ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsMichigan › Royal Oak

Find Home Insurance Agents Near You in Royal Oak, MI

Browse home insurance agents serving Royal Oak, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 564 reviews. Other highly rated options include Kirsten Wood - State Farm Insurance Agent, Tiffany Khousakoun - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Royal Oak.

Showing 19 home insurance agents in Royal Oak, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cameron Barnes - State Farm Insurance Agent306 S Washington Ave Suite 207(248) 721-8365
2Kirsten Wood - State Farm Insurance Agent1017 S Washington Ave(248) 547-5309
3Tiffany Khousakoun - State Farm Insurance Agent312 E 3rd St(248) 864-8219
4Michael Lantzy - State Farm Insurance Agent1103 N Campbell Rd(248) 291-6504
5Atlas Insurance Agency, LLC520 E 4th St(248) 545-7500
6High Favor Insurance Agency LLC26080 Woodward Ave(248) 765-8675
7Eric Carl: Allstate Insurance1196 S Washington Ave(248) 584-0202
8Jordan Tracey - State Farm Insurance Agent2416 W 14 Mile Rd(248) 268-4148
9The Robert Littleton Insurance Agency104 W 4th St #205(248) 643-7575
10Andy Benson: Allstate Insurance811 N Main St Ste 104(248) 547-0660
CB
306 S Washington Ave Suite 207
Cameron Barnes - State Farm Insurance Agent
Home Insurance Agent · Royal Oak, MI

Cameron Barnes - State Farm Insurance Agent serves the Royal Oak, Michigan area and nearby communities, providing comprehensive home insurance solutions. This agency helps local homeowners protect their properties with customizable policies tailored to individual needs and budgets. Clients receive assistance in assessing coverage for dwelling, personal belongings, and liability protection. The office also offers guidance on deductibles and add-ons like flood or sewer backup coverage, ensuring residents understand their policy options. In this area, the agency frequently handles phone consultations and in-person policy reviews for new and existing homeowners.

KW
1017 S Washington Ave
Kirsten Wood - State Farm Insurance Agent
Home Insurance Agent · Royal Oak, MI

Kirsten Wood - State Farm Insurance Agent serves homeowners, renters, and landlords in Royal Oak, Michigan, offering home insurance policies that protect property and personal belongings against common risks. The agency helps clients tailor coverage for their individual needs, including liability protection and additional living expenses. Its services aim to provide financial security and peace of mind for residential property owners. The agency also serves clients in nearby Berkley and Huntington Woods, ensuring convenient access across the greater metro area.

TK
312 E 3rd St
Tiffany Khousakoun - State Farm Insurance Agent
Home Insurance Agent · Royal Oak, MI

Tiffany Khousakoun - State Farm Insurance Agent serves Royal Oak and the surrounding communities in southeastern Michigan, handling home insurance policies for local homeowners. The agency assists with coverage needs that protect properties, including policies for potential damage from weather events or unforeseen incidents. When a client visits for a home insurance job, the agency takes a personalized approach, starting with a thorough review of the individual property details and personal coverage preferences before recommending appropriate policy options that fit the specific residence.

ML
1103 N Campbell Rd
Michael Lantzy - State Farm Insurance Agent
Home Insurance Agent · Royal Oak, MI

Michael Lantzy - State Farm Insurance Agent in Royal Oak, MI, offers a full range of home insurance services, including coverage for dwelling protection, personal property, and liability. The company assists clients in reviewing their policies and updating coverage limits to match changes in home value or contents. Service plans focus on annual policy reviews and claims support. It services single-family homes, apartments, retail, and restaurants.

AI
520 E 4th St
Atlas Insurance Agency, LLC
Home Insurance Agent · Royal Oak, MI

Atlas Insurance Agency, LLC in Royal Oak, MI assists homeowners with both one-time policies for recent purchases or refinances and recurring coverage options that renew annually. They evaluate properties and client needs to recommend appropriate protection against common regional weather and liability risks. Service runs on a one-time basis for a new policy or a scheduled renewal cycle for existing clients as needed.

HF
26080 Woodward Ave
High Favor Insurance Agency LLC
Home Insurance Agent · Royal Oak, MI

High Favor Insurance Agency LLC specializes in home insurance policies tailored to protect single-family homes and condominiums in the Royal Oak, Michigan area. It provides standard coverage for property damage, personal liability, and additional living expenses after a covered loss. The agency also works with clients to adjust their coverage as local home values and renovation needs change. When winter storms threaten roofs or heavy snow creates ice dam risks, it helps homeowners secure appropriate protection.

