The top-rated health insurance agent in Bluffton, South Carolina is Carolina Heritage Insurance, rated 5.0 stars across 273 reviews. Other highly rated options include Brightway Insurance, The BDIM Agency, John Mallett - State Farm Insurance Agent, AreYou64 - 64 Insurance Group (Bluffton, SC). This directory lists 18 health insurance agents serving Bluffton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carolina Heritage Insurance | 198 Okatie Village Dr #102 | (843) 689-3030 |
| 2 | Brightway Insurance, The BDIM Agency | 102 Buckwalter Pkwy Suite 3Z | (843) 480-9933 |
| 3 | John Mallett - State Farm Insurance Agent | 15 Mallett Wy | (843) 815-4888 |
| 4 | AreYou64 - 64 Insurance Group (Bluffton, SC) | 110 Traders Cross | (843) 781-6464 |
| 5 | GSP Insurance Group | 8 Buckingham Plantation Dr | (843) 707-4473 |
| 6 | Hilton Head Insurance & Brokerage | 14 Westbury Pk Wy Suite 200 | (843) 252-0840 |
| 7 | Palmetto Bluff Insurance Agency Inc | 110 Traders Cross | (843) 592-3705 |
| 8 | Shield Assurance Insurance Inc | 204 Bluffton Rd | (803) 674-5706 |
| 9 | HUB International | 1160 Fording Island Rd | (843) 837-8000 |
| 10 | Best Insurance HH | 97A Towne Dr | (843) 540-0722 |
Carolina Heritage Insurance serves the Bluffton, South Carolina, area as a local health insurance agent. The company helps individuals and families navigate plan enrollment, explain coverage options, and compare policies from various insurers. It also assists small business owners in finding group health plans that meet their workforce needs. Clients in the Lowcountry region can receive direct guidance on Medicare Advantage plans and Affordable Care Act marketplace subsidies.
Homeowners, families, and individuals in Bluffton, SC turn to Brightway Insurance, The BDIM Agency for guidance on health insurance plan selection. The agency explains the differences between major medical, Medicare supplement, and individual health policies available in the local market. Their agents assist clients in comparing coverage options and understanding benefits, deductibles, and provider networks. They also extend their services to clients in Hardeeville and the surrounding greater Hilton Head Island area.
John Mallett - State Farm Insurance Agent provides a range of health insurance services in the Bluffton, SC area, including helping individuals and families select suitable medical coverage plans. The agency assists clients in understanding their policy options for routine care, preventive services, and prescription drug needs, as well as offering guidance on plan maintenance and annual enrollment updates. It helps property owners in Bluffton by advising on integrated insurance solutions that can cover the health needs of residents, supporting single-family homes, apartments, retail businesses, and local restaurants.
AreYou64 — 64 Insurance Group serves Bluffton, South Carolina, and the surrounding Lowcountry communities. The agency handles health insurance plans for individuals, families, and small groups, including Medicare options and short-term coverage. Its agents guide clients through annual enrollment periods and plan comparisons. For a typical job, the company begins with a personalized consultation to assess medical needs and budget, then presents multiple carrier options and explains coverage details before assisting with enrollment.
GSP Insurance Group in Bluffton, SC, assists individuals and families in distinguishing between one-time plan purchases and ongoing, renewable coverage options. The agency specializes in navigating the local health insurance landscape, helping clients understand their plan benefits and annual enrollment periods. Service arrangements are conducted on an as-needed basis, allowing clients to seek professional guidance when selecting or updating their individual or family coverage according to evolving healthcare requirements.
As a health insurance agent, Hilton Head Insurance & Brokerage in Bluffton, SC, specializes in helping individuals and families compare and enroll in medical plans. It also assists small business owners with group health coverage options, guiding clients through open enrollment and plan changes. Throughout the year, the agency helps residents address coverage gaps that arise from job changes, retirement, or unexpected medical needs.
Palmetto Bluff Insurance Agency Inc serves residents in Bluffton and the surrounding areas by helping them select health insurance plans that match their medical and financial needs. The agency also provides commercial health coverage options for local businesses seeking benefits for their employees. Service extends across the Lowcountry region to accommodate clients beyond Bluffton. Between annual open enrollment periods or as health needs change, customers can return for plan adjustments, policy updates, or coverage questions to ensure their protection remains current.
As homeowners in Bluffton prepare for seasonal changes, finding reliable coverage for unexpected medical expenses becomes a priority. Shield Assurance Insurance Inc serves as a local health insurance agent helping individuals and families compare available plans to fit their unique circumstances. Navigating annual enrollment periods or qualifying life events can be confusing, so they offer personalized guidance through the available policy options and potential subsidies in the area. Scheduling a free initial assessment of your current coverage and needs starts the process.
HUB International operates as a health insurance agent in Bluffton, South Carolina, providing guidance on medical coverage options for individuals and groups. The firm specializes in the complexities of health plan selection, network navigation, and enrollment processes. It assists local businesses and families in understanding their benefits annual enrollment periods. Commercial sectors served include professional offices requiring employee health packages, warehouses needing flexible plans for diverse workforces, and food service establishments seeking coverage solutions for their staff.
Best Insurance HH in Bluffton, SC, is recognized for connecting clients with health insurance plans that suit individual needs. The agency guides customers through the complexities of medical coverage options available in the Lowcountry region. It assists with plan enrollment, policy changes, and understanding benefits for individuals and families. A specialty service it can provide is evaluating Medicare supplement plans to fill gaps in original Medicare coverage.
What Does a a Health Insurance Agent in Bluffton Cost?
Health insurance agents in South Carolina are typically paid by insurance carriers through commissions not by the client. Commissions are built into the premium and do not add extra cost to you. For ACA plans agent commissions range from about 15 to 20 dollars per member per month. For Medicare plans commissions can be 300 to 600 dollars per policy per year. Costs vary by carrier and plan type. This is general information not insurance advice.
About health insurance agents in Bluffton
Health insurance agents in Bluffton South Carolina help individuals and families find coverage that meets their needs and budget. South Carolina follows federal ACA guidelines and has its own state-based marketplace known as the South Carolina Health Insurance Exchange. Agents can also assist with Medicare Advantage and Medigap plans which are regulated by the South Carolina Department of Insurance.
Frequently Asked Questions
What licenses do health insurance agents need in South Carolina?
Agents must hold a valid South Carolina insurance producer license issued by the South Carolina Department of Insurance. They must complete continuing education courses every two years to renew their license.
Can a health insurance agent help me with ACA plans in Bluffton?
Yes agents can help you compare ACA marketplace plans available in Beaufort County. They can also determine if you qualify for premium tax credits or cost-sharing reductions based on your income.
What is the open enrollment period for health insurance in South Carolina?
The annual open enrollment period for ACA plans typically runs from November 1 to January 15 each year. Special enrollment periods are available for qualifying life events like marriage birth or loss of other coverage.
Health Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Beaufort · Charleston · Clemson · Columbia · Conway · Duncan · Easley · Florence · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island