ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Home Insurance Agents Near You in Troy, MI

Browse home insurance agents serving Troy, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Troy, Michigan is FSA Insurance Agency, rated 4.9 stars across 562 reviews. Other highly rated options include Goosehead Insurance - Alsaigh & Adour Agency, JPS Insurance Agency, AAA Insurance - Howard Beatty IV Insurance Agency. This directory lists 26 home insurance agents serving Troy.

Showing 26 home insurance agents in Troy, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1FSA Insurance Agency50 W Big Beaver Rd Ste 500(586) 842-3770
2Goosehead Insurance - Alsaigh & Adour Agency100 W Big Beaver Rd STE 580(586) 630-3799
3JPS Insurance Agency1111 W Long Lake Rd Suite 201(248) 646-6657
4AAA Insurance - Howard Beatty IV Insurance Agency2950 W Square Lake Rd Suite# 100(248) 792-7012
5Steven Schmitt: Allstate Insurance1921 W South Blvd(248) 813-1000
6Ann Percy - State Farm Insurance Agent4101 John R Rd #500(248) 879-9690
7AAA Insurance - Daniel's Agency42831 Dequindre Rd(248) 800-9999
8Troy-Metro Agency2065 Livernois Rd(248) 813-8540
9Hershey Insurance Group2855 Coolidge Hwy #204(888) 843-7743
10Members Home and Auto2855 Coolidge Hwy #204(877) 898-4102
FI
50 W Big Beaver Rd Ste 500
FSA Insurance Agency
Home Insurance Agent · Troy, MI

FSA Insurance Agency serves the Troy, Michigan, area as a local home insurance agent. The agency helps homeowners evaluate coverage options for their property and belongings. It assists clients in understanding policy details for dwelling protection and personal liability. The company works to match residents with appropriate insurance plans from various carriers. Services include reviewing current policies and explaining deductibles. It also handles coverage for additional structures on a property and offers guidance on flood insurance policies.

GI
100 W Big Beaver Rd STE 580
Goosehead Insurance - Alsaigh & Adour Agency
Home Insurance Agent · Troy, MI

Goosehead Insurance - Alsaigh & Adour Agency in Troy, MI provides a range of home insurance services, including policy evaluations and preliminary disaster preparedness guidance. It assists clients by reviewing coverage options and offering recommendations regarding structural protection and contents security. The agency provides consultative advice on routine policy maintenance and coverage updates as personal circumstances change. It services single-family homes, apartments, retail establishments, and restaurants.

JI
1111 W Long Lake Rd Suite 201
JPS Insurance Agency
Home Insurance Agent · Troy, MI

Serving homeowners, businesses, and property managers in Troy, Michigan, JPS Insurance Agency provides home insurance guidance. The agency works with clients to review dwelling coverage, personal property protection, and liability options tailored to individual needs. Policies typically safeguard against common local risks such as severe storms and winter weather damage. This home insurance agent also assists with policy reviews for new purchases or existing home updates. The agency extends its coverage services to the neighboring communities of Rochester Hills and the greater Oakland County metro area.

AI
2950 W Square Lake Rd Suite# 100
AAA Insurance - Howard Beatty IV Insurance Agency
Home Insurance Agent · Troy, MI

Serving Troy, Michigan, and the surrounding communities, AAA Insurance - Howard Beatty IV Insurance Agency handles a full range of home insurance policies for local homeowners. The agency assists clients in protecting their properties from common regional risks, such as severe weather and water damage. For each policy, it typically begins with a thorough review of the home’s specific coverage needs before recommending a tailored plan.

SS
1921 W South Blvd
Steven Schmitt: Allstate Insurance
Home Insurance Agent · Troy, MI

Steven Schmitt: Allstate Insurance provides both one-time policy evaluations and recurring annual reviews for homeowners in Troy, MI, ensuring coverage aligns with changing property values and personal assets. Home insurance agents in this area typically help clients understand dwelling protection, personal liability, and optional riders for valuables or water backup. Services are offered as part of a scheduled annual policy renewal cycle, with as-needed consultations available when life changes or property updates occur, ensuring continuous risk management outside of these standard review points.

AP
4101 John R Rd #500
Ann Percy - State Farm Insurance Agent
Home Insurance Agent · Troy, MI

Ann Percy - State Farm Insurance Agent in Troy, MI specializes in home insurance policies that protect single-family homes, condominiums, and rental properties. The agency also provides general insurance services to local residents, including auto, life, and health coverage. This location serves as a resource for policy reviews and claims assistance for homeowners throughout Oakland County. As a local agency, it offers guidance for seasonal concerns like reviewing coverage for new winter weather risks or spring storm damage to roofs and basements, helping clients adjust their policies accordingly.

AI
42831 Dequindre Rd
AAA Insurance - Daniel's Agency
Home Insurance Agent · Troy, MI

After a hailstorm or heavy winter freeze in Troy, protecting your home becomes an urgent concern for many local owners. AAA Insurance - Daniel's Agency provides home insurance agent services tailored to such risks, offering guidance on suitable policies to safeguard properties and personal belongings. Their process begins with a thorough inspection or initial-assessment step, evaluating your home's structure and exposure to common local weather events. This assessment helps determine appropriate coverage options before any policy is finalized.