EC
1196 S Washington Ave
Eric Carl: Allstate Insurance
Home Insurance Agent · Royal Oak, MI

As Royal Oak homeowners brace for Michigan’s unpredictable winter freezes and spring thaws, Eric Carl: Allstate Insurance provides policies that cover sudden burst pipes and wind damage. This home insurance agent works with residents to adjust deductibles and review exclusions for detached garages or older roofs. Coverage often includes dwelling protection, personal property replacement, and liability against guest injuries on the property. A local agent begins every new policy by scheduling a brief walk-around inspection of the home’s exterior and interior to identify any immediate risks.

JT
2416 W 14 Mile Rd
Jordan Tracey - State Farm Insurance Agent
Home Insurance Agent · Royal Oak, MI

Jordan Tracey - State Farm Insurance Agent works with homeowners in Royal Oak, Michigan to structure personalized coverage that protects both the dwelling and personal belongings. Beyond standard policies, the agent can arrange add-ons such as flood or sewer backup protection for added peace of mind. This local office is prepared to serve a range of commercial sectors, including offices, warehouses, and food service businesses.

RL
104 W 4th St #205
The Robert Littleton Insurance Agency
Home Insurance Agent · Royal Oak, MI

The Robert Littleton Insurance Agency in Royal Oak, Michigan is known for guiding local homeowners through their property coverage needs. The agency offers a full range of home insurance policies designed to protect single-family residences from common risks such as fire, theft, and weather damage. Clients receive personalized assistance in comparing deductible options and understanding their dwelling and personal property limits. In addition to standard homeowners policies, this agent can secure separate flood insurance for properties in area flood zones.

AB
811 N Main St Ste 104
Andy Benson: Allstate Insurance
Home Insurance Agent · Royal Oak, MI

Andy Benson: Allstate Insurance provides residential home insurance services to property owners in Royal Oak, MI, addressing policies for single-family homes and condominiums. Commercial coverage is also available for small local businesses seeking property protection. The agency serves clients throughout the greater Royal Oak area, offering personalized consultations to match insurance options with individual needs. Between regular policy reviews, the team follows up with clients to discuss any changes in coverage, ensuring continued service and smooth transitions when updates are required.

CL
407 N Main St
Curt Luke - State Farm Insurance Agent
Home Insurance Agent · Royal Oak, MI
(248) 542-7039
statefarm.com/agent/us/mi/royal-oak/curt-luke-v4b1s1ys000
MG
26622 Woodward Ave STE 200
McNish Group
Home Insurance Agent · Royal Oak, MI
(248) 544-4800
mcnish.com
LF
28506 Woodward Ave
Linda Fisher - State Farm Insurance Agent
Home Insurance Agent · Royal Oak, MI
(248) 543-5510
lindafisheragent.com
HI
800 S Main St
Huntington Insurance
Home Insurance Agent · Royal Oak, MI
(248) 963-5917
huntington.com
AI
32022 Woodward Ave
AAA Insurance - Ramos Insurance Agency
Home Insurance Agent · Royal Oak, MI
(248) 629-4180
locator.acg.aaa.com/mi/royal-oak/aaa-insurance-ramos-insurance-agency
JM
718 W Eleven Mile Rd
John M. Ploskonka Agency - Meemic Insurance Agent
Home Insurance Agent · Royal Oak, MI
(248) 399-7644
locator.meemic.com/mi/wixom/ploskonka-agency
SI
1108 W Eleven Mile Rd Suite 600
SWITCH Insurance Group
Home Insurance Agent · Royal Oak, MI
(248) 965-4510
insswitch.com/royal-oak
RO
912 E Lincoln Ave
Royal Oak Insurance Group
Home Insurance Agent · Royal Oak, MI
(248) 793-9053
GI
4338 Delemere Blvd Suite B
Goosehead Insurance - Royal Oak
Home Insurance Agent · Royal Oak, MI
(248) 365-6007
goosehead.com/agents/mi/royal%20oak

What Does a a Home Insurance Agent in Royal Oak Cost?

The average cost of home insurance in Michigan is around 1,200 to 1,800 dollars per year for a typical policy. Rates vary based on your homes location age and construction. Your deductible and coverage limits also affect the price. This is general information and not insurance advice.

About home insurance agents in Royal Oak

A home insurance agent in Royal Oak Michigan helps you find the right coverage for your house and belongings. Michigan law requires specific coverages like wind and hail protection. An agent can explain policy options and help you file a claim after a loss.

Frequently Asked Questions

What does a home insurance agent in Royal Oak do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy when needed.

Do I need special coverage for Michigan weather?

Yes Michigan has severe storms and winter weather. Standard policies often exclude flood damage. You may need separate flood insurance or a rider for sewer backup. An agent can review your risks.

How long do I have to file a home insurance claim in Michigan?

Michigan law does not set a specific deadline for filing claims but your policy will state a time limit. Most policies require you to notify the insurer promptly after a loss. Check your policy or ask your agent for details.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.