The top-rated health insurance agent in Hilton Head Island, South Carolina is Carolina Heritage Insurance, rated 4.9 stars across 163 reviews. Other highly rated options include Paul Glick, CLU - Health & Life Insurance Agent, Goosehead Insurance - Tanner Russell, Premier Insurance Advisors. This directory lists 18 health insurance agents serving Hilton Head Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carolina Heritage Insurance | 92 Main St suite c | (843) 689-3030 |
| 2 | Paul Glick, CLU - Health & Life Insurance Agent | 11 Doral Ct | (843) 681-8138 |
| 3 | Goosehead Insurance - Tanner Russell | 5 New Orleans Rd #100 | (843) 701-8730 |
| 4 | Premier Insurance Advisors | 10 Hospital Center Commons suite b | (843) 689-5300 |
| 5 | Goosehead Insurance - Coastal Solutions Agency | 2 Park Ln #200 | (843) 790-8529 |
| 6 | Correll Insurance Group of Hilton Head | 15 Bow Cir STE 101 | (888) 668-8082 |
| 7 | Kinghorn Insurance Agency - Hilton Head | 23A Shelter Cove Ln | (843) 686-3911 |
| 8 | Independent Benefit Advisors - South Carolina | 19 Shelter Cove Ln Building 1 Suite 302 | (843) 681-7400 |
| 9 | Golden Age Insurance Agency | 435 William Hilton Pkwy | (843) 212-4507 |
| 10 | Callen Insurance Services | 17 Executive Park Rd | (843) 681-2221 |
Carolina Heritage Insurance serves the Hilton Head Island area and surrounding South Carolina communities. It handles health insurance plans, helping individuals and families select appropriate medical coverage for their needs. It also assists with navigating enrollment periods and plan changes. The agency typically reviews each client’s specific medical needs and budget to recommend suitable options. It then guides the client through the application process step by step.
Paul Glick, CLU - Health & Life Insurance Agent serves Hilton Head Island, SC, and the surrounding Beaufort County area, offering guidance on health insurance plans. The agency assists individuals and families in navigating the complex marketplace for medical coverage, focusing on finding suitable options for different needs and budgets. They also provide advice on life insurance products to help clients plan for long-term financial protection. Among the specific services handled in this area are individual health insurance policies and Medicare supplement plans.
Goosehead Insurance - Tanner Russell provides individual and family health insurance plans, along with Medicare supplements and short-term coverage options, in Hilton Head Island, South Carolina. The agency helps clients review plan benefits each enrollment period and handles applications for subsidies and special enrollment periods. Ongoing support includes assistance with claims questions and explaining how network providers affect costs. It services clients living in single-family homes, apartments, and those owning small retail stores or restaurants in the area.
Homeowners and small business owners in Hilton Head Island rely on Premier Insurance Advisors for their health insurance agent needs. The company guides clients through plan selection, from individual coverage to group policies, ensuring compliance with current healthcare regulations. It also assists with enrollment periods and plan adjustments as circumstances change. In addition to serving Hilton Head Island, this agency extends its services to Bluffton and the surrounding Lowcountry communities.
Goosehead Insurance - Coastal Solutions Agency in Hilton Head Island, SC assists clients with selecting one-time health insurance plans for short-term needs or recurring policies providing ongoing coverage. Their agents help individuals and families navigate the local market to find suitable medical plans. Services are available on either a one-time basis for a single policy purchase or as scheduled meetings for annual open enrollment reviews. Consultations can also be arranged as-needed for urgent coverage questions or mid-year changes.
Correll Insurance Group of Hilton Head serves clients in Hilton Head Island, South Carolina, and the surrounding Lowcountry communities, handling individual and family health insurance plans as well as Medicare-related coverage options. The agency helps residents compare different policies from major carriers to find suitable medical benefits. When working on a typical case, the agents review each client’s specific healthcare needs and income situation before presenting the available plan choices in a straightforward, easy-to-understand manner.
As Hilton Head Island residents and seasonal visitors settle into the Lowcountry rhythm, reliable health coverage becomes a priority to protect against unexpected medical costs in this coastal community. Kinghorn Insurance Agency - Hilton Head assists individuals, families, and Medicare-eligible clients by explaining various plan options and helping them compare coverage benefits during the annual enrollment window. The agency recommends scheduling a brief initial interview to review personal healthcare needs and current policies before identifying available plans. This introductory meeting allows the agent to evaluate each situation and clarify the next eligibility steps.
Independent Benefit Advisors - South Carolina offers personalized health insurance guidance and plan comparison services, serving residents in and around Hilton Head Island. It assists individuals, families, and small businesses in navigating open enrollment periods, understanding coverage options, and selecting suitable policies from available insurers. The agency also provides year-round support for claims questions and policy adjustments. A common seasonal concern it addresses is helping clients reassess their Medicare Advantage or supplement plans during the Annual Enrollment Period each fall.
Golden Age Insurance Agency in Hilton Head Island, South Carolina helps clients understand the difference between a one-time enrollment into a health plan and the ongoing service of reviewing coverage each year as needs or regulations change. Policies such as Medicare supplements, standalone drug plans, and major medical insurance are explained with attention to deductibles, networks, and out-of-pocket limits. Assistance is available either for a single enrollment event, on a recurring annual review schedule, or whenever a client calls with a specific question.
Callen Insurance Services assists individuals and businesses in Hilton Head Island, South Carolina, with securing health insurance coverage suited to their specific needs. The company also offers specialized plans for supplemental benefits, providing options beyond standard medical policies. These comprehensive solutions are designed to serve a variety of commercial sectors, including office environments, expansive warehouses, and food service operations seeking reliable employee benefits.
What Does a a Health Insurance Agent in Hilton Head Island Cost?
Health insurance agent services in South Carolina are usually free to consumers because agents earn commissions from insurance carriers. These commissions are built into the plan premiums so you pay the same price whether you use an agent or buy directly. Some agents may charge a consulting fee for specialized services like COBRA administration or complex business cases. Typical commissions range from 2 percent to 5 percent of annual premium for individual plans. This is general information not insurance advice.
About health insurance agents in Hilton Head Island
A health insurance agent in Hilton Head Island South Carolina helps individuals families and small businesses find suitable coverage. South Carolina follows federal ACA guidelines and also offers state-specific plans through the federal marketplace. Local agents understand the unique needs of residents in Beaufort County including seasonal residents and retirees.
Frequently Asked Questions
What types of health insurance plans can an agent in Hilton Head Island help with?
Agents can assist with ACA marketplace plans Medicare Advantage Medicare Supplement plans and short term health insurance. They also help with small business group plans. South Carolina uses the federal HealthCare.gov platform for ACA enrollment.
When is open enrollment for health insurance in South Carolina?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. Special enrollment periods are available for qualifying life events like losing other coverage or moving to Hilton Head Island. A local agent can verify current dates.
Are health insurance agents in South Carolina required to be licensed?
Yes all health insurance agents in South Carolina must hold a valid license from the South Carolina Department of Insurance. You can verify an agents license through the state insurance regulator website. Agents must complete continuing education to maintain their license.
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