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HomeHome Insurance AgentsMaryland › Bel Air

Find Home Insurance Agents Near You in Bel Air, MD

Browse home insurance agents serving Bel Air, Maryland. Updated 2026-07-14.

The top-rated home insurance agent in Bel Air, Maryland is Stephen Simmons - State Farm Insurance Agent, rated 5.0 stars across 577 reviews. Other highly rated options include Bryan Michaels - State Farm Insurance Agent, Matt Gardner - State Farm Insurance Agent, AE&A Insurance Services Group, LLC. This directory lists 23 home insurance agents serving Bel Air.

Showing 23 home insurance agents in Bel Air, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stephen Simmons - State Farm Insurance Agent4 North Ave #204(410) 272-4797
2Bryan Michaels - State Farm Insurance Agent219 E Broadway(410) 638-0101
3Matt Gardner - State Farm Insurance Agent1316 Belair Rd(410) 838-1010
4AE&A Insurance Services Group, LLC2107 Laurel Bush Rd suite 103(443) 402-1464
5Campion Insurance, Inc.900 S Main St #106(410) 838-5480
6Mountain View Insurance Solutions900 S Main St #104(410) 262-3176
7Fuller & Associates Insurance438 S Main St(410) 914-5467
8Palumbo Insurance Associates111 Fulford Ave c(410) 836-8591
9Boyle Insurance Group LLC115 E Churchville Rd(410) 838-7206
10Northern Chesapeake Insurance Services139 N Main St # 105(410) 420-3080
SS
4 North Ave #204
Stephen Simmons - State Farm Insurance Agent
Home Insurance Agent · Bel Air, MD

Stephen Simmons, a local State Farm insurance agent in Bel Air, Maryland, offers specialized homeowner policies that cover dwelling protection, personal liability, and replacement-cost coverage for personal belongings. The agency provides general insurance services to protect residents' properties against theft, fire, and storm-related damages. It helps customers navigate coverage choices based on their home’s age, value, and location. As seasonal weather shifts bring spring rains and summer thunderstorms in this region, the agent assists homeowners with assessing their risk for water damage claims before they occur.

BM
219 E Broadway
Bryan Michaels - State Farm Insurance Agent
Home Insurance Agent · Bel Air, MD

Bryan Michaels - State Farm Insurance Agent serves the Bel Air, Maryland area, providing home insurance policies to local homeowners. The agency helps residents protect their properties against common regional risks like storms and water damage. It also assists with liability coverage and personal property protection for homes and condos in Harford County. As part of a recognized national provider, the office guides clients through customizing their dwelling coverage and additional living expenses in this community.

MG
1316 Belair Rd
Matt Gardner - State Farm Insurance Agent
Home Insurance Agent · Bel Air, MD

Matt Gardner - State Farm Insurance Agent in Bel Air, MD, provides a range of home insurance services including coverage for dwelling, personal property, and liability protection. The agency offers maintenance plans that assist policyholders with regular policy reviews and updating coverage as life changes occur. These services help ensure that residential and commercial structures receive appropriate protection against common regional risks. The agency services single-family homes, apartments, retail businesses, and restaurants.

AI
2107 Laurel Bush Rd suite 103
AE&A Insurance Services Group, LLC
Home Insurance Agent · Bel Air, MD

AE&A Insurance Services Group, LLC serves homeowners, landlords, and small businesses in the Bel Air, MD area. The agency specializes in home insurance policies that cover dwelling, personal property, and liability protection. It also assists property managers with tailored insurance solutions for multi-unit buildings. The team helps clients compare coverage options from multiple carriers. Its service area extends to the nearby communities of Fallston and Aberdeen.

CI
900 S Main St #106
Campion Insurance, Inc.
Home Insurance Agent · Bel Air, MD

Serving Bel Air and the surrounding communities in Harford County, Campion Insurance, Inc. handles the full scope of home insurance needs for local property owners. The agency assists clients in securing policies that safeguard their residences and personal belongings from common regional risks. By providing quotes from multiple carriers to find appropriate coverage limits and deductibles, it helps homeowners navigate the complex process of protecting their most valuable asset. The company typically begins with an initial consultation to assess the specific risks associated with a client’s property.

MV
900 S Main St #104
Mountain View Insurance Solutions
Home Insurance Agent · Bel Air, MD

Mountain View Insurance Solutions of Bel Air, MD, distinguishes between one-time policy reviews to assess existing coverage and recurring annual adjustments for evolving needs. Their work as a home insurance agent focuses on tailoring protection for properties, including dwelling, personal belongings, and liability. This service operates on a scheduled yearly cycle, allowing clients to update coverage as home values or circumstances change. Routine policy evaluations are also available on an as-needed basis following a major home renovation or the acquisition of high-value items.

FA
438 S Main St
Fuller & Associates Insurance
Home Insurance Agent · Bel Air, MD

As a home insurance agent in Bel Air, MD, Fuller & Associates Insurance specializes in tailoring coverage options to protect single-family homes and townhouses. Its general service work includes helping clients compare different policies to find suitable levels of dwelling, liability, and personal property protection. The agency focuses on clarifying complex policy language, allowing homeowners to better understand what is covered and what is excluded. When the Chesapeake Bay region faces heavy winter storms or high summer humidity, this agent can advise on specific flood or water backup endorsements to strengthen a policy.

