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HomeHome Insurance AgentsMichigan › Traverse City

Find Home Insurance Agents Near You in Traverse City, MI

Browse home insurance agents serving Traverse City, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Traverse City, Michigan is Susan Rauser - State Farm Insurance Agent, rated 4.9 stars across 640 reviews. Other highly rated options include Cardinal Insurance Group, Ford Insurance Inc, Acrisure Traverse City, MI (Larkin Group). This directory lists 20 home insurance agents serving Traverse City.

Showing 20 home insurance agents in Traverse City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Susan Rauser - State Farm Insurance Agent874 E Eighth St(231) 421-9596
2Cardinal Insurance Group510 Depot View Dr STE 11(231) 938-4408
3Ford Insurance Inc920 S Garfield Ave # 6(231) 941-0450
4Acrisure Traverse City, MI (Larkin Group)13900 S W Bay Shore Dr(231) 947-8800
5Farmers Insurance - Fran Martin745 S Garfield Ave Ste B(231) 421-5136
6Michigan's Best Insurance Agency3639 Cass Rd Ste 6(231) 929-9500
7Johnson & Associates Insurance3819 N Four Mile Rd(231) 938-8940
8Farm Bureau Insurance - Jeremy Crum Agency803 W Front St(231) 499-5209
9Bay View Insurance Agency4200 Three Mile Rd(231) 941-2244
10Fitzmaurice-Garvin Insurance13818 S W Bay Shore Dr(231) 947-9532
SR
874 E Eighth St
Susan Rauser - State Farm Insurance Agent
Home Insurance Agent · Traverse City, MI

Susan Rauser - State Farm Insurance Agent serves the Traverse City, Michigan metro area, offering home insurance solutions to local residents. The company assists homeowners with policies that protect their property and personal belongings from common risks in the region. Standard services include coverage for dwelling damage, liability protection, and additional living expenses after a covered loss. The office guides clients through damage claims arising from events like severe winter weather or fire. It specifically handles customizing coverage limits and advising on flood insurance options for homes near Grand Traverse Bay.

CI
510 Depot View Dr STE 11
Cardinal Insurance Group
Home Insurance Agent · Traverse City, MI

Cardinal Insurance Group provides a full range of home insurance services for property owners in Traverse City, MI, including policy coverage consultation and claims assistance. The agency works with clients to design personalized maintenance plans that help prevent common risks and minimize potential losses to their dwellings. Coverage options are tailored for various local property types, including single-family homes, apartments, retail storefronts, and restaurants.

FI
920 S Garfield Ave # 6
Ford Insurance Inc
Home Insurance Agent · Traverse City, MI

As a home insurance agent, Ford Insurance Inc serves homeowners and property managers throughout the Traverse City, Michigan area. The agency helps clients evaluate property risks common to the Great Lakes region, including lake effect snow and seasonal wind damage, while tailoring policies for homes of all ages and sizes. Personalized consultations allow for clear explanations of dwelling coverage and personal property protections. This agency also provides reliable home insurance solutions to residents in the nearby community of Acme, ensuring broader coverage across the Grand Traverse Bay region.

AT
13900 S W Bay Shore Dr
Acrisure Traverse City, MI (Larkin Group)
Home Insurance Agent · Traverse City, MI

Serving Traverse City, Michigan, and its surrounding communities, Acrisure Traverse City, MI (Larkin Group) handles home insurance coverage for local property owners. It focuses on protecting residences against common regional risks such as seasonal weather damage and liability concerns. The agency approaches each typical job by first reviewing the specific characteristics of the home and the client’s needs, then explaining available coverage options before finalizing a policy.

FI
745 S Garfield Ave Ste B
Farmers Insurance - Fran Martin
Home Insurance Agent · Traverse City, MI

Farmers Insurance - Fran Martin in Traverse City, MI, offers home insurance agents who distinguish between one-time policy purchases and recurring service for ongoing coverage updates. Clients work with the agent to select protection plans for fire, weather, and liability risks common to Michigan homes. Support includes periodic policy reviews to adjust coverage as home values or needs change. Service runs on both a one-time initial setup and an as-needed basis for claim assistance or policy adjustments.

MS
3639 Cass Rd Ste 6
Michigan's Best Insurance Agency
Home Insurance Agent · Traverse City, MI

Michigan's Best Insurance Agency in Traverse City specializes in ensuring homeowners have adequate dwelling and liability protection. It provides general services including comparing coverage options, explaining policy details, and assisting with claims paperwork. The agency also helps clients review inventory requirements for personal property endorsements. For residents preparing for winter, it offers guidance on securing policies that cover damage from ice dams or frozen pipes common during Michigan’s cold season.

JA
3819 N Four Mile Rd
Johnson & Associates Insurance
Home Insurance Agent · Traverse City, MI

From lake-effect snow to shifting shorelines along Lake Michigan, Traverse City homeowners face a range of weather-related risks each season. Johnson & Associates Insurance helps local residents tailor home insurance agents to protect against storm damage, ice damming, and seasonal liability. They discuss policy options that cover common regional perils while accounting for a home’s age and construction type. Clients can expect a thorough walk-through of the property’s unique features and potential vulnerabilities during an initial in-person assessment or a detailed virtual inspection step.

