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Compare home insurance agents in Lapeer. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Lapeer, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 19 home insurance agents in Lapeer, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Osentoski Ins Agency LLC
340 W Nepessing St, Lapeer, MI 48446
(810) 664-6980
oiagency.biz
Whitney Insurance Agency
1135 S Lapeer Rd, Lapeer, MI 48446
(810) 969-4511
whitneyinsurance.net
The Lapeer Agency
145 E Nepessing St, Lapeer, MI 48446
(810) 664-2966
lapeeragency.com
Pat Cronin - State Farm Insurance Agent
148 W Park St, Lapeer, MI 48446
(810) 664-1711
patcronin.net
Nustar Insurance
524 Imlay City Rd, Lapeer, MI 48446
(810) 667-4557
nustarinsurance.net
VTC Insurance Group – Lapeer
168 N Saginaw St A, Lapeer, MI 48446
(810) 664-1421
vtcins.com
Auto-Owners Insurance Lapeer Claims
800 West St B, Lapeer, MI 48446
(810) 667-0128
auto-owners.com
Clare Longoria - State Farm Insurance Agent
814 S Main St Ste 5, Lapeer, MI 48446
(810) 664-5822
clarelongoria.com
Thumb Insurance Agency Inc. formerly Sam Heron Insurance Agency
301 W Genesee St #100, Lapeer, MI 48446
(810) 664-0836
thumbinsurancegroup.com
Beasley Insurance Agency
891 Baldwin Rd, Lapeer, MI 48446
(810) 660-7725
meemic.com
Farm Bureau Insurance - Dustin Jones
1658 Mayfield Rd, Lapeer, MI 48446
(810) 664-4773
Keith Byard - State Farm Insurance Agent
947 Baldwin Rd, Lapeer, MI 48446
(810) 664-8925
keithbyard.com
K.C. Insurance Agency Services LLC
359 W Nepessing St Suite A, Lapeer, MI 48446
(810) 664-8574
kcinsurancelapeer.com
Schank Insurance Agency - Farm Bureau Insurance
1658 Mayfield Rd, Lapeer, MI 48446
(810) 356-3114
schankinsuranceagency.com
FARM BUREAU INSURANCE, KEVIN OLIVER AGENCY
1112 S Lapeer Rd STE A, Lapeer, MI 48446
(810) 664-7102
kevinoliver-agency.com
Farm Bureau Insurance
800 West St STE A, Lapeer, MI 48446
(810) 538-5551
farmbureauinsurance-mi.com
Sweeten Insurance Solutions
441 Clay St Suite S, Lapeer, MI 48446
(810) 356-6404
sweeteninsurance.com
Farmers Insurance - Chad Warnke
444 N Court St Apt A, Lapeer, MI 48446
(248) 391-0000
agents.farmers.com
State Farm Insurance
947 Baldwin Rd, Lapeer, MI 48446
(810) 664-8925
Home insurance agents in Lapeer Michigan help homeowners protect their property against risks like fire theft and severe weather. Michigan law requires insurers to offer specific coverages such as windstorm or hail protection. Local agents understand the unique housing stock and weather patterns in Lapeer County.
What Does a Home Insurance Agent in Lapeer Cost?
Home insurance costs in Michigan average about 1,200 to 1,800 dollars per year for a standard policy. In Lapeer rates may be slightly lower due to lower population density but older homes can increase premiums. Factors like your homes age roof condition and claims history affect the final price. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lapeer do?
A home insurance agent in Lapeer helps you compare policies from different insurers. They explain coverage options like dwelling protection liability and personal property. They also assist with filing claims and updating your policy as your needs change.
Is home insurance required in Michigan?
Michigan law does not require home insurance for homeowners. However mortgage lenders almost always require it. Without insurance you risk financial loss from fire storm damage or liability claims.
How do I choose a home insurance agent in Lapeer?
Look for an agent licensed in Michigan with experience in Lapeer County. Ask about their familiarity with local risks like lake effect snow and older home construction. Check online reviews and ask for referrals from neighbors.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.