PI
111 Fulford Ave c
Palumbo Insurance Associates
Home Insurance Agent · Bel Air, MD

Palumbo Insurance Associates operates in Bel Air, MD, helping local homeowners manage property insurance policies. Their work includes securing coverage for standard dwellings and can extend to protections for valuable personal property, liability concerns, and additional structures on a property. These specialty add-ons may protect against specific regional risks or enhance overall coverage. The company can serve homes used as offices, properties with warehouse storage, and residences combined with food service operations. Their commercial sector options often address unique liability and asset protection needs for these mixed-use properties.

BI
115 E Churchville Rd
Boyle Insurance Group LLC
Home Insurance Agent · Bel Air, MD

As spring storms and seasonal shifts test roofs and foundations in the Bel Air area, Boyle Insurance Group LLC works with local homeowners to review existing coverage for hidden gaps. By evaluating property age, regional weather patterns, and liability exposure common to Harford County, they help tailor a policy that suits a specific dwelling. The process begins with a careful walk-through of the home’s structural features and safety systems, followed by a personalized inspection of current protection limits.

NC
139 N Main St # 105
Northern Chesapeake Insurance Services
Home Insurance Agent · Bel Air, MD

Northern Chesapeake Insurance Services provides residential home insurance coverage for homeowners in Bel Air, Maryland, and the surrounding region. The agency also handles commercial property insurance policies to protect local business assets. Serving the greater Harford County area, they assist clients in evaluating coverage levels for dwellings, personal belongings, and liability risks. Homeowners can consult with agents who explain policy terms and help adjust plans as property needs evolve. The office invites follow-up contact between regular policy reviews to update coverage as circumstances change.

AI
438 S Main St
AAG Insurance Enterprises
Home Insurance Agent · Bel Air, MD
(410) 569-5800
aaginsurance.com
HA
15 E Churchville Rd #112
Horsham & Associates, Inc.
Home Insurance Agent · Bel Air, MD
(410) 877-3722
horshaminsurance.com
WI
1614 E Churchville Rd
WSMT Insurance
Home Insurance Agent · Bel Air, MD
(410) 803-8590
wsmt.com
AR
2225 Old Emmorton Rd STE 201
Alex Repke Insurance Group LLC
Home Insurance Agent · Bel Air, MD
(410) 569-8100
repkegroup.com
GI
432 S Main St 432 B
Gray Insurance Group Inc
Home Insurance Agent · Bel Air, MD
(410) 879-6383
grayinsurancegroup.com
SP
335 Kenmore Ave Ste A
Suzanne Paddock Mace: Allstate Insurance
Home Insurance Agent · Bel Air, MD
(410) 683-1700
agents.allstate.com/suzanne-paddock-mace-bel-air-md1.html
JJ
1508 Belair Rd
Jones Junction Insurance Agency, LLC: Allstate Insurance
Home Insurance Agent · Bel Air, MD
(410) 275-6637
agents.allstate.com/jones-junction-insurance-agency-llc-bel-air-md.html
MF
18 Office St
The Mutual Fire Insurance Co.
Home Insurance Agent · Bel Air, MD
NI
432 S Main St
Nationwide Insurance: Young Insurance & Financial, Inc.
Home Insurance Agent · Bel Air, MD
(410) 838-5295
young-insurance.com
3I
1519 Swearingen Dr
365 Insurance Agency LLC
Home Insurance Agent · Bel Air, MD
(512) 201-6713
365insuranceagencyllc.com
WG
900 S Main St STE 104
W G Oliver Insurance
Home Insurance Agent · Bel Air, MD
(410) 893-2800
wgoliver.com
HM
35 Fulford Ave #202
Hunt Manor Insurance
Home Insurance Agent · Bel Air, MD
(443) 640-4532
huntmanor.com
GI
406 N Hickory Ave
Gerety Insurance
Home Insurance Agent · Bel Air, MD
(410) 803-2600
geretyinsurance.com

What Does a a Home Insurance Agent in Bel Air Cost?

The average cost of home insurance in Maryland is around $1,200 to $1,800 per year for a typical single-family home. Costs in Bel Air may be higher or lower based on your homes age location and coverage limits. Factors like your deductible credit score and claims history also affect the price. This is general information and not insurance advice.

About home insurance agents in Bel Air

Home insurance agents in Bel Air Maryland help you find coverage for your house and belongings. Maryland law requires insurers to offer specific windstorm and hail deductibles. Local agents understand the risks in Harford County including storms and flooding.

Frequently Asked Questions

What does a home insurance agent in Bel Air do?

A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes.

Do I need flood insurance in Bel Air Maryland?

Standard home policies do not cover flood damage. Many homes in Bel Air are in flood zones that require separate flood insurance through the National Flood Insurance Program. Your agent can help you check your flood risk.

How long do I have to file a home insurance claim in Maryland?

Maryland law does not set a specific deadline for filing a claim but your policy will state a time limit. Most policies require you to notify the insurer promptly after a loss. Check your policy or ask your agent for the exact time frame.

Home Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.