The top-rated home insurance agent in Troy, Michigan is FSA Insurance Agency, rated 4.9 stars across 562 reviews. Other highly rated options include Goosehead Insurance - Alsaigh & Adour Agency, JPS Insurance Agency, AAA Insurance - Howard Beatty IV Insurance Agency. This directory lists 26 home insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FSA Insurance Agency | 50 W Big Beaver Rd Ste 500 | (586) 842-3770 |
| 2 | Goosehead Insurance - Alsaigh & Adour Agency | 100 W Big Beaver Rd STE 580 | (586) 630-3799 |
| 3 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 4 | AAA Insurance - Howard Beatty IV Insurance Agency | 2950 W Square Lake Rd Suite# 100 | (248) 792-7012 |
| 5 | Steven Schmitt: Allstate Insurance | 1921 W South Blvd | (248) 813-1000 |
| 6 | Ann Percy - State Farm Insurance Agent | 4101 John R Rd #500 | (248) 879-9690 |
| 7 | AAA Insurance - Daniel's Agency | 42831 Dequindre Rd | (248) 800-9999 |
| 8 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 9 | Hershey Insurance Group | 2855 Coolidge Hwy #204 | (888) 843-7743 |
| 10 | Members Home and Auto | 2855 Coolidge Hwy #204 | (877) 898-4102 |
FSA Insurance Agency serves the Troy, Michigan, area as a local home insurance agent. The agency helps homeowners evaluate coverage options for their property and belongings. It assists clients in understanding policy details for dwelling protection and personal liability. The company works to match residents with appropriate insurance plans from various carriers. Services include reviewing current policies and explaining deductibles. It also handles coverage for additional structures on a property and offers guidance on flood insurance policies.
Goosehead Insurance - Alsaigh & Adour Agency in Troy, MI provides a range of home insurance services, including policy evaluations and preliminary disaster preparedness guidance. It assists clients by reviewing coverage options and offering recommendations regarding structural protection and contents security. The agency provides consultative advice on routine policy maintenance and coverage updates as personal circumstances change. It services single-family homes, apartments, retail establishments, and restaurants.
Serving homeowners, businesses, and property managers in Troy, Michigan, JPS Insurance Agency provides home insurance guidance. The agency works with clients to review dwelling coverage, personal property protection, and liability options tailored to individual needs. Policies typically safeguard against common local risks such as severe storms and winter weather damage. This home insurance agent also assists with policy reviews for new purchases or existing home updates. The agency extends its coverage services to the neighboring communities of Rochester Hills and the greater Oakland County metro area.
Serving Troy, Michigan, and the surrounding communities, AAA Insurance - Howard Beatty IV Insurance Agency handles a full range of home insurance policies for local homeowners. The agency assists clients in protecting their properties from common regional risks, such as severe weather and water damage. For each policy, it typically begins with a thorough review of the home’s specific coverage needs before recommending a tailored plan.
Steven Schmitt: Allstate Insurance provides both one-time policy evaluations and recurring annual reviews for homeowners in Troy, MI, ensuring coverage aligns with changing property values and personal assets. Home insurance agents in this area typically help clients understand dwelling protection, personal liability, and optional riders for valuables or water backup. Services are offered as part of a scheduled annual policy renewal cycle, with as-needed consultations available when life changes or property updates occur, ensuring continuous risk management outside of these standard review points.
Ann Percy - State Farm Insurance Agent in Troy, MI specializes in home insurance policies that protect single-family homes, condominiums, and rental properties. The agency also provides general insurance services to local residents, including auto, life, and health coverage. This location serves as a resource for policy reviews and claims assistance for homeowners throughout Oakland County. As a local agency, it offers guidance for seasonal concerns like reviewing coverage for new winter weather risks or spring storm damage to roofs and basements, helping clients adjust their policies accordingly.
After a hailstorm or heavy winter freeze in Troy, protecting your home becomes an urgent concern for many local owners. AAA Insurance - Daniel's Agency provides home insurance agent services tailored to such risks, offering guidance on suitable policies to safeguard properties and personal belongings. Their process begins with a thorough inspection or initial-assessment step, evaluating your home's structure and exposure to common local weather events. This assessment helps determine appropriate coverage options before any policy is finalized.
Troy-Metro Agency provides home insurance guidance to residents in and around Troy, MI, covering standard policies for dwelling protection and personal liability. The agency can also help clients arrange added endorsements for valuable items like jewelry or electronics. In addition to residential service, this home insurance agent offers commercial coverage for various local business sectors, including offices, warehouses, and food service operations.
Hershey Insurance Group in Troy, MI, provides residential home insurance services, helping local homeowners protect their properties from common risks. They also offer commercial coverage for business properties in the area, serving clients throughout the region. Each insurance plan is tailored to individual needs, with clear explanations of policy details to ensure proper protection. After a policy is in place, representatives assist with follow-up on coverage adjustments and schedule regular check-ins between renewal cycles to address any evolving requirements.
Members Home and Auto, based in Troy, MI, serves local property owners seeking reliable home insurance agent services. The company guides clients through policy options that protect dwellings, belongings, and personal liability. Its agents in the Troy area help homeowners evaluate coverage for common regional concerns, including weather-related damage and theft. Members Home and Auto regularly reviews existing policies to ensure limits remain adequate as property values change. For added protection, the agency can connect clients with specialty endorsements, such as sewer backup coverage.
What Does a a Home Insurance Agent in Troy Cost?
The average cost of homeowners insurance in Michigan is around 1,200 to 1,800 dollars per year for a typical policy. In Troy costs may vary based on your homes age size and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Troy
A home insurance agent in Troy Michigan can help you find a policy that protects your home and belongings. Michigan law requires certain coverages like windstorm or hail protection in some areas. Working with a local agent allows you to discuss your specific needs for homes in Troy neighborhoods.
Frequently Asked Questions
What does a home insurance agent in Troy Michigan do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection and personal liability. They also help you file claims and update your policy as needed.
Is home insurance required by law in Michigan?
Michigan law does not require homeowners insurance by statute. However your mortgage lender will almost always require you to have a policy. Without insurance you risk financial loss from fire theft or storm damage.
How do I choose a home insurance agent in Troy?
Look for an agent who is licensed in Michigan and has experience with homes in the Troy area. Ask about their process for comparing quotes and handling claims. You can check the Michigan Department of Insurance and Financial Services for agent license verification.
Home Insurance Agents in Other Michigan Cities
Adrian · Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Birmingham · Bloomfield Hills · Brighton · Byron Center · Canton Township · Charlotte · Clinton Township · Commerce Township · Davison