The top-rated home insurance agent in Sterling Heights, Michigan is Clint St.Mosley - State Farm Insurance Agent, rated 4.9 stars across 293 reviews. Other highly rated options include Catherine Van Tiem: Allstate Insurance, The Salvati Insurance Group, Inc., Russ Vallee - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clint St.Mosley - State Farm Insurance Agent | 43120 Utica Rd # 400 | (586) 979-9700 |
| 2 | Catherine Van Tiem: Allstate Insurance | 42770 Van Dyke Ave | (586) 792-9000 |
| 3 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 4 | Russ Vallee - State Farm Insurance Agent | 38151 Utica Rd q | (586) 264-2290 |
| 5 | Frolka Insurance Agency Goosehead Insurance | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 6 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 7 | Beyond Insurance Group | 42140 Van Dyke Ave #210 | (586) 330-9727 |
| 8 | Chuck Tourangeau - State Farm Insurance Agent | 43656 Schoenherr Rd | (586) 247-5750 |
| 9 | Millennium Insurance Agency LLC -34865 Mound Rd | 34865 Mound Rd | (248) 410-1858 |
| 10 | Clear View Insurance | 13854 Lakeside Cir Ste 212 | (586) 742-0316 |
Clint St.Mosley - State Farm Insurance Agent serves the Sterling Heights, Michigan area, offering home insurance agent services to local homeowners. The company works with clients to review standard coverage options, including protection for dwelling structures and personal belongings. Policies can be tailored to address common risks faced by residents in this region. Customers are guided through the process of assessing their insurance needs. The agency also handles claims assistance for policyholders who experience property damage or loss.
Catherine Van Tiem: Allstone Insurance in Sterling Heights, MI, provides a full range of home insurance services, including policy consultations, coverage evaluations, and claims assistance. It reviews dwelling limits, personal property protection, and liability options to match each home’s needs. Clients can discuss customized plans for varying levels of risk and budget. The company services single-family homes, apartments, retail storefronts, and area restaurants.
The Salvati Insurance Group, Inc. serves Sterling Heights, Michigan, and the surrounding communities of Macomb County, focusing on residential property coverage. It handles standard home insurance policies as well as additional protection for valuable personal items and liability claims. The agency typically begins each job by reviewing the homeowner’s current coverage and suggesting adjustments for local weather risks and property value changes. It then presents several policy options tailored to the specific needs of each household.
Russ Vallee - State Farm Insurance Agent in Sterling Heights, MI, serves homeowners seeking to protect their properties with tailored home insurance policies. The agency also assists local businesses and property managers in securing appropriate coverage for their assets and liabilities. Professionals at this office guide clients through policy options, claims processes, and risk management strategies to safeguard homes and investments. Their service area extends throughout Macomb County, including nearby communities such as Warren and Troy, ensuring accessibility for residents across the region.
As Sterling Heights heads into winter, homeowners often worry about freeze damage and roof leaks. Frolka Insurance Agency Goosehead Insurance helps area residents review their current policies to close coverage gaps that could become costly. This local home insurance agent works with multiple insurers to find suitable options for protecting homes and personal belongings. A typical starting point involves an inspection of the property’s exterior and risk factors like older plumbing or tree proximity before an agent suggests specific policy endorsements.
Lakeside Insurance Agency in Sterling Heights, MI assists homeowners in distinguishing between one-time liability options and ongoing protection packages. The agency provides property coverage tailored to local weather risks and neighborhood conditions. Policies address structural damage, personal belongings, and liability protection for unforeseen incidents. Homeowners can adjust their plans when property values or renovation needs change over time. Service at this agency runs on an as-needed basis, allowing clients to request policy reviews or coverage adjustments whenever their insurance needs evolve.
Beyond Insurance Group in Sterling Heights, MI provides residential home insurance coverage tailored to individual homeowner needs. The agency also offers commercial policies to protect business properties throughout the local area. Agents guide clients through policy options, explaining coverage limits and deductibles clearly. They assist with claims filing and answer questions year-round. After an initial policy is issued, the agency schedules regular follow-ups to review coverage changes or update deductibles, ensuring continued protection between annual renewal visits.
Chuck Tourangeau - State Farm Insurance Agent in Sterling Heights, MI helps homeowners protect their property and personal assets with standard coverage. For added protection, they offer endorsements such as sewer backup coverage and identity restoration services. Policies can be tailored to meet specific needs for additional living expenses and liability protection. Their professional team assists offices needing business interruption insurance, warehouses seeking inventory protection, and food service operations requiring specialized liability and equipment coverage.
Millennium Insurance Agency LLC -34865 Mound Rd is known for offering home insurance policies tailored to property owners in Sterling Heights, MI. Its service range includes standard coverage for dwelling, personal property, and liability protection. Clients often seek assistance navigating common local risks, such as weather-related damage and liability claims. The agency also provides guidance on deductibles and policy limits. As a specialty service, it can assist homeowners seeking additional flood insurance coverage for their properties.
What Does a a Home Insurance Agent in Sterling Heights Cost?
The average cost of homeowners insurance in Michigan is around 1,200 to 1,500 dollars per year for a standard policy. In Sterling Heights rates may vary based on your homes age size and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Sterling Heights
Home insurance agents in Sterling Heights Michigan help you find coverage for your house and belongings. Michigan law requires insurers to offer replacement cost coverage on dwelling policies. Agents can explain policy options and compare quotes from different companies to fit your needs.
Frequently Asked Questions
What does a home insurance agent in Sterling Heights do?
A home insurance agent helps you choose a policy that protects your house and personal property. They can explain coverage limits and deductibles. They also assist with filing claims and updating your policy when needed.
Is home insurance required in Sterling Heights Michigan?
Michigan law does not require homeowners insurance. However your mortgage lender will likely require it. Most agents recommend having a policy to protect against fire theft and weather damage.
How do I choose a home insurance agent in Sterling Heights?
Look for an agent licensed in Michigan with experience in Macomb County. Ask about their knowledge of local risks such as winter storms and sewer backups. Compare quotes from multiple agents to find a policy that fits your budget.
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