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HomeHome Insurance AgentsMinnesota › Forest Lake

Find Home Insurance Agents Near You in Forest Lake, MN

Browse home insurance agents serving Forest Lake, Minnesota. Updated 2026-07-14.

The top-rated home insurance agent in Forest Lake, Minnesota is Jesse Johnson - State Farm Insurance Agent, rated 4.9 stars across 311 reviews. Other highly rated options include Neal Peterson - State Farm Insurance Agent, National Insurance Brokers, Carney Insurance Services. This directory lists 16 home insurance agents serving Forest Lake.

Showing 16 home insurance agents in Forest Lake, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jesse Johnson - State Farm Insurance Agent568 Lake St S(651) 464-7227
2Neal Peterson - State Farm Insurance Agent155 Lake St S(651) 982-6325
3National Insurance Brokers25 Lake St N Suite 100(763) 398-4040
4Carney Insurance Services944 Lake St S(651) 464-6001
5Farmers Insurance - Chris Stauner629 Lake St S(651) 209-1811
6Melanie Berneck American Family Insurance24139 Greenway Rd A(651) 408-0027
7Noah Insurance Group644 W Broadway Ave(651) 464-2168
8Owens Insurance Agency255 MN-97 UNIT 5A(651) 730-4804
9Shannon Strobel, Independent Insurance Agent at Sherman Insurance Agency555 W Broadway Ave(651) 797-6955
10Robert Hinsch - Independent Insurance Agent25 Lake St N Ste 100(763) 398-4058
JJ
568 Lake St S
Jesse Johnson - State Farm Insurance Agent
Home Insurance Agent · Forest Lake, MN

Jesse Johnson - State Farm Insurance Agent in Forest Lake, Minnesota provides a range of home insurance options to protect against common property risks. Services include policy reviews to adjust coverage and claims assistance for damages from fire, weather, or theft. Maintenance plans are not offered, but certificate of insurance issuance and policy updates for renovations are available. The agency serves homeowners of single-family homes, apartments, retail spaces, and restaurants.

NP
155 Lake St S
Neal Peterson - State Farm Insurance Agent
Home Insurance Agent · Forest Lake, MN

Neal Peterson - State Farm Insurance Agent serves Forest Lake, MN, and the surrounding area, offering home insurance services to local residents. The agency helps property owners review their coverage options and select policies that align with their needs. Standard protections such as dwelling and personal property coverage are available through this office. Clients can also secure policies from a national carrier recognized for its claims support and home inventory assistance. The agent handles bundling home and auto insurance as well as policy adjustments for renovations or new purchases.

NI
25 Lake St N Suite 100
National Insurance Brokers
Home Insurance Agent · Forest Lake, MN

National Insurance Brokers provides a comprehensive range of home insurance services for residents of Forest Lake, MN, including customized coverage plans for policyholders. The company focuses on delivering clear policy reviews and regular maintenance of coverage to ensure protection remains aligned with changing property needs. They assist clients in assessing replacement costs and risk factors specific to the local area. Their service extends to single-family homes, apartments, retail businesses, and restaurants within the community.

CI
944 Lake St S
Carney Insurance Services
Home Insurance Agent · Forest Lake, MN

Carney Insurance Services serves homeowners, businesses, and property managers in Forest Lake, Minnesota, offering tailored home insurance policies to protect against common local risks. The agency works closely with clients to review coverage options and address individual needs, ensuring proper protection for their property and belongings. This includes guidance on dwelling coverage, personal liability, and additional endorsements for specific assets. Their professionals further assist the Forest Lake community and also serve homeowners in the nearby cities of Wyoming and Chisago City throughout the northern Twin Cities metro area.

FI
629 Lake St S
Farmers Insurance - Chris Stauner
Home Insurance Agent · Forest Lake, MN

Serving Forest Lake and the surrounding communities of the north metro area, Farmers Insurance - Chris Stauner provides standard home insurance policies for local homeowners. Coverage typically includes protection for the dwelling, personal belongings, and liability for incidents on the property. The company also offers options for additional structures and loss of use. When handling a typical claim, this agent focuses on clearly explaining policy details and guiding the homeowner through the necessary paperwork and repair coordination process.

MB
24139 Greenway Rd A
Melanie Berneck American Family Insurance
Home Insurance Agent · Forest Lake, MN

Melanie Berneck American Family Insurance in Forest Lake, MN, helps clients understand the difference between a one-time policy for a rental or vacation property and a recurring homeowners policy that renews annually. Their coverage options include protection for the dwelling, personal belongings, and liability. Local needs such as severe weather and lake-related risks are considered when customizing a plan. Service runs on an as-needed basis, with ongoing support available for claims or policy adjustments.

