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Find Home Insurance Agents Near You in Annapolis, MD
Directory of home insurance agents in Annapolis, Maryland. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Annapolis, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 home insurance agents in Annapolis, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mathes Insurance Advisors, Inc.
2525 Riva Rd Suite 105, Annapolis, MD 21401
(410) 295-9900
mathesinsurance.com
JSR Insurance
793 Fairview Ave, Annapolis, MD 21403
(443) 529-9109
jsrichardsoninsurance.com
Debbie Hart - State Farm Insurance Agent
49 Old Solomons Island Rd Ste 203, Annapolis, MD 21401
(410) 266-5353
debbiehart.net
CNR Insurance Inc
166 West St, Annapolis, MD 21401
(410) 897-9890
cnrinsurance.com
Sylvia Hopkins - GEICO Insurance Agent
102 Old Solomons Island Rd Suite 301, Annapolis, MD 21401
(410) 571-7722
geico.com
Goosehead Insurance - Tim Coe
1125 West St Suite 200, Office 244, Annapolis, MD 21401
(443) 924-6704
goosehead.com
Old Bay Insurance Agency
133 Defense Hwy #214, Annapolis, MD 21401
(410) 777-5390
oldbayinsurance.com
Roslynne Ross: Auto Insurance
914 Forest Dr #201, Annapolis, MD 21403
(410) 280-1928
roslynnerossinsurance.com
Nationwide Insurance: John G Rogers And Associates Inc.
888 Bestgate Rd Suite 104, Annapolis, MD 21401
(800) 310-3991
agency.nationwide.com
Marshelle Ball - State Farm Insurance Agent
175 Admiral Cochrane Dr # 200, Annapolis, MD 21401
(443) 808-8741
callagentball.com
Reyes Insurance LLC
1831 Forest Dr # A, Annapolis, MD 21401
(443) 440-0989
reyesinsuranceservices.com
O'Brien & Associates
339 Buschs Frontage Rd #206, Annapolis, MD 21409
(410) 571-5900
obrienandassoc.com
Bay Area Insurance
1 Annapolis St STE 100, Annapolis, MD 21401
(410) 647-7333
bayareains.com
Ramsey's Insurance, Inc
2049 West St Suite 202, Annapolis, MD 21401
(410) 266-9363
ramseys-insurance.com
Simpson and Blom Insurance
108 Old Solomons Island Rd Bldg 2, Annapolis, MD 21401
(410) 573-9104
simpsonandblom.com
Henry M Murray Insurance Agency
2498 Riva Rd, Annapolis, MD 21401
(410) 224-2664
henrymurray.com
Jack Martin Insurance Advisors
111 Forbes St, Annapolis, MD 21401
(410) 263-8000
askjack.cc
Lindquist Insurance
1910 Towne Centre Blvd Suite 250, Annapolis, MD 21401
(443) 837-3200
lindquistinsurance.com
Goosehead Insurance - Silver Glover
1125 West St Suite 222, Annapolis, MD 21401
(443) 926-9113
goosehead.com
Goosehead Insurance - Brian Madden
1997 Annapolis Exchange Suite 410, Annapolis, MD 21401
(301) 476-6012
goosehead.com
Home insurance agents in Annapolis Maryland help you protect your property from coastal storms and flooding. Maryland law requires insurers to offer flood coverage in high-risk zones. Agents can explain how the Maryland Property Insurance Availability Act affects your policy options.
What Does a Home Insurance Agent in Annapolis Cost?
The average annual premium for homeowners insurance in Maryland is around $1,200 to $1,500. In Annapolis rates may be higher due to coastal exposure and older homes. Flood insurance through the NFIP averages $700 to $1,000 per year but varies by property. Costs depend on your homes age location and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance for a home in Annapolis?
If your home is in a FEMA-designated flood zone your lender will require flood insurance. Even outside high-risk zones agents recommend it because Annapolis is on the Chesapeake Bay. Standard home policies do not cover flood damage.
What is the Maryland Property Insurance Availability Act?
This Maryland law ensures that homeowners in high-risk areas can get basic property insurance. It creates a shared market called the Maryland Joint Insurance Association. Agents can help you apply if private insurers decline your home.
How do agents help with historic home insurance in Annapolis?
Many Annapolis homes are historic and have unique construction materials. Agents find carriers that offer replacement cost coverage for older features. They also help you meet local preservation requirements while keeping your policy compliant.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.