The top-rated home insurance agent in Faribault, Minnesota is Tony Langerud - State Farm Insurance Agent, rated 4.9 stars across 174 reviews. Other highly rated options include Truax & Associates Insurance Agency, Jason Krohn - State Farm Insurance Agent, Near North Title Group - Faribault, MN. This directory lists 19 home insurance agents serving Faribault.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Langerud - State Farm Insurance Agent | 124 9th Ave NW | (507) 334-3351 |
| 2 | Truax & Associates Insurance Agency | 215 Western Ave N | (507) 334-5850 |
| 3 | Jason Krohn - State Farm Insurance Agent | 1221 MN-60 | (507) 333-2995 |
| 4 | Near North Title Group - Faribault, MN | 414 Central Ave N # B | (507) 330-7117 |
| 5 | Heartman Agency | 330 Central Ave N | (507) 334-5577 |
| 6 | Farmers Insurance - Patrick Andreas | 400 4th St NW Ste C | (507) 331-9500 |
| 7 | Barton Jackson Agency LLC American Family Insurance | 118 1st Ave NE | (507) 332-6812 |
| 8 | Peach & Associates Inc American Family Insurance | 1620 MN-60 #2 | (507) 334-0140 |
| 9 | Farm Bureau Financial Services: Dan Pumper | 1220 7th St NW Ste A | (507) 331-2345 |
| 10 | Heine Agency, Inc. | 23 3rd St NW | (507) 334-8405 |
Tony Langerud - State Farm Insurance Agent serves Faribault, Minnesota, and the surrounding Rice County area, providing home insurance policies tailored to local property needs. The agency helps homeowners protect their residences against common regional risks such as severe storms and snow damage. Policy options typically include coverage for the dwelling structure, personal belongings, and liability protection. Adjustments such as replacement cost valuation and umbrella liability extensions are also available for the area. Personal umbrella liability policies and renters insurance policies are specific services commonly handled here.
Truax & Associates Insurance Agency provides home insurance services to protect residential properties from common perils such as fire, weather damage, and liability claims. The agency assists clients in selecting appropriate coverage levels and policy structures to match individual property needs. Ongoing support is available for policy adjustments and claims filing throughout the life of each plan. The firm services single-family homes, apartments, retail spaces, and restaurants in the Faribault area.
Jason Krohn’s State Farm Insurance Agency serves homeowners and property managers in Faribault, Minnesota, by offering home insurance policies that protect single-family homes, townhouses, and rental properties. The agency helps clients customize coverage to guard against common regional risks including severe storms, fire, and liability claims. Its office provides personalized consultations to match policy limits with each property's specific replacement value. The agency’s service area also extends into the neighboring community of Owatonna and parts of the surrounding Rice County region.
Near North Title Group - Faribault, MN serves Faribault and the surrounding southern Minnesota communities. It handles homeowner insurance policies along with other residential coverage needs. The company helps clients assess property risks in the local area. It works with available carriers to find suitable insurance solutions for each home. In handling a typical job, the agent first reviews the property details and the client's concerns, then compares coverage options to match the home's specific protections.
As winter approaches in Faribault, heavy snow and ice dams put homes at risk, and Heartman Agency helps homeowners review their coverage before damage occurs. Operating locally in southern Minnesota, this home insurance agent provides standard policies for property protection against seasonal storms and unexpected accidents. Service includes comparing plan options to fit individual housing types and budgets. The process for a new client begins by scheduling a walk-through inspection of the property to assess its specific needs.
Farmers Insurance - Patrick Andreas provides home insurance as either a one-time policy purchase or through ongoing coverage options that adjust as your needs change. As a local agent in Faribault, MN, they help homeowners select policies that protect property and belongings against common regional risks. This includes guidance on claim filing and reviewing coverage details throughout the life of the policy. Their service operates on both a one-time, scheduled, or as-needed basis to accommodate each homeowner’s requirements.
Barton Jackson Agency LLC American Family Insurance in Faribault, MN offers customized homeowners policies that cover dwelling protection and personal liability. Its general service work includes assisting local residents in selecting appropriate coverage limits for their property and belongings. File a claim or restructure a policy with professional guidance tailored to each unique residence. It also helps homeowners prepare for Minnesota’s spring thaw by advising on flood endorsements and ice dam damage coverage.
Peach & Associates Inc American Family Insurance in Faribault helps clients secure financial protection through standard home insurance policies. Customers may also add optional endorsements to address gaps in basic coverage. These policies can be tailored to include personal property replacement or water backup protection. Beyond individual homes, the agency serves commercial sectors such as offices, warehouses, and food service businesses.
Farm Bureau Financial Services: Dan Pumper provides residential home insurance coverage for property and liability needs in Faribault, Minnesota. Commercial coverage is also available for local business structures and associated risks. Service area extends throughout Faribault and surrounding communities in southern Minnesota. Each policy is reviewed carefully to match specific client exposures. Regular follow-up communication ensures that coverage remains appropriate between scheduled visits for any necessary policy adjustments.
Heine Agency, Inc. is a home insurance agent in Faribault, MN, providing coverage for single-family homes, townhouses, and condominiums. The agency guides homeowners through policy options that address common regional concerns, including wind and hail damage. Further services include assistance in obtaining additional coverage for personal property, liability protection, and temporary living expenses resulting from a covered loss. The agency can also bundle home insurance with policies from other carriers as a specialty service.
What Does a a Home Insurance Agent in Faribault Cost?
The average cost of home insurance in Minnesota is about 1400 to 1800 dollars per year for a standard policy. In Faribault rates may vary based on your homes age location and coverage limits. Factors like credit score and claims history also affect price. This is general information not insurance advice.
About home insurance agents in Faribault
A home insurance agent in Faribault Minnesota can help you find coverage for your house and belongings. Minnesota law requires insurers to offer replacement cost coverage for dwelling policies. Local agents know the risks specific to Rice County including severe weather and hail damage.
Frequently Asked Questions
What does a home insurance agent in Faribault do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection liability and personal property. They also assist with claims and policy changes.
Is home insurance required in Minnesota?
Minnesota does not legally require home insurance by state law. However mortgage lenders almost always require it. Without insurance you risk financial loss from fire storm or other damage.
How do I choose a home insurance agent in Faribault?
Look for an agent licensed in Minnesota with experience in homeowners policies. Ask about their knowledge of local risks like tornadoes and winter freeze damage. Check their customer service reputation and policy options.
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