The top-rated health insurance agent in Columbia, South Carolina is Lourie Life and Health, rated 4.9 stars across 632 reviews. Other highly rated options include Powers Insurance Experts, Insurance Solutions by Isabel, LLC, AAA - Forest Acres. This directory lists 29 health insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lourie Life and Health | 3710 Landmark Dr Suite 206 | (803) 256-2067 |
| 2 | Powers Insurance Experts | 1122 Lady St Office 315 | (803) 451-0094 |
| 3 | Insurance Solutions by Isabel, LLC | 6923 N Trenholm Rd | (803) 413-8181 |
| 4 | AAA - Forest Acres | 4526 Forest Dr | (803) 798-9205 |
| 5 | "Columbia Medicare Specialists" AreYou64 - 64 Insurance Group | 136 Forum Dr Suite E5 | (803) 500-6464 |
| 6 | Nationwide Insurance: Brian C Knight Agency LLC | 5209 Forest Dr a | (803) 776-8668 |
| 7 | The Heard Agency | 4611 Hard Scrabble Rd #103 | (803) 735-9999 |
| 8 | DAVENPORT INSURANCE SOLUTIONS LLC | 9367 Two Notch Rd | (803) 699-1947 |
| 9 | Michael Taylor Agency | 1313 Percival Rd | (803) 736-6969 |
| 10 | Colonial Life | 1200 Colonial Life Blvd W | (800) 325-4368 |
Lourie Life and Health serves the Columbia, South Carolina metro area as a health insurance agent. This agency works to help individuals and families find suitable medical coverage plans. It assists clients in comparing various policy options from major insurers to match their healthcare needs. Navigating the often complex terms of deductibles and in-network providers is a key part of its daily work. The agency specifically handles the enrollment process for both Affordable Care Act marketplace plans and supplemental Medicare policies.
Powers Insurance Experts serves homeowners, property managers, and local business owners in the Columbia, SC area by connecting them with individual and group health insurance plans. The agents analyze plan options to help clients find coverage that fits their medical needs and budget for the upcoming year. They also assist with questions about deductibles, copays, and network providers during open enrollment periods. Their service area additionally extends to the nearby community of Irmo.
Insurance Solutions by Isabel, LLC serves the Columbia, SC area and its surrounding communities, handling health insurance agent needs for individuals and small groups. The agency navigates clients through open enrollment and qualifying life events to identify suitable medical coverage plans. It works with a variety of available policies from major carriers in the region. Each case typically begins with a consultation to understand the client's specific health needs and budget, followed by a comparison of plan options and deductibles to find a workable fit.
AAA - Forest Acres provides individual and group health insurance plans as well as short-term coverage for residents in Columbia, SC. It offers supplemental policies and can advise on Medicare options according to local provider networks and prescription drug formularies. Its maintenance services include annual policy reviews to adjust coverage for life changes like marriage or retirement. The agency services single-family homes, apartments, retail businesses, and restaurants seeking employee or owner health coverage.
As annual Medicare enrollment approaches each fall, beneficiaries in Columbia often face complex plan choices and coverage gaps. Columbia Medicare Specialists AreYou64 – 64 Insurance Group provides focused guidance on these crucial decisions. The agency analyzes clients’ current healthcare needs and budget concerns, then compares available local plans accordingly. A thorough initial assessment of prescription drug usage and preferred provider networks begins every client relationship.
Nationwide Insurance: Brian C Knight Agency LLC specializes in health insurance plans, including individual coverage and family policies. It serves clients in Columbia, SC, by helping them navigate plan options and enrollment procedures. As a local health insurance agent, the agency assists with open enrollment periods, plan comparisons, and applications for subsidies. It also helps residents manage coverage changes triggered by life events such as a new job, marriage, or the loss of employer-based insurance during the year.
The Heard Agency in Columbia, SC assists individuals with both one-time policy options and recurring annual coverage plans. This health insurance agent guides clients through selecting plans that fit their ongoing medical needs. Whether for a short-term gap or a long-term solution, the agency helps navigate available plans. For clarity, all services typically operate on a scheduled basis during enrollment periods or whenever a client needs immediate assistance.
DAVENPORT INSURANCE SOLUTIONS LLC in Columbia, SC provides health insurance agent services for residential clients seeking individual coverage. Commercial coverage is also available for small businesses in the Columbia metropolitan area. The agency serves clients throughout Richland County and nearby communities. Assistance includes enrollment guidance, plan comparisons, and claims support for both personal and employer-sponsored policies. Regular follow-up contacts are offered between annual open enrollment visits to address changes in medical needs or coverage options.
Michael Taylor Agency is a health insurance agent in Columbia, SC, known for guiding individuals and families through the selection of suitable medical coverage. Serving the Columbia area, their services include evaluating and comparing various health insurance plans from different providers to meet diverse needs and budgets. The agency assists clients with enrollment, plan changes, and understanding the nuances of deductibles and networks. A specialty service available is helping clients navigate Medicare supplement options and prescription drug plans.
Colonial Life in Columbia, SC, assists individuals and groups with navigating health insurance plans and policies. The company specializes in offering supplemental coverage options that can help pay for costs not covered by primary medical insurance. Their services focus on providing financial protection and peace of mind through voluntary accident, critical illness, and disability products. Colonial Life serves a variety of commercial settings, including local offices, warehouses, and food service establishments seeking employee benefit solutions.
What Does a a Health Insurance Agent in Columbia Cost?
Health insurance agents in South Carolina are typically paid by insurance carriers through commissions not by client fees. You generally do not pay extra for using an agent. Some independent agents may charge a flat consultation fee ranging from 50 to 200 dollars for complex cases like small group plans. Costs vary by case and plan type. This is general information not insurance advice.
About health insurance agents in Columbia
Health insurance agents in Columbia South Carolina help individuals families and small businesses find coverage that meets their needs and budget. South Carolina follows federal ACA guidelines but also has its own state regulations including specific network adequacy rules and a state-based health insurance exchange. A local agent can explain how these rules apply to your situation and help you compare plans from carriers like BlueCross BlueShield of South Carolina and Ambetter.
Frequently Asked Questions
What licenses do health insurance agents need in South Carolina?
Agents must hold a valid South Carolina resident insurance producer license for accident and health lines. They must also complete continuing education credits every two years to maintain their license.
Can a health insurance agent help me with Medicaid in South Carolina?
Yes many agents can assist with Medicaid applications or refer you to the South Carolina Department of Health and Human Services. South Carolina expanded Medicaid in 2023 so more adults may now qualify for coverage.
What is the open enrollment period for health insurance in South Carolina?
The federal open enrollment period for ACA plans typically runs from November 1 to January 15 each year. South Carolina does not have a separate state enrollment period so these dates apply statewide.
Health Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Beaufort · Bluffton · Charleston · Clemson · Conway · Duncan · Easley · Florence · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island