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Find Home Insurance Agents Near You in Lapeer, MI

Browse home insurance agents serving Lapeer, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Lapeer, Michigan is Whitney Insurance Agency, rated 4.6 stars across 47 reviews. Other highly rated options include Osentoski Ins Agency LLC, Nustar Insurance, Pat Cronin - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Lapeer.

Showing 19 home insurance agents in Lapeer, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Whitney Insurance Agency1135 S Lapeer Rd(810) 969-4511
2Osentoski Ins Agency LLC340 W Nepessing St(810) 664-6980
3Nustar Insurance524 Imlay City Rd(810) 667-4557
4Pat Cronin - State Farm Insurance Agent148 W Park St(810) 664-1711
5The Lapeer Agency145 E Nepessing St(810) 664-2966
6Beasley Insurance Agency891 Baldwin Rd(810) 660-7725
7Clare Longoria - State Farm Insurance Agent814 S Main St Ste 5(810) 664-5822
8VTC Insurance Group – Lapeer168 N Saginaw St A(810) 664-1421
9Farm Bureau Insurance - Dustin Jones1658 Mayfield Rd(810) 664-4773
10Thumb Insurance Agency Inc. formerly Sam Heron Insurance Agency301 W Genesee St #100(810) 664-0836
WI
1135 S Lapeer Rd
Whitney Insurance Agency
Home Insurance Agent · Lapeer, MI

Whitney Insurance Agency provides a full range of home insurance options for property owners in Lapeer, MI, including assistance with policy selection, coverage adjustments, and claim filing support. The agency reviews each client’s needs to build a personalized plan that protects against common local risks like severe storms and liability concerns. Regular policy reviews are offered to ensure coverage evolves with property changes. This home insurance agent services single-family homes, apartments, retail spaces, and restaurants.

OI
340 W Nepessing St
Osentoski Ins Agency LLC
Home Insurance Agent · Lapeer, MI

Osentoski Ins Agency LLC serves Lapeer, Michigan, and the surrounding county as a home insurance agent. It helps local homeowners protect their properties against common regional risks like severe storms and winter damage. Policies crafted here address the specific needs of single-family homes and rental properties. The agency manages standard dwelling coverage and supplemental flood insurance policies for this area.

NI
524 Imlay City Rd
Nustar Insurance
Home Insurance Agent · Lapeer, MI

Nustar Insurance in Lapeer, MI, assists homeowners in distinguishing between one-time policy purchases for a single property and recurring annual policies that require renewal. The agency offers coverage for a standard dwelling against common perils such as fire, wind, and theft, as well as additional liability protection for the insured property. It also provides endorsements for specific local hazards. All services, from initial quote to claims support, are provided on an as-needed basis to address the unique circumstances of each client.

PC
148 W Park St
Pat Cronin - State Farm Insurance Agent
Home Insurance Agent · Lapeer, MI

Based in Lapeer, Michigan, and serving the surrounding communities, this agency handles home insurance for local homeowners. Policies are structured to protect dwellings and personal belongings from common regional risks. The business also helps clients understand coverage options for liability and additional living expenses after a covered loss. To manage a typical policy, the agent first reviews the property’s details and the client’s desired protection level, then compares plan features to match the specific needs of each household.

LA
145 E Nepessing St
The Lapeer Agency
Home Insurance Agent · Lapeer, MI

The Lapeer Agency serves homeowners, businesses, and property managers in Lapeer, Michigan, offering home insurance policies that protect single-family dwellings, rental properties, and other residential structures. Their insurance agents work with local clients to secure coverage suited to each property's specific needs and exposures. They also provide guidance on adjusting policy limits or deductibles when needed. The Lapeer Agency additionally serves clients in nearby communities such as Davison and the greater Flint area.

BI
891 Baldwin Rd
Beasley Insurance Agency
Home Insurance Agent · Lapeer, MI

Beasley Insurance Agency in Lapeer, MI, provides personalized home insurance policies to local homeowners seeking protection for their properties and personal belongings. The agency assists clients in evaluating dwelling coverage, liability limits, and deductibles to match individual needs. It also explains how local weather patterns and regional construction costs affect premium considerations. As a specialty service, the agency can include coverage for high-value personal items such as jewelry or fine art through a scheduled personal property endorsement.

