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HomeHome Insurance AgentsMichigan › Detroit

Find Home Insurance Agents Near You in Detroit, MI

Browse home insurance agents serving Detroit, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Detroit, Michigan is CoverTree, rated 4.8 stars across 1,385 reviews. Other highly rated options include L.A. Insurance, Crystal Robertson - State Farm Insurance Agent, PD Dandnaik - State Farm Insurance Agent. This directory lists 23 home insurance agents serving Detroit.

Showing 23 home insurance agents in Detroit, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1CoverTree1555 Broadway St Floor 2(877) 417-8733
2L.A. Insurance13545 W Seven Mile Rd(313) 340-4444
3Crystal Robertson - State Farm Insurance Agent7100 Seven Mile W(313) 340-9000
4PD Dandnaik - State Farm Insurance Agent7725 Vernor W(313) 554-1500
5State Farm Insurance7100 W Seven Mile Rd(313) 340-9000
6Premier Insurance Detroit15363 Livernois(313) 342-4100
7Lifestyle Safety Insurance Agency19304 Wyoming Ave(313) 472-5347
8Shauna Johnson: Allstate Insurance18711 Grand River Ave(313) 272-2020
9J. Healan Baker Agency645 Griswold St # 2015(313) 963-0480
10Nemecek Agency1420 Washington Blvd STE 300(313) 771-5619
CO
1555 Broadway St Floor 2
CoverTree
Home Insurance Agent · Detroit, MI

CoverTree serves homeowners in the Metro Detroit area, offering guidance on standard home insurance policies that protect against common perils such as fire, theft, and weather damage. As a local agent, the company helps clients assess their coverage needs for both the structure and personal belongings. CoverTree also assists with optional endorsements like sewer backup protection, a valuable consideration for Detroit properties.

LI
13545 W Seven Mile Rd
L.A. Insurance
Home Insurance Agent · Detroit, MI

L.A. Insurance in Detroit, Michigan, arranges residential property coverage and then adds protection for natural disasters such as flooding and severe storms. The agency structures policies around the homeowner's specific liability limits and personal belongings schedules. Their practice includes advising clients on replacement cost valuations versus actual cash value settlements. This home insurance agent also serves commercial sectors including offices, warehouses, and food service establishments.

CR
7100 Seven Mile W
Crystal Robertson - State Farm Insurance Agent
Home Insurance Agent · Detroit, MI

Crystal Robertson - State Farm Insurance Agent in Detroit, MI, provides a range of home insurance services including coverage for dwelling protection, personal liability, and personal property. The agency offers assistance with understanding policy details, managing claims, and coordinating updates to existing plans as client needs change. Homes, apartments, retail locations, and restaurants are all typical properties that this local agent services.

PD
7725 Vernor W
PD Dandnaik - State Farm Insurance Agent
Home Insurance Agent · Detroit, MI

PD Dandnaik - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Detroit area. The agency helps clients find home insurance policies that protect their homes and personal belongings against common risks like fire, theft, and weather damage. It also offers guidance on deductibles and coverage limits. This local office provides insurance solutions for residential and commercial properties throughout the city, and additionally covers communities in nearby Grosse Pointe.

SF
7100 W Seven Mile Rd
State Farm Insurance
Home Insurance Agent · Detroit, MI

Serving the Detroit, MI area and its surrounding communities, State Farm Insurance handles a full range of home insurance needs. Its work involves crafting coverage plans for homeowners, helping clients understand policy details, and managing claims through the local agency. The company provides services such as evaluating property risks, documenting home contents for protection, and offering guidance on liability coverage. To handle a typical job, it begins with a detailed consultation to assess the specific structure and risks of the home before tailoring a policy.

PI
15363 Livernois
Premier Insurance Detroit
Home Insurance Agent · Detroit, MI

When considering home insurance, a client must decide between a single policy purchase for a one-time need and an ongoing, annually renewable service that adapts to changing property and liability risks. Premier Insurance Detroit offers protection for Detroit homes, covering structures, personal belongings, and liability against unforeseen damages. The agency works on an as-needed basis, with policies typically set for a one-year term and renewed upon client request, providing flexible, up-to-date coverage tailored to each homeowner's current situation.

LS
19304 Wyoming Ave
Lifestyle Safety Insurance Agency
Home Insurance Agent · Detroit, MI

Lifestyle Safety Insurance Agency in Detroit, Michigan is known for helping homeowners navigate standard insurance policies. The agency offers services that include evaluating dwelling coverage, assessing personal property protection, and advising on liability limits. Clients can receive guidance on selecting appropriate deductibles and understanding basic policy exclusions for their residence. A specialty service this agency can add on is scheduled personal property coverage, which separately insures high-value items like jewelry, art, or collectibles.

