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Find Home Insurance Agents Near You in Monticello, MN

Browse home insurance agents serving Monticello, Minnesota. Updated 2026-07-14.

The top-rated home insurance agent in Monticello, Minnesota is Michael Katchmark - State Farm Insurance Agent, rated 5.0 stars across 153 reviews. Other highly rated options include Dan Olson - State Farm Insurance Agent, Christensen Group Insurance Monticello, MN, Monticello Agency. This directory lists 11 home insurance agents serving Monticello.

Showing 11 home insurance agents in Monticello, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michael Katchmark - State Farm Insurance Agent1113 Cedar St Suite 109(763) 295-0137
2Dan Olson - State Farm Insurance Agent207 W 3rd St(763) 295-2199
3Christensen Group Insurance Monticello, MN114 W 3rd St #200(763) 295-2614
4Monticello Agency3616 School Blvd UNIT 100(763) 295-4900
5Farmers Insurance - Benjamin Thornton228 W Broadway St(763) 344-8896
6Michele Hanson Agency LLC American Family Insurance520 Pine St(763) 295-3795
7Michael Richardson - COUNTRY Financial Agent154 Broadway St E Ste 4(763) 486-4047
8Quality Plus Insurance Brokers155 Broadway St E(763) 310-8603
9Simplicity Group101 W Broadway St suite 100(800) 921-3100
10Primerica Financial Services207 Pine St(763) 390-7652
MK
1113 Cedar St Suite 109
Michael Katchmark - State Farm Insurance Agent
Home Insurance Agent · Monticello, MN

Michael Katchmark - State Farm Insurance Agent serves the Monticello, Minnesota area with home insurance policies. This local office assists homeowners with coverage options that protect residential properties and personal belongings. Clients can discuss standard perils such as fire, theft, and weather damage to find suitable protection plans. The agency also provides guidance on liability coverage and additional living expenses if a home becomes uninhabitable. Customizing a homeowners policy for individual needs is a service handled here. Specific coverages it assists with include dwelling protection and personal property insurance.

DO
207 W 3rd St
Dan Olson - State Farm Insurance Agent
Home Insurance Agent · Monticello, MN

Dan Olson - State Farm Insurance Agent provides an extensive range of home insurance coverage in the Monticello, Minnesota area. Its plans are designed to protect against common property risks such as fire, theft, and weather-related damages, with options tailored to fit different policyholder needs. Coverage can be adapted with additional endorsements for specific personal property or liability concerns. The agency services a variety of residential and commercial properties, including single-family homes, apartments, local retail locations, and restaurants.

CG
114 W 3rd St #200
Christensen Group Insurance Monticello, MN
Home Insurance Agent · Monticello, MN

Christensen Group Insurance in Monticello serves homeowners throughout the region, providing residential property insurance coverage to protect local houses and personal belongings. The agency also assists landlords and property managers with tailored insurance solutions for rental dwellings and investment properties. From standard homeowners policies to additional endorsements for valuable items, the team works to address each client’s specific risk exposure and coverage needs. They further extend their services to residents in Buffalo and the surrounding Wright County communities.

MA
3616 School Blvd UNIT 100
Monticello Agency
Home Insurance Agent · Monticello, MN

Serving Monticello and the surrounding communities throughout Wright County, Monticello Agency handles home insurance policies for area homeowners. It helps clients find coverage for single-family homes, rental properties, and condominiums against common risks like fire, hail, and theft. The agency begins each job by reviewing a client's current policy, then compares available coverage options and deductibles to fit the homeowner's specific needs before presenting clear recommendations.

FI
228 W Broadway St
Farmers Insurance - Benjamin Thornton
Home Insurance Agent · Monticello, MN

For local property owners considering home insurance, a key difference exists between one-time policy purchases and ongoing risk management services. Farmers Insurance - Benjamin Thornton in Monticello, MN provides recurring coverage options that protect a home’s structure and personal belongings from common regional hazards like storms or fire. An agent explains policy limits and deductible choices suited to each homeowner’s situation. Customizing a liability package further safeguards the property year-round. Such service runs on a continuous as-needed basis, with annual reviews to adjust coverage after major life events or home improvements.

