The top-rated home insurance agent in Holland, Michigan is Zeke Alejos - State Farm Insurance Agent, rated 4.9 stars across 1,381 reviews. Other highly rated options include Kevin Condon - State Farm Insurance Agent, Dorothy Ortez - State Farm Insurance Agent, Alliance Financial & Insurance Agency. This directory lists 19 home insurance agents serving Holland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zeke Alejos - State Farm Insurance Agent | 244 James St B | (616) 796-8781 |
| 2 | Kevin Condon - State Farm Insurance Agent | 897 Washington Ave | (616) 994-8062 |
| 3 | Dorothy Ortez - State Farm Insurance Agent | 11539 E Lakewood Blvd STE 90 | (616) 772-1000 |
| 4 | Alliance Financial & Insurance Agency | 348 S Waverly Rd STE 230 | (616) 588-2510 |
| 5 | Sam Martin - State Farm Insurance Agent | 3013 W Shr Dr Ste 40 | (616) 392-1114 |
| 6 | Farmers Insurance - Nathan Bowers | 426 Century Ln Ste 100 | (616) 317-2488 |
| 7 | Jared Kimber Agency – Farm Bureau Insurance | 529 E 16th St Ste 200 | (616) 226-1136 |
| 8 | Lenz-Balder Insurance | 340 120th Ave | (616) 748-9440 |
| 9 | Farmers Insurance - Alvesteffer Agency | 1362 S Point Pl suite 140 | (616) 344-4073 |
| 10 | Alera Group (formerly Lighthouse) | 99 E 8th St Ste 210 | (616) 392-6900 |
Zeke Alejos - State Farm Insurance Agent serves the Holland, Michigan area as a home insurance agent, providing property coverage options for local homeowners. It assists clients with crafting policies that protect dwellings and personal belongings against common risks. The agency's work includes helping residents assess their coverage needs and select appropriate deductibles. It specifically handles personal liability protection and endorsements for valuable items such as jewelry or electronics.
Kevin Condon’s State Farm Insurance Agency in Holland, MI, provides home coverage options that protect against damage, theft, and liability. It offers service through regular policy reviews, helping clients adjust their plans as needs change. The agency assists with standard claims processing and discusses available add-ons like sewer backup coverage or identity restoration services. Its team serves a range of Holland properties, including single-family homes, apartments, local retail shops, and restaurants.
Dorothy Ortez - State Farm Insurance Agent in Holland, MI, serves local homeowners, property managers, and small business owners seeking coverage for their residences and commercial properties. The agency provides customized home insurance policies, helping clients protect their assets from common regional risks like severe storms and water damage. Consultations focus on explaining deductible options and liability coverage in straightforward terms. Dorothy Ortez also assists property owners in nearby communities such as Zeeland and surrounding Ottawa County areas.
Alliance Financial & Insurance Agency in Lowell is known for securing home insurance policies that safeguard local residences. Its service range includes evaluating property risks and tailoring coverage to match individual homeowner needs. Policies often address dwelling protection, personal belongings, and liability concerns common in this area. The agency assists clients in understanding deductibles and policy limits during the selection process. In addition to standard home insurance, it specializes in arranging extra coverage for valuable personal items like jewelry or fine art.
Sam Martin - State Farm Insurance Agent serves Holland, MI, and the surrounding communities in the greater Ottawa County area, handling personal home insurance policies for local homeowners. It addresses coverage needs from property damage and liability protection to loss of use and personal belongings. The agency works with clients to review dwelling limits, deductibles, and replacement cost options. For a typical job, it assesses each homeowner's specific risk profile and property details to recommend a customized policy that aligns with their individual budget and coverage priorities.
Farmers Insurance - Nathan Bowers operates in Holland, MI, differentiating between one-time policy purchases and recurring service plans for home coverage. As a local home insurance agent, the company helps clients protect their property against common regional risks such as storms and freeze damage. Policies are tailored to individual needs, including dwelling, liability, and contents coverage. Rather than requiring an ongoing schedule, all service runs strictly on an as-needed basis, allowing homeowners to contact the agency only when they wish to start, adjust, or review their insurance.
Jared Kimber Agency – Farm Bureau Insurance offers home insurance policies covering property damage, liability protection, and personal belongings. The agency serves homeowners in Holland, MI, by helping clients select appropriate coverage limits and deductibles for their properties. It also provides guidance on bundled policies that combine home and auto coverage for simpler account management. This agent assists local homeowners in reviewing coverage before the start of Michigan’s spring storm season, ensuring policies adequately address potential wind and hail damage risks.
Based in Holland, MI, Lenz-Balder Insurance helps local homeowners secure coverage for their properties. They can include tailored add-ons such as protection for valuable personal belongings and water backup damage. Their policies also address the distinct weather and liability risks common to the region. Beyond residential needs, this home insurance agent serves commercial sectors, including offices, warehouses, and food service establishments.
When lake-effect snow threatens Holland homes each winter, Alera Group (formerly Lighthouse) helps homeowners review policy coverage for ice-dam and wind claims. As a local home insurance agent, this company connects clients with multiple carriers to find suitable protection for older Victorian houses and newer lakeside properties alike. Recommendations focus on keeping premiums predictable while ensuring adequate replacement-cost estimates. A typical first step involves scheduling a drive-by exterior inspection of the roof, siding, and any detached structures.
What Does a a Home Insurance Agent in Holland Cost?
The average cost of home insurance in Michigan is about 1200 to 1800 dollars per year for a standard policy. In Holland rates may be higher due to lake effect weather and wind exposure. Costs vary based on your homes age construction and coverage limits. This is general information and not insurance advice.
About home insurance agents in Holland
A home insurance agent in Holland Michigan can help you find a policy that covers your house and belongings. Michigan law requires insurers to offer replacement cost coverage for dwelling losses. Local agents understand the risks specific to Holland including lake effect snow and proximity to Lake Michigan.
Frequently Asked Questions
What does a home insurance agent in Holland do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with filing claims after a loss.
Do I need flood insurance for a home in Holland Michigan?
Standard home insurance does not cover flood damage. Many homes in Holland near Lake Michigan or Black River may need a separate flood policy. Your agent can help you check if your property is in a flood zone.
What is the Michigan Catastrophic Claims Association fee?
Michigan auto policies include a MCCA fee but home insurance does not have this charge. However Michigan home insurance rates are affected by weather risks like wind and hail. Your agent can explain how local factors impact your premium.
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