The top-rated home insurance agent in Minnetonka, Minnesota is Nesbit Agencies, rated 4.9 stars across 244 reviews. Other highly rated options include Trusted Insurance Agency, Marty Mjelleli - State Farm Insurance Agent, John Erlandson - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Minnetonka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nesbit Agencies | 5900 Rowland Rd | (952) 941-9418 |
| 2 | Trusted Insurance Agency | 5100 Thimsen Ave Ste 228 | (612) 861-4868 |
| 3 | Marty Mjelleli - State Farm Insurance Agent | 10501 Wayzata Blvd #7 | (952) 546-6111 |
| 4 | John Erlandson - State Farm Insurance Agent | 17917 MN-7 | (952) 999-4323 |
| 5 | Tyler Fandrich - State Farm Insurance Agent | 13911 Ridgedale Dr #470 | (952) 935-9533 |
| 6 | Valley Insurance | 11812 Wayzata Blvd | (952) 500-0956 |
| 7 | D Winters Insurance Services | 13312 Inverness Rd | (612) 430-9170 |
| 8 | Manhart Insurance Group, INC. American Family Insurance | 13911 Ridgedale Dr #310 | (763) 614-5040 |
| 9 | Ideal Insurance Agency Inc | 601 Carlson Pkwy # 1050 | (952) 479-0047 |
| 10 | Denise Aasen - State Farm Insurance Agent | 17917 MN-7 | (952) 767-3344 |
Nesbit Agencies serves homeowners in the Minnetonka area of Hennepin County, providing property insurance solutions tailored to local needs. The agency helps clients evaluate dwelling coverage, liability protection, and replacement cost options for single-family homes. It also arranges policies that address common regional risks like severe storms and water damage. For condominium owners or landlords with rental properties in Minnesota, Nesbit Agencies specializes in individual condo unit insurance and comprehensive landlord protection packages.
Trusted Insurance Agency in Minnetonka, MN provides a full range of home insurance services, including coverage consultations, policy comparisons, and claims assistance. The agency works with clients to review and update existing policies for ongoing protection against common regional risks like storm damage and frozen pipes. It also offers periodic policy reviews to adjust coverage as property values or personal circumstances change. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the Minnetonka area.
Marty Mjelleli - State Farm Insurance Agent serves homeowners, renters, and landlords in Minnetonka, MN, with tailored home insurance coverage and policy reviews. The agency helps clients protect their property and personal belongings through standard dwelling policies and liability options. It also offers support for claims and policy adjustments to fit each customer’s unique needs. The agency extends its coverage and consultation services to neighboring communities in the western Twin Cities metro, including Eden Prairie.
John Erlandson - State Farm Insurance Agent serves Minnetonka and the surrounding communities, including the greater Twin Cities west metro area. The agency handles home insurance policies for a variety of residential properties, from single-family houses to condominiums. It works to customize coverage for each homeowner’s specific needs, including dwelling protection and liability options. When handling a typical policy review or claim, the agency takes a straightforward, consultative approach, carefully explaining coverage details and helping clients understand what is included in their plan.
Residents looking for home insurance can choose between a one-time policy for a set term or recurring coverage that renews annually. Tyler Fandrich - State Farm Insurance Agent in Minnetonka, MN, helps clients understand these options to protect their property and belongings. Policies typically cover the structure, personal possessions, and liability for accidents on the premises. The agent works with homeowners to assess their specific needs and select an appropriate plan. This service is available on an as-needed basis for new policies or annual renewals.
As Minnesota winter fades, homeowners in Minnetonka often inspect roofs and gutters for ice dam damage. Valley Insurance meets this need by helping clients review their current coverage for gaps left by the season’s freeze-thaw cycles. The agency assists in comparing policies that address wind and hail threats common across the metro area. Their process begins with a detailed initial assessment of the property’s age and construction to recommend appropriate protection levels.
D Winters Insurance Services in Minnetonka, Minnesota helps local homeowners find policies that protect their property and personal belongings. The agency also offers additional coverage options for residents who need specialized protection, such as endorsements for valuables or flood risks. Their work involves explaining policy details so clients can make informed decisions about their insurance needs. In addition to residential clients, this home insurance agent can serve commercial sectors, including offices, warehouses, and food service businesses.
Manhart Insurance Group, INC. American Family Insurance offers residential home insurance services tailored to protect individual policyholders in Minnetonka and the surrounding region. Commercial coverage options are also available for local business owners seeking property protection. The agency serves clients throughout the greater Minnetonka area. Regular policy reviews and follow-up consultations are conducted to help adjust coverage between standard renewal visits.
Ideal Insurance Agency Inc, based in Minnetonka, MN, is known for helping homeowners find appropriate policies that protect their property and personal assets. The company offers standard home insurance coverage, including dwelling, liability, and personal property protection, tailored to the needs of local residents. It also provides guidance on additional endorsements to address specific regional risks. A common add-on service from this agency is flood insurance, which many homeowners in the area seek for extra protection.
What Does a a Home Insurance Agent in Minnetonka Cost?
The average cost of homeowners insurance in Minnesota is around $1,200 to $1,800 per year for a standard policy, but rates vary widely based on your homes value, location, and coverage limits. In Minnetonka, factors like proximity to lakes and older home construction can affect premiums. This is general information and not insurance advice.
About home insurance agents in Minnetonka
Home insurance agents in Minnetonka, Minnesota help homeowners find policies that protect against common risks like wind, hail, and fire. Minnesota law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy details and help you choose coverage that fits your needs and budget.
Frequently Asked Questions
What does a home insurance agent in Minnetonka do?
A home insurance agent helps you compare policies from different insurers, explains coverage options, and assists with claims. They can tailor a policy to your home's value and location, including risks like Minnesota winter storms.
Is homeowners insurance required by law in Minnesota?
No, Minnesota state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers the loan amount. Agents can help you meet these requirements.
How do I choose a home insurance agent in Minnetonka?
Look for an agent licensed in Minnesota who has experience with homes in the Minnetonka area. Ask about their knowledge of local risks like hail damage and ice dams. You can verify an agents license through the Minnesota Department of Commerce.
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