CL
814 S Main St Ste 5
Clare Longoria - State Farm Insurance Agent
Home Insurance Agent · Lapeer, MI

Clare Longoria - State Farm Insurance Agent in Lapeer, MI assists homeowners in the area with structuring their property coverage. The agency offers the option to add specialty endorsements covering valuable personal items like jewelry and electronics, providing broader protection beyond standard policies. Professional advice is given to tailor these additions to each household’s specific needs. Commercial insurance sectors served include offices, warehouses, and food service establishments requiring customized liability and property plans.

VI
168 N Saginaw St A
VTC Insurance Group – Lapeer
Home Insurance Agent · Lapeer, MI

VTC Insurance Group – Lapeer specializes in crafting homeowners policies tailored to property protection and personal liability coverage. It assists clients in the Lapeer area with evaluating dwelling values, selecting appropriate deductibles, and understanding policy exclusions for standard hazards like fire and theft. The agency offers ongoing support for updating coverage as home improvements or market values change, and it helps homeowners prepare for seasonal risks such as ice dam damage from harsh Michigan winters.

FB
1658 Mayfield Rd
Farm Bureau Insurance - Dustin Jones
Home Insurance Agent · Lapeer, MI
TI
301 W Genesee St #100
Thumb Insurance Agency Inc. formerly Sam Heron Insurance Agency
Home Insurance Agent · Lapeer, MI

Thumb Insurance Agency Inc., formerly Sam Heron Insurance Agency, provides residential home insurance services for properties in Lapeer, Michigan. The agency also offers commercial coverage options for local business owners. Their service area includes Lapeer and the surrounding communities. Clients typically receive assistance with policy selection and claims support, making the insurance process more straightforward. Follow-up service is available to review coverage changes or answer questions between the regular policy renewal visits.

AO
800 West St B
Auto-Owners Insurance Lapeer Claims
Home Insurance Agent · Lapeer, MI
(810) 667-0128
auto-owners.com
KB
947 Baldwin Rd
Keith Byard - State Farm Insurance Agent
Home Insurance Agent · Lapeer, MI
(810) 664-8925
keithbyard.com
SI
1658 Mayfield Rd
Schank Insurance Agency - Farm Bureau Insurance
Home Insurance Agent · Lapeer, MI
(810) 356-3114
schankinsuranceagency.com
KC
359 W Nepessing St Suite A
K.C. Insurance Agency Services LLC
Home Insurance Agent · Lapeer, MI
(810) 664-8574
kcinsurancelapeer.com
FB
1112 S Lapeer Rd STE A
FARM BUREAU INSURANCE, KEVIN OLIVER AGENCY
Home Insurance Agent · Lapeer, MI
(810) 664-7102
kevinoliver-agency.com
FB
800 West St STE A
Farm Bureau Insurance
Home Insurance Agent · Lapeer, MI
(810) 538-5551
farmbureauinsurance-mi.com/Agent/Ron-Hicks
SI
441 Clay St Suite S
Sweeten Insurance Solutions
Home Insurance Agent · Lapeer, MI
(810) 356-6404
sweeteninsurance.com
FI
444 N Court St Apt A
Farmers Insurance - Chad Warnke
Home Insurance Agent · Lapeer, MI
(248) 391-0000
agents.farmers.com/mi/lapeer/chad-warnke
SF
947 Baldwin Rd
State Farm Insurance
Home Insurance Agent · Lapeer, MI
(810) 664-8925

What Does a a Home Insurance Agent in Lapeer Cost?

Home insurance costs in Michigan average about 1,200 to 1,800 dollars per year for a standard policy. In Lapeer rates may be slightly lower due to lower population density but older homes can increase premiums. Factors like your homes age roof condition and claims history affect the final price. This is general information not insurance advice.

About home insurance agents in Lapeer

Home insurance agents in Lapeer Michigan help homeowners protect their property against risks like fire theft and severe weather. Michigan law requires insurers to offer specific coverages such as windstorm or hail protection. Local agents understand the unique housing stock and weather patterns in Lapeer County.

Frequently Asked Questions

What does a home insurance agent in Lapeer do?

A home insurance agent in Lapeer helps you compare policies from different insurers. They explain coverage options like dwelling protection liability and personal property. They also assist with filing claims and updating your policy as your needs change.

Is home insurance required in Michigan?

Michigan law does not require home insurance for homeowners. However mortgage lenders almost always require it. Without insurance you risk financial loss from fire storm damage or liability claims.

How do I choose a home insurance agent in Lapeer?

Look for an agent licensed in Michigan with experience in Lapeer County. Ask about their familiarity with local risks like lake effect snow and older home construction. Check online reviews and ask for referrals from neighbors.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.