The top-rated home insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency, Blue Water Insurance. This directory lists 15 home insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 3 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 4 | Blue Water Insurance | 603 Griswold St | (810) 544-3072 |
| 5 | Presnell Insurance Agency | 2924 Pine Grove Ave | (810) 479-5494 |
| 6 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 7 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 8 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
| 9 | Great Lakes Insurance | 3928 24th Ave | (810) 824-3159 |
| 10 | Maplethorpe Insurance | 827 Michigan St | (810) 982-8221 |
Megan Simmons - State Farm Insurance Agent serves the Port Huron, Michigan area as a home insurance agent. The agency helps local homeowners find coverage for their property and belongings. It offers policies that can protect against common risks like fire, theft, and weather damage. Each homeowner’s situation is considered individually to find appropriate coverage levels. The agency also assists with optional endorsements, such as coverage for sewer backup or high-value personal items. Specific services include tailoring a dwelling policy to the home’s rebuilding cost and advising on personal liability protection.
Jeff Genaw - State Farm Insurance Agent serves homeowners, businesses, and property managers in Port Huron, MI, providing home insurance policies that protect against damage, theft, and liability. The agency works with clients to explain coverage options and help tailor plans to individual needs and property types. Standard policies offer protection for dwellings, personal belongings, and additional living expenses. The agency assists residents of nearby communities such as Marysville and the Blue Water Area as well.
Tremble Insurance Agency offers a full range of home insurance services for property owners in Port Huron, MI, including policy selection, risk assessment, and coverage adjustments. It provides comprehensive service plans designed to review and update protection as local conditions change. The agency assists clients in understanding policy details and navigating the claims process with clear guidance. Properties serviced include single-family homes, apartments, retail spaces, and restaurants.
Serving Port Huron and the surrounding communities of the Blue Water Area, Blue Water Insurance handles residential property coverage for homeowners. The agency works to protect local homes against common risks like severe storms, fire damage, and liability claims common in the Great Lakes region. Policies are tailored to fit individual property needs and budgets, emphasizing clear communication and responsive support. For a typical job, it begins with a thorough review of the client’s dwelling and personal property details to align coverage with specific replacement costs and local building requirements.
Presnell Insurance Agency in Port Huron, MI helps clients distinguish between one-time policies, such as those for a single property, and recurring coverage that protects a home year after year. As a home insurance agent, the company works to match each homeowner with appropriate protection for their dwelling and personal property in the local area. Policyholders can choose between setting up a one-time policy for a specific term or maintaining an ongoing, scheduled service plan that renews as needed.
Kearns Agency Inc offers home insurance policies tailored to meet the needs of residential property owners, including coverage for structures, personal belongings, and liability protection. It also provides general risk assessment and policy selection assistance for homeowners in Port Huron, MI. The agency helps clients navigate the specific challenges of coastal weather, such as securing adequate protection against potential storm damage or ice damming during the winter months.
Northern Michigan winters can be harsh on a home’s roof and foundation, a reality Port Huron homeowners know well. Rusty Fournier: Allstate Insurance helps families protect that investment by offering tailored home insurance coverage. An agent in this region understands the specific risks of lake-effect snow and fluctuating temperatures. Clients receive professional guidance on policy options that cover common local perils like ice dams or wind damage. The first step is a free preliminary assessment of your property’s current coverage needs and potential gaps.
Farm Bureau Insurance in Port Huron, Michigan offers specialty services for home insurance, including tailored coverage for dwelling protection and personal property. It also provides general customer support and policy adjustments for local homeowners navigating standard insurance needs. During the winter months, the agency helps clients address risks of ice dam damage and frozen pipe claims that commonly affect homes in the region.
Great Lakes Insurance provides homeowners in Port Huron, Michigan with comprehensive property protection policies tailored to a variety of residential needs. Their services commonly include coverage for standard dwelling structures, personal belongings, and liability, with options to add specialty endorsements such as sewer backup protection, water damage repair, or replacement cost coverage. As a local agency, the company serves both personal residences and commercial sectors including small offices, warehouses, and food service establishments.
Maplethorpe Insurance provides homeowners in Port Huron, MI with residential coverage tailored to protect individual properties. Commercial insurance options are also available for area businesses, and service extends throughout the local region and its surroundings. As a home insurance agent, the company helps clients evaluate risks and select appropriate policies based on property type and value. When policies renew or life changes occur, they assist with adjustments. The office follows up between regular visits to review coverage needs and ensure ongoing protection for clients.
What Does a a Home Insurance Agent in Port Huron Cost?
The average cost of home insurance in Michigan is around 1200 to 1500 dollars per year for a standard policy. In Port Huron rates may vary based on your homes age location and claims history. Factors like proximity to water and winter weather risks also affect premiums. This is general information not insurance advice.
About home insurance agents in Port Huron
A home insurance agent in Port Huron Michigan can help you find coverage for your house and belongings. Michigan law requires insurers to offer replacement cost coverage on dwelling policies. Local agents understand risks like lake effect snow and ice damage on the St Clair River.
Frequently Asked Questions
What does a home insurance agent in Port Huron do?
An agent helps you compare policies from different insurers to find coverage for your home. They explain policy terms and assist with filing claims. Agents in Port Huron know local risks like flooding near the Great Lakes.
Do I need flood insurance in Port Huron Michigan?
Standard home insurance does not cover flood damage. Port Huron is near the St Clair River and Lake Huron so flood risk exists. You may need a separate flood policy through the National Flood Insurance Program or a private carrier.
What is the Michigan replacement cost law for home insurance?
Michigan law requires insurers to offer replacement cost coverage on homeowners policies. This means your policy can pay to rebuild your home at current costs without deducting depreciation. You can reject this offer in writing.
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