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Compare Home Insurance Agents in St Clair Shores, MI

Directory of home insurance agents in St Clair Shores, Michigan. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 home insurance agents in St Clair Shores, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Peck - State Farm Insurance Agent
25310 Little Mack Ave, St Clair Shores, MI 48081
(586) 775-6300 tompeckinsurance.com
Sue Crowe - State Farm Insurance Agent
31800 Harper Ave, St Clair Shores, MI 48082
(586) 296-3800 suecrowe.net
Lakepointe Insurance Agency
25124 Jefferson Ave, St Clair Shores, MI 48081
(586) 776-6990 lakepointeinsurance.com
Jeff Abraham - State Farm Insurance Agent
25118 Jefferson Ave, St Clair Shores, MI 48081
(586) 771-9222 jeffabraham.biz
Gardner Insurance Agency
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 locator.meemic.com
Jeffery Torrice: Allstate Insurance
22811 Greater Mack Ave Ste 214, St Clair Shores, MI 48080
(313) 881-0200 agents.allstate.com
Michigan Insurance and Financial Services
26503 Harper Ave, St Clair Shores, MI 48081
(586) 218-5980 miafs.com
DDI Insurance Agency
24522 Harper Ave, St Clair Shores, MI 48080
(313) 925-3216 ddiinsurance.com
Joe Manzella Agency - Goosehead Insurance
23000 Greater Mack Ave 2nd Floor, Suite 400, St Clair Shores, MI 48080
(313) 314-6811 goosehead.com
Sal Causley - State Farm Insurance Agent
23402 Greater Mack Ave, St Clair Shores, MI 48080
(586) 773-7950 salcausley.com
Serena Clarke - State Farm Insurance Agent
28800 Harper Ave B, St Clair Shores, MI 48081
(586) 445-2444 serena4ins.com
Goosehead Insurance - Joe Manzella
23000 Greater Mack Ave Suite 400, St Clair Shores, MI 48080
(313) 314-2227 goosehead.com
McDaid & Associates Inc
29700 Harper Ave # 5, St Clair Shores, MI 48082
(586) 415-7200 mcdaidandassociates.com
DC Insurance Group
26333 Jefferson Ave # 103, St Clair Shores, MI 48081
(586) 774-6400 dc-ins.com
Farm Bureau Insurance - Paul Genaw
23420 Greater Mack Ave C, St Clair Shores, MI 48080
(586) 218-7795 farmbureauinsurance-mi.com
Farmers Insurance - Talitha Perry
23409 Jefferson Ave Ste 102, St Clair Shores, MI 48080
(586) 774-5684 agents.farmers.com
Davis Insurance Group Agency
31750 Harper Ave, St Clair Shores, MI 48082
(586) 944-2220 davisinsgrp.com
Eastern Michigan Agencies Inc
24220 Jefferson Ave # A, St Clair Shores, MI 48080
(586) 778-9900 emainsurance.com
Montagne Insurance Agency
27735 Jefferson Ave, St Clair Shores, MI 48081
(586) 202-2887
Gardner Insurance
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 thegardnerinsurance.com

Home insurance agents in St Clair Shores help you find coverage for your house and belongings. Michigan law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local risks like Great Lakes weather and help you compare policies from different companies.

What Does a Home Insurance Agent in St Clair Shores Cost?

The average cost of home insurance in Michigan is around 1,200 to 1,500 dollars per year for a standard policy. In St Clair Shores rates may vary based on your homes age location and claims history. Actual costs depend on your specific property and coverage choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in St Clair Shores do?
A home insurance agent helps you choose a policy that fits your needs and budget. They explain coverage options like dwelling protection personal property and liability. They also assist with filing claims and updating your policy as your situation changes.
Do I need flood insurance in St Clair Shores Michigan?
Standard home insurance policies do not cover flood damage. St Clair Shores is near Lake St Clair so flood insurance may be required if you have a mortgage in a flood zone. You can buy flood insurance through the National Flood Insurance Program or a private carrier.
How do Michigan insurance laws affect my home policy?
Michigan law requires insurers to offer replacement cost coverage for your dwelling. You also have a one year time limit from the date of loss to file a lawsuit if your claim is denied. Agents can explain these rules and help you understand your rights.