The top-rated home insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 377 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Jeff Abraham - State Farm Insurance Agent. This directory lists 21 home insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Jeff Abraham - State Farm Insurance Agent | 25118 Jefferson Ave | (586) 771-9222 |
| 5 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 6 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 7 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 8 | Goosehead Insurance - Joe Manzella | 23000 Greater Mack Ave Suite 400 | (313) 314-2227 |
| 9 | Sal Causley - State Farm Insurance Agent | 23402 Greater Mack Ave | (586) 773-7950 |
| 10 | Serena Clarke - State Farm Insurance Agent | 28800 Harper Ave B | (586) 445-2444 |
Tom Peck - State Farm Insurance Agent serves St Clair Shores, MI, and the surrounding Macomb County area, offering home insurance policies to local homeowners. The agency helps residents protect their property against common regional risks such as severe storms and water damage. Customized coverage options are available to match individual home values and needs. Clients receive support for policy adjustments, claims filing, and risk assessments for shoreline properties. This specific office handles homeowners insurance and renters insurance for the community.
Sue Crowe - State Farm Insurance Agent in St Clair Shores, MI provides a full range of services for residential and commercial property protection. These services include customized coverage for homeowners and renters, as well as business liability policies to safeguard assets. The agency offers ongoing policy reviews and assistance with claims filing to maintain appropriate coverage levels over time. Its service plans are designed around individual risk assessment. The company handles insurance for single-family homes, apartments, retail locations, and restaurants.
Lakepointe Insurance Agency serves homeowners and property managers in St Clair Shores, Michigan, by helping them secure reliable home insurance policies. They guide clients through the process of protecting their homes and personal belongings against common local risks such as severe weather and liability claims. Their services include explaining coverage options and assisting with policy adjustments, ensuring residential properties have appropriate protection. The agency also extends its coverage services to neighboring communities like Roseville and the greater Metro Detroit area.
Serving St Clair Shores, Michigan, and the surrounding communities, Jeff Abraham - State Farm Insurance Agent handles home insurance for local homeowners. The agency offers policies designed to protect residential properties and personal belongings from common risks like fire, theft, and weather damage. It also helps clients understand coverage options for liability and additional living expenses. A typical job is handled by reviewing a homeowner’s specific needs and property details to recommend a customized policy that balances protection with affordability.
When winter storms damage a roof along the Lake St. Clair shoreline, Michigan Insurance and Financial Services in St. Clair Shores helps homeowners file claims quickly and accurately. The agency also reviews policies each spring to ensure adequate coverage for local weather events, from heavy snow to summer windstorms. Every new client consultation begins with a detailed walk-through assessment of the property to identify potential risks and coverage gaps before any policy is written.
As a home insurance agent, DDI Insurance Agency in St Clair Shores, MI guides clients through standard coverage options for dwelling protection and personal liability. For specialty add-ons, it can arrange endorsements for high-value personal property and equipment breakdown. The agent advises on local risks like severe storms, recommending tailored policy adjustments. Its services extend beyond residential clients, offering commercial solutions for offices, warehouses, and food service operations to meet their distinct business insurance needs.
Serving residential clients in St Clair Shores, Joe Manzella Agency - Goosehead Insurance provides home insurance policies as a primary service. Commercial coverage is also available for local business owners needing property protection. The agency serves the greater St Clair Shores area and surrounding communities. Policyholders can expect thorough annual policy reviews to ensure coverage keeps pace with changing needs, followed by consistent check-ins between visits to address any new questions or life changes.
Sal Causley - State Farm Insurance Agent in St Clair Shores, MI is a local home insurance agent known for providing coverage options that fit a variety of homeowner needs, from basic policies to more comprehensive plans. The agency works with clients to find policies that protect residential property and personal belongings against common risks. Typical offerings include dwelling coverage, liability protection, and extended replacement cost options. A specialty add-on service often offered is sewer backup coverage, which helps safeguard basements from water damage that standard policies may not fully address.
What Does a a Home Insurance Agent in St Clair Shores Cost?
The average cost of home insurance in Michigan is around 1,200 to 1,500 dollars per year for a standard policy. In St Clair Shores rates may vary based on your homes age location and claims history. Actual costs depend on your specific property and coverage choices. This is general information and not insurance advice.
About home insurance agents in St Clair Shores
Home insurance agents in St Clair Shores help you find coverage for your house and belongings. Michigan law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local risks like Great Lakes weather and help you compare policies from different companies.
Frequently Asked Questions
What does a home insurance agent in St Clair Shores do?
A home insurance agent helps you choose a policy that fits your needs and budget. They explain coverage options like dwelling protection personal property and liability. They also assist with filing claims and updating your policy as your situation changes.
Do I need flood insurance in St Clair Shores Michigan?
Standard home insurance policies do not cover flood damage. St Clair Shores is near Lake St Clair so flood insurance may be required if you have a mortgage in a flood zone. You can buy flood insurance through the National Flood Insurance Program or a private carrier.
How do Michigan insurance laws affect my home policy?
Michigan law requires insurers to offer replacement cost coverage for your dwelling. You also have a one year time limit from the date of loss to file a lawsuit if your claim is denied. Agents can explain these rules and help you understand your rights.
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