The top-rated home insurance agent in Columbia, Maryland is Alexander Brown - State Farm Insurance Agent, rated 4.9 stars across 631 reviews. Other highly rated options include Juan Claros - State Farm Insurance Agent, Carrie Skinner - State Farm Insurance Agent, Jim Myers - State Farm Insurance Agent. This directory lists 22 home insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexander Brown - State Farm Insurance Agent | 10450 Shaker Dr #208 | (410) 381-1200 |
| 2 | Juan Claros - State Farm Insurance Agent | 6420 Freetown Rd Ste 135 | (443) 864-4439 |
| 3 | Carrie Skinner - State Farm Insurance Agent | 5525 Twin Knolls Rd #324 | (410) 772-5925 |
| 4 | Jim Myers - State Farm Insurance Agent | 8894 Stanford Blvd STE 101 | (410) 992-4772 |
| 5 | McCabe Insurance Associates, Inc. | 5501 Twin Knolls Rd #101 | (410) 992-5550 |
| 6 | Chuck Norris Morgan - State Farm Insurance Agent | 6430 Dobbin Rd Ste A | (410) 715-0233 |
| 7 | James Clark - State Farm Insurance Agent | 9520 Berger Rd Suite 301 | (410) 381-7386 |
| 8 | Monarch Insurance Associates | 10440 Little Patuxent Pkwy Suite 300 | (301) 377-3158 |
| 9 | Erie Insurance - McArdle Insurance Agency | 7061 Deepage Dr | (410) 381-9200 |
| 10 | Farmers Insurance - Maynard Spedden | 8640 Guilford Rd Ste 223 | (443) 718-9824 |
Alexander Brown, a State Farm Insurance Agent in Columbia, MD, serves Howard County and the surrounding area with personalized home insurance solutions. The agency helps local homeowners protect their properties against common regional risks, including storm damage and liability claims. Policies offered cover the structure, personal belongings, and additional living expenses if a home becomes uninhabitable. Customers can also discuss bundling home and auto coverage for potential savings. In this area, the agency specifically handles dwelling coverage and personal property protection for residents.
Juan Claros - State Farm Insurance Agent in Columbia, MD, offers a full range of home insurance policies tailored to local homeowners. The agency provides guidance on standard coverage options, including dwelling protection and personal property insurance, and assists clients with regular policy reviews or adjustments during life changes. Their service includes handling claims support and explaining plan details for new or existing policies. The agency serves homeowners of single-family houses and apartments, as well as operators of retail stores and restaurants requiring property insurance.
Carrie Skinner - State Farm Insurance Agent in Columbia, MD assists homeowners, businesses, and property managers with insurance protection tailored to their needs. This agency helps clients select home insurance policies that cover dwelling, personal property, and liability risks common in the area. They also offer guidance for renters and condominium owners. The office serves homeowners throughout Howard County and nearby communities such as Ellicott City.
Serving Columbia, Maryland, and the surrounding Howard County communities, Jim Myers - State Farm Insurance Agent handles home insurance coverage for local homeowners. The agency assists clients with policies that protect their property and personal belongings from common risks like fire, theft, and weather damage. For each job, the agent begins by discussing the homeowner’s specific needs and property details, then reviews available policy options and deductibles to build a tailored coverage plan that fits the client’s budget.
McCabe Insurance Associates, Inc. in Columbia, MD, distinguishes between one-time policy purchases and recurring annual service plans for home insurance coverage. Their policies protect a dwelling and personal property against common perils such as fire, theft, and weather damage, while also offering liability protection for incidents on the premises. The agent helps clients evaluate their specific risks and select appropriate coverage levels. This service operates on an as-needed basis, with clients contacting the agent whenever they require a quote, policy review, or claim assistance.
Chuck Norris Morgan provides home insurance coverage for the Columbia area, specializing in policies that protect the structure itself and the personal belongings inside. This agency also assists clients with general service work, including consultations to review existing deductibles and policy limits. Detailed guidance is given for seasonal concerns such as wind damage from summer storms or ice dam formation on roofs during the winter months.
James Clark - State Farm Insurance Agent in Columbia, MD, assists homeowners with standard policies that cover dwelling and personal property. For added protection, the agency offers specialty endorsements such as sewer backup and identity theft coverage. The team works with local residents to tailor deductibles and liability limits to individual needs. Additional commercial sectors the office can serve include professional offices, small warehouses, and food service establishments requiring general liability and property insurance.
Monarch Insurance Associates in Columbia, MD provides residential home insurance coverage tailored to local property needs. They also offer commercial policies for small businesses in the Columbia area and surrounding communities. Agents work with clients to review policy options, explain coverage limits, and adjust plans as circumstances change. They provide ongoing support for claims filing and annual policy updates. Follow-up communication between regular visits ensures coverage remains appropriate for the homeowner’s evolving situation.
With the Chesapeake Bay region’s humid summers and sudden hailstorms common in Columbia, Erie Insurance - McArdle Insurance Agency helps homeowners secure coverage that addresses these local weather risks. The agency works closely with clients to explain dwelling, personal property, and liability protections under standard policies. By understanding the specific needs of properties in Howard County, they tailor recommendations accordingly. An agent typically begins by reviewing a home’s current condition and coverage gaps during an initial inspection or phone assessment to determine the appropriate policy structure.
Farmers Insurance - Maynard Spedden is known for providing homeowners policies tailored to protect residential properties in the Columbia, MD area. Standard coverage is available through this agency for common perils such as fire, theft, and weather-related damage. The agent can also explain liability protection options that help safeguard a homeowner’s assets. Clients may further discuss specific concerns about aging plumbing or electrical systems during a policy review. An add-on specialty service offered is equipment breakdown coverage for major home appliances and systems.
What Does a a Home Insurance Agent in Columbia Cost?
The average annual home insurance premium in Maryland is around 1,200 to 1,500 dollars for a standard policy. In Columbia specific costs can range from 800 to 2,000 dollars per year depending on coverage levels and home value. Factors like roof age and proximity to fire stations also influence price. This is general information not insurance advice.
About home insurance agents in Columbia
Home insurance agents in Columbia Maryland help homeowners find coverage that meets state requirements and lender demands. Maryland law does not require homeowners insurance but mortgage lenders usually do. Agents can explain local risks like flooding from the Patuxent River and help you compare policies from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Columbia do?
A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain deductibles liability limits and optional coverages like flood insurance. They also assist with filing claims and updating your policy after renovations.
Is homeowners insurance required by law in Maryland?
Maryland state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. If you own your home outright you can choose not to have insurance but that carries financial risk.
What factors affect home insurance cost in Columbia Maryland?
Costs depend on your homes age construction type location and claims history. Columbia is in Howard County which has moderate crime rates and weather risks. Your credit score and chosen deductible also affect your premium.
Home Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Bel Air · Beltsville · Bethesda · Bowie · Catonsville · Clinton · Crofton · Elkridge · Ellicott City · Frederick · Gaithersburg · Germantown · Glen Burnie