The top-rated home insurance agent in Lakeville, Minnesota is Jill Henning - State Farm Insurance Agent, rated 5.0 stars across 471 reviews. Other highly rated options include Pete Peterson - State Farm Insurance Agent, Andrew Wagner - State Farm Insurance Agent, Insuring Minnesota. This directory lists 17 home insurance agents serving Lakeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jill Henning - State Farm Insurance Agent | 9057 203rd St W Suite 100 | (952) 895-9596 |
| 2 | Pete Peterson - State Farm Insurance Agent | 7702 160th St W | (952) 683-9933 |
| 3 | Andrew Wagner - State Farm Insurance Agent | 10639 165th St W | (952) 898-9777 |
| 4 | Insuring Minnesota | 20960 Holyoke Ave | (952) 222-8073 |
| 5 | Robert Joswiak - State Farm Insurance Agent | 20838 Holyoke Ave | (952) 469-2285 |
| 6 | Miller Hartwig Insurance | 20960 Holyoke Ave | (952) 469-5502 |
| 7 | Randy Fulsaas Insurance | 20960 Holyoke Ave | (952) 469-0411 |
| 8 | Farmers Insurance - John Yoder | 20520 Keokuk Ave Ste Ll50 | (952) 777-7100 |
| 9 | Farmers Insurance - Robert Curtis | 19950 Dodd Blvd STE 104 | (952) 985-9800 |
| 10 | Lakeville Insurance Agency | 9202 202nd St W #200 | (952) 469-4644 |
Jill Henning - State Farm Insurance Agent serves the Lakeville, Minnesota area, offering homeowners insurance protection for local residences. The agency helps clients in Dakota County and surrounding communities secure coverage for dwelling structures and personal property. Policies available through this office address common financial risks faced by area homeowners, including damage from fire, wind, and hail. Specific focus is placed on tailoring deductibles and liability limits to individual property needs, while also providing guidance on coverage for detached structures like garages and sheds.
Pete Peterson - State Farm Insurance Agent in Lakeville, MN, provides a complete range of home insurance services, including policies for dwelling coverage, personal property protection, and liability coverage. Its maintenance plans help clients review and update their coverage to reflect changes in home value or contents. This agency assists with filing claims and offers guidance on risk prevention. It services single-family homes, apartments, retail properties, and restaurants.
Andrew Wagner - State Farm Insurance Agent serves homeowners, property managers, and small businesses in Lakeville, Minnesota, with comprehensive home insurance policies. The agency helps clients protect their dwellings, personal belongings, and liability exposure against common regional risks such as severe storms and hail. Agents work with individual customers to tailor coverage for their specific property needs and budget. The office also extends its home insurance services to homeowners in nearby Apple Valley and the surrounding Dakota County communities.
Insuring Minnesota serves homeowners in Lakeville and the surrounding Dakota County communities, as well as the greater Minneapolis-St. Paul South Metro area. It handles standard residential property insurance policies for single-family homes, condominiums, and rental properties. The agent assists clients in assessing their coverage needs for structures, personal belongings, and liability protection. For a typical job, it reviews the dwelling’s unique characteristics and the local weather risks to recommend appropriate policy limits and deductibles.
Robert Joswiak - State Farm Insurance Agent in Lakeville, MN, distinguishes between one-time policy setups and recurring annual coverage reviews for clients. As a home insurance agent, ongoing protection is provided for a residence’s structure and personal property against common perils like fire or theft. Liability coverage is also offered to protect homeowners from financial loss if someone is injured on their property. Service runs on an as-needed basis, with policyholders encouraged to contact the agency whenever their home or coverage needs change.
Miller Hartwig Insurance specializes in tailoring home insurance coverage to protect property and personal belongings in Lakeville, Minnesota. Its agents work closely with homeowners to structure policies that address standard risks like fire, theft, and liability. Beyond basic protection, the company helps clients evaluate policy limits and deductibles to ensure adequate financial safeguards. As winter approaches in the region, the agency assists residents in confirming their policies cover damage from ice dams, frozen pipes, and heavy snowfall that can threaten homes.
As the Minnesota snowmelt and spring rains arrive each year in Lakeville, homeowners require a home insurance agent who understands the unique flood and hail risks of the area. Randy Fulsaas Insurance responds by helping local policyholders review their existing coverage for weather-related perils. The company works with residents to match available policies with the specific protection needs of their property and neighborhood. A typical engagement begins with a complimentary assessment of the home and surrounding property to document existing conditions.
Farmers Insurance - John Yoder provides home insurance coverage to residents in Lakeville, MN. The company works with clients to protect their homes with standard policies, while also offering specialized add-ons such as flood coverage and personal property endorsements. Agents assess individual needs to craft appropriate protection plans for local homeowners. This agency can serve commercial sectors including offices, warehouses, and food service establishments that require tailored property and liability coverages.
Farmers Insurance - Robert Curtis provides home insurance coverage for residential properties in Lakeville, Minnesota, along with commercial coverage for local businesses throughout the surrounding area. The agency assists clients in selecting policies that protect their homes and assets from common regional risks. This includes offering guidance on deductibles and liability options tailored to individual needs. After a policy is in place, the agency routinely follows up to ensure coverage remains appropriate, making adjustments during regular service visits or as circumstances change.
What Does a a Home Insurance Agent in Lakeville Cost?
The average cost of home insurance in Minnesota is around 1,200 to 1,800 dollars per year for a standard policy. In Lakeville costs may vary based on your homes age size and location. Factors like your credit score claims history and chosen deductible also affect the price. This is general information and not insurance advice.
About home insurance agents in Lakeville
Home insurance agents in Lakeville Minnesota help homeowners protect their property against risks like severe storms and fire. Minnesota law requires insurers to offer coverage for wind and hail damage as part of a standard policy. Local agents can explain how replacement cost versus actual cash value works for your Lakeville home.
Frequently Asked Questions
What does a home insurance agent in Lakeville do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms like deductibles and coverage limits. They also assist with filing claims and updating your policy when your home changes.
Do I need flood insurance for my Lakeville home?
Standard home insurance policies in Minnesota do not cover flood damage. If your property is in a flood zone designated by FEMA, your mortgage lender may require flood insurance. An agent can help you purchase a separate flood policy through the National Flood Insurance Program.
How can I lower my home insurance premium in Lakeville?
You can lower your premium by increasing your deductible bundling home and auto insurance or installing safety features like smoke detectors and security systems. Some insurers offer discounts for newer roofs or homes with impact-resistant shingles. Ask your agent about all available discounts.
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