences between Health Savings Account-qualified plans and traditional copayment options during consultations. Services for this office run on a scheduled appointment basis, with no emergency walk-in or after-hours availability listed for this location.
Cain Family Insurance works as a health insurance agent in Aiken, SC, helping individuals and groups compare coverage options and enroll in suitable plans. It specializes in assisting residents with the selection of individual health policies, family packages, and employer-sponsored group health insurance. The agency helps clients understand plan details such as deductibles, copays, and provider networks. It can serve commercial sectors including offices, warehouses, and food service operations, offering guidance on available health benefits for employees and owners alike.
Serving residents of Aiken, SC, this health insurance agent also supports commercial coverage needs throughout the surrounding area. The agency specializes in helping clients understand Medicare options and select suitable plans. Each initial consultation includes a thorough review of coverage gaps and available benefits. Follow-up services between regular visits include annual plan comparisons, enrollment assistance, and addressing changes in medication or healthcare providers.
As the annual open enrollment period approaches in Aiken, residents often seek guidance through the complex landscape of health plan options. Affordable Insurance Agency, Inc. provides clear explanations of available coverage, helping individuals and families find a suitable health insurance agent for their specific needs. Their team focuses on presenting the terms of different policies so clients can make informed decisions. The process begins with a thorough review of each person's current health care requirements and budget during an initial consultation appointment.
What Does a a Health Insurance Agent in Aiken Cost?
Health insurance agents in South Carolina are typically paid by the insurance company through commissions not by the client. This means you usually do not pay a fee for their services. However some agents may charge a consultation fee for complex cases like small business group plans. Commission rates vary by carrier and plan type but generally range from 2 to 5 percent of the annual premium for individual plans. Costs for the insurance itself depend on your age location income and plan choice. This is general information not insurance advice.
About health insurance agents in Aiken
Health insurance agents in Aiken South Carolina help individuals families and small businesses find coverage that fits their needs and budget. Agents are licensed by the South Carolina Department of Insurance and must follow state regulations including the South Carolina Patient Protection Act. Local agents understand the specific health insurance market in Aiken County and can guide you through open enrollment special enrollment periods and plan changes.
Frequently Asked Questions
What does a health insurance agent in Aiken do?
A health insurance agent in Aiken helps you compare plans from multiple carriers like BlueCross BlueShield of South Carolina and Cigna. They explain plan details such as deductibles copays and network restrictions. Agents also assist with enrollment paperwork and can help you apply for subsidies through the federal marketplace.
How do I choose a health insurance agent in Aiken?
Look for an agent who is licensed in South Carolina and has experience with the type of coverage you need such as ACA plans Medicare or short term insurance. You can verify an agents license through the South Carolina Department of Insurance website. Ask about their familiarity with Aiken area providers and hospitals.
Is there a time limit to enroll in health insurance in South Carolina?
Yes. Open enrollment for ACA plans in South Carolina typically runs from November 1 to January 15 each year. Outside of open enrollment you can only enroll if you qualify for a special enrollment period due to a life event like losing other coverage moving or having a baby. Medicare initial enrollment is a 7 month window around your 65th birthday.
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