TM
2065 Livernois Rd
Troy-Metro Agency
Home Insurance Agent · Troy, MI

Troy-Metro Agency provides home insurance guidance to residents in and around Troy, MI, covering standard policies for dwelling protection and personal liability. The agency can also help clients arrange added endorsements for valuable items like jewelry or electronics. In addition to residential service, this home insurance agent offers commercial coverage for various local business sectors, including offices, warehouses, and food service operations.

HI
2855 Coolidge Hwy #204
Hershey Insurance Group
Home Insurance Agent · Troy, MI

Hershey Insurance Group in Troy, MI, provides residential home insurance services, helping local homeowners protect their properties from common risks. They also offer commercial coverage for business properties in the area, serving clients throughout the region. Each insurance plan is tailored to individual needs, with clear explanations of policy details to ensure proper protection. After a policy is in place, representatives assist with follow-up on coverage adjustments and schedule regular check-ins between renewal cycles to address any evolving requirements.

MH
2855 Coolidge Hwy #204
Members Home and Auto
Home Insurance Agent · Troy, MI

Members Home and Auto, based in Troy, MI, serves local property owners seeking reliable home insurance agent services. The company guides clients through policy options that protect dwellings, belongings, and personal liability. Its agents in the Troy area help homeowners evaluate coverage for common regional concerns, including weather-related damage and theft. Members Home and Auto regularly reviews existing policies to ensure limits remain adequate as property values change. For added protection, the agency can connect clients with specialty endorsements, such as sewer backup coverage.

DM
3155 W Big Beaver Rd Suite 250
Doeren Mayhew Insurance Group
Home Insurance Agent · Troy, MI
(248) 290-0650
doereninsurance.com
NA
1050 Wilshire Dr Ste 280
NBP ASSOCIATES
Home Insurance Agent · Troy, MI
(586) 484-8969
nbpassociates.com
FI
2115 Livernois Rd
Farmers Insurance - Kelvin Khosho
Home Insurance Agent · Troy, MI
(248) 509-2223
agents.farmers.com/mi/troy/kelvin-khosho
FI
1050 Wilshire Dr #110
Fisher Insurance Group, LLC
Home Insurance Agent · Troy, MI
(586) 979-1330
fisherins.net
MM
3155 W Big Beaver Rd Suite 125
Mason-McBride Insurance
Home Insurance Agent · Troy, MI
(248) 822-7170
mason-mcbride.com
HI
850 Stephenson Hwy #207
Haugk Insurance Agency
Home Insurance Agent · Troy, MI
(248) 577-8137
haugkinsurance.com
SM
6780 Rochester Rd Ste B
Sean Maher Agency: Allstate Insurance
Home Insurance Agent · Troy, MI
(248) 879-8000
agents.allstate.com/sean-maher-agency-troy-mi.html
BI
1050 Wilshire Dr Ste 280
Blevins Insurance Advisors - National Benefit Plans Inc.
Home Insurance Agent · Troy, MI
(586) 291-9381
nbplans.com/health-insurance-agent-profile/shelby-township-michigan-health-insurance-shaun-blevins
II
2095 E Big Beaver Rd # 100
InPro Insurance Group
Home Insurance Agent · Troy, MI
(248) 526-3260
inproagent.com
AI
91 E Maple Rd suite b
American Insurance Agency Group
Home Insurance Agent · Troy, MI
(248) 747-7778
NC
100 W Big Beaver Rd Suite 200
North Coast Insurance Services
Home Insurance Agent · Troy, MI
(248) 892-6200
thenorthcoastagency.com
AO
4107 John R Rd # 200
Auto-Owners Insurance Troy Claims
Home Insurance Agent · Troy, MI
auto-owners.com
MI
33975 Dequindre Rd
Millennium Insurance
Home Insurance Agent · Troy, MI
(586) 751-2200
startmyinsurance.com
HA
5445 Corporate Dr # 300
The Hartford
Home Insurance Agent · Troy, MI
(860) 547-5000
thehartford.com
NI
2328 Livernois Rd
Northwest Insurance
Home Insurance Agent · Troy, MI
(248) 528-1656
northwestagencymi.com
SA
2565 W Maple Rd
The Secure Agency (Troy Branch)
Home Insurance Agent · Troy, MI
(248) 414-1595
securefg.com/secure-agency

What Does a a Home Insurance Agent in Troy Cost?

The average cost of homeowners insurance in Michigan is around 1,200 to 1,800 dollars per year for a typical policy. In Troy costs may vary based on your homes age size and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.

About home insurance agents in Troy

A home insurance agent in Troy Michigan can help you find a policy that protects your home and belongings. Michigan law requires certain coverages like windstorm or hail protection in some areas. Working with a local agent allows you to discuss your specific needs for homes in Troy neighborhoods.

Frequently Asked Questions

What does a home insurance agent in Troy Michigan do?

A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection and personal liability. They also help you file claims and update your policy as needed.

Is home insurance required by law in Michigan?

Michigan law does not require homeowners insurance by statute. However your mortgage lender will almost always require you to have a policy. Without insurance you risk financial loss from fire theft or storm damage.

How do I choose a home insurance agent in Troy?

Look for an agent who is licensed in Michigan and has experience with homes in the Troy area. Ask about their process for comparing quotes and handling claims. You can check the Michigan Department of Insurance and Financial Services for agent license verification.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.