MH
520 Pine St
Michele Hanson Agency LLC American Family Insurance
Home Insurance Agent · Monticello, MN

When winter storms or spring thaws threaten the roofing and siding of homes in Monticello, Michele Hanson Agency LLC American Family Insurance offers coverage tailored to local weather patterns. As a home insurance agent, this agency helps property owners assess their needs for dwelling protection and liability coverage. A thorough review of your current policy’s limits and your home’s condition is the first step before an agent schedules a detailed on-site inspection.

MR
154 Broadway St E Ste 4
Michael Richardson - COUNTRY Financial Agent
Home Insurance Agent · Monticello, MN

Michael Richardson - COUNTRY Financial Agent provides home insurance policies with options for dwelling, personal property, and liability coverage. It assists Monticello residents in reviewing and tailoring their plans for adequate protection. The agent works to explain coverage limits, deductibles, and endorsements for local homes. When winter brings the risk of ice dams and frozen pipes, it offers guidance on adjusting policies to address these seasonal threats.

QP
155 Broadway St E
Quality Plus Insurance Brokers
Home Insurance Agent · Monticello, MN

Quality Plus Insurance Brokers helps homeowners in Monticello, Minnesota, protect their properties with standard coverage options. They can also arrange for specialized endorsements, including flood or sewer backup protection, to address regional weather risks. This ensures that residential structures and personal belongings have appropriate financial safeguards in place. Additionally, the company works with commercial clients, securing policies for local offices, warehouses, and food service operations.

SG
101 W Broadway St suite 100
Simplicity Group
Home Insurance Agent · Monticello, MN

Simplicity Group provides residential home insurance services for homeowners in Monticello, Minnesota. Commercial coverage options are also available for local businesses and rental property owners. The agency serves clients throughout Monticello and the surrounding Wright County area. Each policy is tailored to protect property structures, personal belongings, and liability exposures found on typical family homes or small commercial premises. Between regular visits, the office remains available to answer questions, adjust coverage as needs change, or assist with claims follow-up.

PF
207 Pine St
Primerica Financial Services
Home Insurance Agent · Monticello, MN

Primerica Financial Services is known for providing home insurance agent services in Monticello, MN, where it helps local homeowners protect their properties. The company offers standard coverage options that include protection against common perils such as fire, theft, and weather-related damage. Clients can work with the agency to assess their individual insurance needs and select appropriate policy limits and deductibles. An additional specialty service that can be added on is coverage for valuable personal property items like jewelry or electronics.

NR
1206 Cedar St Suite 200
North Risk Partners
Home Insurance Agent · Monticello, MN
(763) 314-0400
northriskpartners.com

What Does a a Home Insurance Agent in Monticello Cost?

The average cost of homeowners insurance in Minnesota is about $1,200 to $1,800 per year for a standard policy. In Monticello, rates may vary based on your homes age, construction type, and distance from a fire station. Factors like your credit score and claims history also affect your premium. This is general information, not insurance advice.

About home insurance agents in Monticello

Home insurance agents in Monticello, Minnesota help you find coverage for your house and belongings. Minnesota law does not require homeowners insurance, but mortgage lenders usually do. Local agents can explain how Minnesota weather risks like hail and snow affect your policy.

Frequently Asked Questions

What does a home insurance agent in Monticello do?

A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling, personal property, and liability. They also help you file claims and adjust your policy as your needs change.

Do I need home insurance in Monticello Minnesota?

Minnesota state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. Even if you own your home free and clear, insurance helps cover losses from fire, storms, or theft.

How do I choose a home insurance agent in Monticello?

Look for an agent licensed in Minnesota who has experience with homes in Wright County. Ask about their knowledge of local risks like tornadoes and ice dams. Check online reviews and ask neighbors for recommendations.

Home Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.