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20 agents listed
Updated May 2026
Gaithersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 home insurance agents in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christian Durand - State Farm Insurance Agent
18237 Flower Hill Way d, Gaithersburg, MD 20879
(301) 208-1100
durandchristian.com
Juan Aguirre - State Farm Insurance Agent
24 Montgomery Village Ave Suite D, Gaithersburg, MD 20879
(301) 948-8118
oneinamillioninsurance.com
Capitol Benefits, LLC
364 Main St 2nd floor, Gaithersburg, MD 20878
(301) 431-0000
capitolbenefits.com
Chris Durand - State Farm Insurance Agent
9085 Shady Grove Ct, Gaithersburg, MD 20877
(301) 948-8522
christiandurand.com
John F Cooper Jr - State Farm Insurance Agent
6 Montgomery Village Ave #102, Gaithersburg, MD 20879
(301) 208-2100
johnredcooper.com
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners
615 S Frederick Ave Ste 304, Gaithersburg, MD 20877
(240) 243-9900
agents.allstate.com
Fitzway Insurance Services: Allstate Insurance
907 N Frederick Ave, Gaithersburg, MD 20879
(301) 670-4820
agents.allstate.com
McDaniel Group, Inc.
16041 Comprint Cir, Gaithersburg, MD 20877
(301) 921-9000
mcdanielgroupinc.com
RH Insurance Services, Inc
412 Main St #200, Gaithersburg, MD 20878
(301) 200-4725
rhinsure.com
Home insurance agents in Gaithersburg Maryland help homeowners find coverage that protects their property and belongings. Maryland law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand risks specific to the area such as flooding near the Potomac River and winter storm damage.
What Does a Home Insurance Agent in Gaithersburg Cost?
Home insurance agent fees in Maryland are typically included in the policy premium and not charged separately. Average annual premiums in Gaithersburg range from 1,000 to 2,500 dollars depending on home age construction type and coverage amounts. Older homes or those with outdated electrical systems may cost more to insure. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Gaithersburg do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and assist with claims. In Maryland agents must be licensed by the Maryland Insurance Administration.
Is flood insurance required in Gaithersburg?
Flood insurance is not required by Maryland state law but may be required by your mortgage lender if you live in a flood zone. Many Gaithersburg properties near streams or creeks fall into moderate risk areas. Standard home policies do not cover flood damage.
What is the average cost of home insurance in Maryland?
The average home insurance premium in Maryland is about 1,200 to 1,500 dollars per year for a typical single family home. Costs vary based on home value location and coverage limits. Your agent can provide quotes specific to Gaithersburg.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.