FB
803 W Front St
Farm Bureau Insurance - Jeremy Crum Agency
Home Insurance Agent · Traverse City, MI

Agents at Farm Bureau Insurance - Jeremy Crum Agency in Traverse City, MI help customers obtain home insurance policies to protect their personal property and structures. They can also arrange specialty add-ons like extended water backup coverage or additional protection for valuable items. Their services are available to clients who own offices, warehouses, and food service establishments, ensuring these commercial sectors receive appropriate insurance structures for their operational needs.

BV
4200 Three Mile Rd
Bay View Insurance Agency
Home Insurance Agent · Traverse City, MI

Bay View Insurance Agency in Traverse City, MI, provides residential home insurance coverage for local homeowners, with options for commercial insurance needs as well. The agency serves clients throughout the Traverse City area and surrounding communities. Personal policies are tailored to protect a family’s dwelling and belongings, while commercial offerings can cover business property and liability. Homeowners who choose this agency can expect attentive follow‑up and consistent repeat service between regular policy visits to ensure continued protection.

FG
13818 S W Bay Shore Dr
Fitzmaurice-Garvin Insurance
Home Insurance Agent · Traverse City, MI

Fitzmaurice-Garvin Insurance is known for providing home insurance policies throughout Traverse City, Michigan. The agency helps homeowners protect their property with standard coverage options that address common regional risks. Clients can discuss policy terms to find appropriate protection for their specific needs. Local agents assist with navigating coverage limits and deductibles during the selection process. A specialty service it can add on is scheduled personal property coverage for valuable items like jewelry or fine art.

MN
3403 Veterans Dr
Mark Newhouse - State Farm Insurance Agent
Home Insurance Agent · Traverse City, MI
(231) 933-5400
newhouseagency.com
BW
2301 N Garfield Rd Unit A
Britton Weber Agency: Allstate Insurance
Home Insurance Agent · Traverse City, MI
(231) 946-1484
agents.allstate.com/britton-weber-agency-traverse-city-mi.html
CS
525 W Fourteenth St
Cody Scheuerman - Farmers Insurance
Home Insurance Agent · Traverse City, MI
(231) 486-5232
agents.farmers.com/mi/traverse-city/cody-scheuerman
FI
4020 Copper Vw #225
Farmers Insurance - Christopher Payne
Home Insurance Agent · Traverse City, MI
(231) 753-1230
agents.farmers.com/mi/traverse-city/christopher-payne
TO
3183 Logan Valley Rd
Top O' Michigan Insurance Solutions
Home Insurance Agent · Traverse City, MI
(231) 947-1164
tomia247.com
PA
423 E Eighth St
PEARSON AGENCY- FARM BUREAU INSURANCE
Home Insurance Agent · Traverse City, MI
(231) 600-9696
pearsoninsuranceagency.com
FS
808 W Front St
Front Street Insurance
Home Insurance Agent · Traverse City, MI
(231) 922-9464
frontstreetinsurance.com
HI
305 W Front St
Highstreet Insurance - Northern Michigan (formerly Peterson McGregor)
Home Insurance Agent · Traverse City, MI
(231) 922-7220
hsip.com/agency-directory/peterson-mcgregor-associates
TC
806 Hastings St Ste i
Traverse City Insurance Advantage LLC
Home Insurance Agent · Traverse City, MI
(231) 421-6555
tcinsuranceadvantage.com
HA
624 Second St
Harvitt Agency- Meemic Insurance
Home Insurance Agent · Traverse City, MI
(231) 946-3022

What Does a a Home Insurance Agent in Traverse City Cost?

The average cost of home insurance in Michigan is about 1,200 to 1,800 dollars per year for a standard policy. In Traverse City, rates may be higher due to winter weather risks and property values. Costs depend on your homes age, location, coverage limits, and deductible. This is general information and not insurance advice.

About home insurance agents in Traverse City

Home insurance agents in Traverse City Michigan help you find coverage for your home, condo, or rental property. Michigan law requires insurers to offer certain protections like replacement cost coverage for your dwelling. Local agents understand the risks of northern Michigan, including lake effect snow and ice dams.

Frequently Asked Questions

What does a home insurance agent do in Traverse City?

A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection, personal property coverage, and liability insurance. They also help you file claims and adjust your policy as your needs change.

Do Michigan home insurance policies cover ice dam damage?

Most standard Michigan home insurance policies cover ice dam damage if it causes water to enter your home. You should check your policy for exclusions and consider adding a water backup endorsement. An agent can explain what your specific policy covers.

How can I find a licensed home insurance agent in Traverse City?

You can search the Michigan Department of Insurance and Financial Services website to verify an agents license. You can also ask for referrals from neighbors or local real estate agents. Many agents offer free quotes and consultations.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.