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Compare Home Insurance Agents in St Joseph, MI

Directory of home insurance agents in St Joseph, Michigan. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 home insurance agents in St Joseph, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaden Gebbink - State Farm Insurance Agent
500 Renaissance Dr Ste 105-A, St Joseph, MI 49085
(269) 932-4722 jadeninsurance.com
Jonah McDonough - State Farm Insurance Agent
2606 Lakeshore Dr, St Joseph, MI 49085
(269) 408-8015 jonahismyagent.com
Todd Heeter - State Farm Insurance Agent
2600 Niles Ave, St Joseph, MI 49085
(269) 983-7171 letsgoheeter.com
Jason Vadney - State Farm Insurance Agent
4062 Red Arrow Hwy, St Joseph, MI 49085
(269) 408-8345 vadneyinsurance.com
The Batalis Agency - Farm Bureau Insurance
2396 S Cleveland Ave Box 917, St Joseph, MI 49085
(269) 983-0179 batalisagency.com
Nulty Insurance Agency
720 St Joseph Dr, St Joseph, MI 49085
(269) 983-7161 ciainsurancemi.com
IMS Insurance
501 Main St, St Joseph, MI 49085
(269) 983-7101 imsinsuranceagency.com
Metzger Insurance Agency
4146 M-139, St Joseph, MI 49085
(269) 429-3160 metzgerinsurance.net
The Blaszczyk Agency- Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(219) 306-6187 farmbureauinsurance-mi.com
Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002 farmbureauinsurance-mi.com
Auto-Owners Insurance St. Joseph Claims
830 Pleasant St # 201, St Joseph, MI 49085
(269) 983-4150 auto-owners.com
Saint Joseph, MI AAA Insurance Agency
2900 Niles Ave, St Joseph, MI 49085
(269) 982-5262 michigan.aaa.com
Cody Korfmacher Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002 farmbureauinsurance-mi.com
Ryan James Agency: Allstate Insurance
818 Ship St, St Joseph, MI 49085
(269) 684-5200 agents.allstate.com
Wallace Agency
206 Court St Suite B, St Joseph, MI 49085
(269) 932-7100 wallaceagency.com
Farm Bureau Insurance - Resseguie Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-2165 caseyresseguieinsurancequote.com
Liskey / TRICOR Insurance
517 Broad Street, St Joseph, MI 49085
(269) 983-1644 liskeyinsurance.com
AAA Insurance - Bradford Insurance Agency
2900 Niles Rd, St Joseph, MI 49085
(269) 982-5262 locator.acg.aaa.com
Dave Clark Insurance
2523 Niles Ave, St Joseph, MI 49085
(269) 982-2901
Farmers Insurance - Daniel Omodio
505 Pleasant St # 202, St Joseph, MI 49085
(269) 769-0082 agents.farmers.com

Home insurance agents in St Joseph Michigan help residents protect their homes and belongings. Michigan law requires insurers to offer replacement cost coverage for roofs. Agents can guide you through policies that meet state requirements and fit your budget.

What Does a Home Insurance Agent in St Joseph Cost?

Home insurance costs in Michigan average between 1,000 and 2,500 dollars per year for a standard policy. In St Joseph, rates may be higher due to lake proximity and winter weather risks. Factors include home value, age, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in St Joseph do?
A home insurance agent helps you find a policy that covers your home, personal property, and liability. They explain coverage options and assist with claims. Agents in St Joseph know local risks like lake effect snow and ice damage.
Do I need flood insurance in St Joseph Michigan?
Standard home insurance does not cover flood damage. St Joseph is near Lake Michigan so flood risk exists. You may need a separate flood policy through the National Flood Insurance Program or a private insurer.
How do Michigan insurance laws affect my home policy?
Michigan law requires insurers to offer replacement cost coverage for roofs and to provide a 30 day notice before non renewal. Agents can explain these rules and how they apply to your policy.