SJ
18711 Grand River Ave
Shauna Johnson: Allstate Insurance
Home Insurance Agent · Detroit, MI

Shauna Johnson: Allstate Insurance provides residential home insurance for homeowners in Detroit, Michigan, covering policy options designed to protect property and personal belongings. Commercial coverage is available for local business properties and rental structures throughout the metropolitan area. Clients receive personalized policy reviews and claim support when incidents occur. The office encourages ongoing service by scheduling renewal discussions and periodic coverage check-ins between scheduled visits to ensure continued protection.

JH
645 Griswold St # 2015
J. Healan Baker Agency
Home Insurance Agent · Detroit, MI

J. Healan Baker Agency serves homeowners throughout the Detroit metropolitan area, offering comprehensive coverage solutions tailored to local property needs. This agency helps clients protect their residences from common regional risks, including severe weather events and aging infrastructure concerns. Policies are designed to safeguard both the dwelling and personal belongings within Detroit’s diverse neighborhoods. Additional services include personal liability protection against accidents occurring on the insured property and specialized coverage for valuable items such as jewelry or electronics.

NA
1420 Washington Blvd STE 300
Nemecek Agency
Home Insurance Agent · Detroit, MI

Nemecek Agency provides home insurance services for properties in Detroit, Michigan, offering coverage options to protect homeowners from various risks. The agency assists clients in understanding policy details to ensure appropriate protection for their individual needs. It provides guidance through the claims process and helps adjust coverage as circumstances change. Ongoing service includes policy reviews to keep coverage aligned with property values. Nemecek Agency services single-family homes, apartments, retail spaces, and restaurants.

LI
2922 W Grand Blvd
L.A. Insurance
Home Insurance Agent · Detroit, MI
(313) 871-0100
lainsurance.com
LI
17516 Livernois
L.A. Insurance
Home Insurance Agent · Detroit, MI
(313) 863-6000
lainsurance.com
LI
540 E Warren Ave
L.A. Insurance
Home Insurance Agent · Detroit, MI
(313) 888-8268
lainsurance.com
LI
3511 S Fort St
L.A. Insurance
Home Insurance Agent · Detroit, MI
(313) 294-2000
lainsurance.com
LI
19100 John R St
L.A. Insurance
Home Insurance Agent · Detroit, MI
(313) 891-9100
lainsurance.com
LI
16953 Harper Ave
L.A. Insurance
Home Insurance Agent · Detroit, MI
(313) 640-4800
lainsurance.com
LI
3031 W Grand Blvd #529
Long Insurance Services, LLC
Home Insurance Agent · Detroit, MI
(313) 873-0300
lisllc123.com
GI
18323 W McNichols Rd
Gilead Insurance Agency
Home Insurance Agent · Detroit, MI
(313) 533-3220
mygileadinsurance.com
DI
1740 Michigan Ave
Diebold Insurance Agency
Home Insurance Agent · Detroit, MI
(313) 964-3750
dieboldinsurance.com
JM
6925 E Jefferson Ave
Jordan A. Mitchell Insurance Agency
Home Insurance Agent · Detroit, MI
(313) 451-6400
agents.farmers.com/mi/detroit/jordan-mitchell
MI
14401 E Jefferson Ave
Mighty Insurance MI
Home Insurance Agent · Detroit, MI
(313) 335-1405
aaa.com
SI
16800 W Warren Ave
Soboh Insurance
Home Insurance Agent · Detroit, MI
(313) 581-3400
CI
2711 E Jefferson Ave suite 206
Clark Insurance Agency
Home Insurance Agent · Detroit, MI
(313) 259-6600
clarkfinancialandinsurance.com

What Does a a Home Insurance Agent in Detroit Cost?

Typical home insurance costs in Michigan range from 800 to 1500 dollars per year for a standard policy. Detroit rates may be higher due to crime and weather risks. Factors like home age and coverage limits affect the price. This is general information and not insurance advice.

About home insurance agents in Detroit

Home insurance agents in Detroit Michigan help homeowners find coverage that meets state requirements and protects their property. Michigan law does not require home insurance but mortgage lenders usually do. Agents can explain local risks like severe storms and aging infrastructure.

Frequently Asked Questions

What does a home insurance agent in Detroit do?

A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling protection and liability. They also assist with claims and policy changes.

Is home insurance required by law in Michigan?

Michigan state law does not require home insurance. However most mortgage lenders require it. An agent can help you meet lender requirements and avoid gaps in coverage.

How do I choose a home insurance agent in Detroit?

Look for an agent licensed in Michigan with experience in Detroit properties. Check their knowledge of local risks like flooding or vandalism. Ask about their claims process and customer reviews.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.