The top-rated home insurance agent in Flint, Michigan is Pioneer State Mutual Insurance Co, rated 3.9 stars across 416 reviews. Other highly rated options include Security First Insurance Agency, Inc, BGM Insurance Agency, Inc, Al Bourdeau Insurance Agency. This directory lists 22 home insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pioneer State Mutual Insurance Co | 1510 Elms Rd | (810) 733-2300 |
| 2 | Security First Insurance Agency, Inc | 3526 Miller Rd G | (810) 732-5800 |
| 3 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 4 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 5 | Eve Insurance | 4508 Beecher Rd | (810) 733-0666 |
| 6 | Brett Albert - State Farm Insurance Agent | 5112 Pierson Rd | (810) 732-8911 |
| 7 | Susan Hartley - State Farm Insurance Agent | 3101 N Linden Rd | (810) 732-1800 |
| 8 | Ron Gillum Jr - State Farm Insurance Agent | 1510 W Court St #1 | (810) 239-3550 |
| 9 | Phillips Insurance - An Independent Agency Since 1917 | 6045 Corunna Rd # B | (810) 230-0020 |
| 10 | Blackmore Rowe Insurance | G-6235 Corunna Rd Suite H | (810) 720-8244 |
Pioneer State Mutual Insurance Co serves the Flint, Michigan metro area and surrounding Genesee County as a home insurance agent. It helps residential property owners secure coverage to protect against common perils such as fire, theft, and weather-related damage. Clients rely on the agent to assess individual policy needs and match them with appropriate plans from available insurers. The company also assists with filing claims and adjusting coverage levels as homeowners renovate or acquire new valuables. In this area, it handles renters insurance policies and vacant home coverage.
Security First Insurance Agency, Inc provides a full range of home insurance options for property owners in Flint, MI, including policies for standard coverage and potential enhancements. Assistance with tailored protection plans and periodic policy reviews is offered to help align coverage with changing needs. The company writes insurance for various property types, including single-family homes, apartments, retail spaces, and local restaurants.
BGM Insurance Agency, Inc serves the Flint, Michigan area and surrounding communities with home insurance policies designed for local property owners. It handles coverage for single-family homes, condominiums, and rental properties, helping clients address risks such as fire, theft, weather damage, and liability. The agency generally begins a typical job by conducting a thorough review of the property's specific needs and local hazards before matching those requirements with appropriate policy options from its available carriers.
Al Bourdeau Insurance Agency serves homeowners, businesses, and property managers in Flint, Michigan, offering home insurance policies to protect residential structures and personal belongings. The agency assists clients in understanding coverage options for local risks, including seasonal weather considerations common to the region. It also works with property owners to adjust deductibles and liability limits according to individual needs. In addition to Flint, the agency provides coverage to nearby areas such as Grand Blanc.
Eve Insurance offers specialized home insurance coverage tailored to protect properties in Flint, Michigan. The agency works to customize policies for individual homes, addressing standard needs like dwelling and liability protection. For local clients, it provides general services including policy reviews and claims assistance. Additionally, Eve Insurance helps residents navigate coverage for specific seasonal challenges, such as ice damming or freezing pipe damage common during harsh Flint winters.
For homeowners in Flint, MI, Brett Albert - State Farm Insurance Agent provides both one-time policy evaluations and ongoing coverage management to address evolving needs. Home insurance protects against property damage from hazards like fire or storms, as well as liability for accidents on the premises. This agent offers standard coverage options such as dwelling protection, personal property coverage, and loss-of-use benefits for temporary housing if needed. Service is available on a scheduled or as-needed basis for policy reviews and claims assistance.
Susan Hartley - State Farm Insurance Agent in Flint, MI, is recognized for offering home insurance policies that protect local residences from common perils. Its service range includes standard coverage for dwelling, other structures, and personal property against damage or theft. The agency helps clients assess flood risks affecting homes in the area. Liability protection and medical payments to others are also integrated into its plans. A specialty service this agent can add on is personal liability umbrella coverage for increased household financial safety.
Ron Gillum Jr - State Farm Insurance Agent in Flint, MI assists local homeowners with comprehensive property coverage to protect their dwellings and personal belongings from damage or loss. Specialty endorsements can be added for specific risks such as sewer backup, water backup, or higher limits on valuable items like jewelry and electronics. This agency also provides commercial insurance solutions for local businesses including offices, warehouses, and food service establishments.
As winter storms approach in Flint, Michigan, home insurance agents help residents evaluate their current policies for adequate coverage against ice damage and burst pipes. Blackmore Rowe Insurance assists local homeowners by reviewing standard perils and ensuring protection for valuable possessions. Agents discuss deductible options and liability limits suited to individual property needs, then schedule a convenient in-home inspection to document existing conditions and identify any required updates before finalizing a new policy.
What Does a a Home Insurance Agent in Flint Cost?
The average cost of home insurance in Michigan is about 1,200 to 1,800 per year for a standard policy. In Flint rates may be higher due to older housing stock and higher crime risk. Actual costs depend on your homes value age and location as well as your deductible and coverage limits. This is general information not insurance advice.
About home insurance agents in Flint
Home insurance agents in Flint Michigan help homeowners find coverage that meets state requirements and protects against local risks like freezing pipes and severe storms. Michigan law does not require home insurance but mortgage lenders do. Agents can explain policy options for Flints many historic homes and older construction.
Frequently Asked Questions
What does a home insurance agent in Flint do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also help you file claims and adjust your policy as your needs change.
Do I need special coverage for an older home in Flint?
Yes older homes may need additional coverage for replacement cost of unique materials. Michigan has no state law requiring specific coverage but standard policies often exclude flood damage. An agent can help you add endorsements for sewer backup or water damage.
How do I choose a home insurance agent in Flint Michigan?
Look for an agent licensed in Michigan with experience in your area. Check their reviews and ask about their process for handling claims. You can also ask if they work with multiple insurance companies to give you more options.
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