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Find Home Insurance Agents in Forest Lake, MN

Directory of home insurance agents in Forest Lake, Minnesota. Verify credentials with the state department of insurance before hiring.

16 agents listed
Updated May 2026
Forest Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 16 home insurance agents in Forest Lake, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jesse Johnson - State Farm Insurance Agent
568 Lake St S, Forest Lake, MN 55025
(651) 464-7227 forestlakeareainsurance.com
Neal Peterson - State Farm Insurance Agent
155 Lake St S, Forest Lake, MN 55025
(651) 982-6325 forestlakesf.com
National Insurance Brokers
25 Lake St N Suite 100, Forest Lake, MN 55025
(763) 398-4040 mynationalbroker.com
Carney Insurance Services
944 Lake St S, Forest Lake, MN 55025
(651) 464-6001 carneyteam.com
Farmers Insurance - Chris Stauner
629 Lake St S, Forest Lake, MN 55025
(651) 209-1811 agents.farmers.com
Melanie Berneck American Family Insurance
24139 Greenway Rd A, Forest Lake, MN 55025
(651) 408-0027 amfam.com
Noah Insurance Group
644 W Broadway Ave, Forest Lake, MN 55025
(651) 464-2168 noahinsurancegroup.com
Owens Insurance Agency
255 MN-97 UNIT 5A, Forest Lake, MN 55025
(651) 730-4804 owensagency.net
Shannon Strobel, Independent Insurance Agent at Sherman Insurance Agency
555 W Broadway Ave, Forest Lake, MN 55025
(651) 797-6955 shannonatsherman.com
Robert Hinsch - Independent Insurance Agent
25 Lake St N Ste 100, Forest Lake, MN 55025
(763) 398-4058
Matthew Duevel American Family Insurance
20 Lake St N # 104, Forest Lake, MN 55025
(651) 287-2662 amfam.com
Landmark Insurance Services
232 Lake St S, Forest Lake, MN 55025
(651) 464-3332 allstate.com
Michael Minichino American Family Insurance
777 W Broadway Ave #3, Forest Lake, MN 55025
(651) 464-7192 amfam.com
Lakes & Pines Insurance
808 W Broadway Ave # A, Forest Lake, MN 55025
(651) 464-6261
Sherman Insurance
555 W Broadway Ave #6, Forest Lake, MN 55025
(651) 464-4556 shermanins.com
Kaye Henry Insurance Agency
143 Lake St N, Forest Lake, MN 55025
(651) 464-2333

Home insurance agents in Forest Lake Minnesota help homeowners protect their property against risks like fire, wind, and theft. Minnesota law requires insurers to offer coverage for wind and hail damage as part of a standard homeowners policy. An agent can explain these requirements and help you find a policy that fits your needs.

What Does a Home Insurance Agent in Forest Lake Cost?

The average cost of homeowners insurance in Minnesota is about $1,200 to $1,800 per year for a standard policy. In Forest Lake, rates may vary based on the home's value, age, and proximity to water. Factors like your claims history and credit score also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Forest Lake do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options and assist with claims. They also ensure your policy meets Minnesota state requirements.
How do I choose a home insurance agent in Forest Lake?
Look for an agent licensed in Minnesota with experience in Forest Lake area properties. Check their customer reviews and ask about their knowledge of local risks like winter storms or lake shore properties.
What coverage is required for home insurance in Minnesota?
Minnesota does not require homeowners insurance by law. However, mortgage lenders usually require it. Standard policies include dwelling, personal property, liability, and loss of use coverage.