NI
644 W Broadway Ave
Noah Insurance Group
Home Insurance Agent · Forest Lake, MN

Noah Insurance Group serves homeowners, property managers, and businesses seeking protection for their assets in Forest Lake, Minnesota. The agency offers standard home insurance policies that cover dwellings, personal property, and liability. It also provides additional coverage options for specific risks like water backup and identity theft. Policyholders can receive guidance on deductibles and policy limits to tailor their plans. The company extends its services to nearby communities within the northern Twin Cities metro area, including Wyoming and Lino Lakes.

OI
255 MN-97 UNIT 5A
Owens Insurance Agency
Home Insurance Agent · Forest Lake, MN

Owens Insurance Agency provides home insurance policies focused on property protection and liability coverage for homeowners in Forest Lake, MN. It works with clients to understand coverage needs related to dwelling replacement, personal belongings, and additional living expenses. The agency handles routine policy reviews and assists with claims processing when damage occurs. During seasonal shifts, it helps homeowners address concerns like ice dam damage from winter snow or wind and hail risks common to spring and summer storms.

SS
555 W Broadway Ave
Shannon Strobel, Independent Insurance Agent at Sherman Insurance Agency
Home Insurance Agent · Forest Lake, MN

Winter weather in Forest Lake can stress a home’s roof and foundation, and Shannon Strobel, Independent Insurance Agent at Sherman Insurance Agency, helps local homeowners review their policies for seasonal risks. She works with clients to find coverage that matches their property’s specific needs while navigating standard Minnesota market options. To ensure a good fit for each situation, the process always begins with a detailed inspection or an initial assessment of the home’s current condition and coverage gaps.

RH
25 Lake St N Ste 100
Robert Hinsch - Independent Insurance Agent
Home Insurance Agent · Forest Lake, MN

Robert Hinsch - Independent Insurance Agent works with homeowners in Forest Lake, MN to secure protection for their property and personal belongings. Additional coverage options can be arranged for valuable items such as jewelry, electronics, or collectibles. Understanding individual risks allows for policies that match specific needs and budgets. The company assists with coverage for various commercial sectors, including offices, warehouses, and food service operations.

MD
20 Lake St N # 104
Matthew Duevel American Family Insurance
Home Insurance Agent · Forest Lake, MN
(651) 287-2662
amfam.com/agents/minnesota/forest-lake/Matthew-Duevel
MM
777 W Broadway Ave #3
Michael Minichino American Family Insurance
Home Insurance Agent · Forest Lake, MN
(651) 464-7192
amfam.com/agents/minnesota/forest-lake/Michael-Minichino
LI
232 Lake St S
Landmark Insurance Services
Home Insurance Agent · Forest Lake, MN
(651) 464-3332
allstate.com
LP
808 W Broadway Ave # A
Lakes & Pines Insurance
Home Insurance Agent · Forest Lake, MN
(651) 464-6261
SI
555 W Broadway Ave #6
Sherman Insurance
Home Insurance Agent · Forest Lake, MN
(651) 464-4556
shermanins.com
KH
143 Lake St N
Kaye Henry Insurance Agency
Home Insurance Agent · Forest Lake, MN
(651) 464-2333

What Does a a Home Insurance Agent in Forest Lake Cost?

The average cost of homeowners insurance in Minnesota is about $1,200 to $1,800 per year for a standard policy. In Forest Lake, rates may vary based on the home's value, age, and proximity to water. Factors like your claims history and credit score also affect the premium. This is general information and not insurance advice.

About home insurance agents in Forest Lake

Home insurance agents in Forest Lake Minnesota help homeowners protect their property against risks like fire, wind, and theft. Minnesota law requires insurers to offer coverage for wind and hail damage as part of a standard homeowners policy. An agent can explain these requirements and help you find a policy that fits your needs.

Frequently Asked Questions

What does a home insurance agent in Forest Lake do?

A home insurance agent helps you compare policies from different insurers. They explain coverage options and assist with claims. They also ensure your policy meets Minnesota state requirements.

How do I choose a home insurance agent in Forest Lake?

Look for an agent licensed in Minnesota with experience in Forest Lake area properties. Check their customer reviews and ask about their knowledge of local risks like winter storms or lake shore properties.

What coverage is required for home insurance in Minnesota?

Minnesota does not require homeowners insurance by law. However, mortgage lenders usually require it. Standard policies include dwelling, personal property, liability, and loss of use coverage.

Home Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.