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Browse home insurance agents serving Monticello, Minnesota. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Monticello, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 11 home insurance agents in Monticello, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Katchmark - State Farm Insurance Agent
1113 Cedar St Suite 109, Monticello, MN 55362
(763) 295-0137
katchmarkinsurance.com
Dan Olson - State Farm Insurance Agent
207 W 3rd St, Monticello, MN 55362
(763) 295-2199
danolsonagency.com
Christensen Group Insurance Monticello, MN
114 W 3rd St #200, Monticello, MN 55362
(763) 295-2614
christensengroup.com
Monticello Agency
3616 School Blvd UNIT 100, Monticello, MN 55362
(763) 295-4900
monticelloagency.com
Farmers Insurance - Benjamin Thornton
228 W Broadway St, Monticello, MN 55362
(763) 344-8896
agents.farmers.com
Michael Richardson - COUNTRY Financial Agent
154 Broadway St E Ste 4, Monticello, MN 55362
(763) 486-4047
agents.countryfinancial.com
Michele Hanson Agency LLC American Family Insurance
520 Pine St, Monticello, MN 55362
(763) 295-3795
amfam.com
Quality Plus Insurance Brokers
155 Broadway St E, Monticello, MN 55362
(763) 310-8603
Simplicity Group
101 W Broadway St suite 100, Monticello, MN 55362
(800) 921-3100
simplicitylife.com
Primerica Financial Services
207 Pine St, Monticello, MN 55362
(763) 390-7652
primerica.com
North Risk Partners
1206 Cedar St Suite 200, Monticello, MN 55362
(763) 314-0400
northriskpartners.com
Home insurance agents in Monticello, Minnesota help you find coverage for your house and belongings. Minnesota law does not require homeowners insurance, but mortgage lenders usually do. Local agents can explain how Minnesota weather risks like hail and snow affect your policy.
What Does a Home Insurance Agent in Monticello Cost?
The average cost of homeowners insurance in Minnesota is about $1,200 to $1,800 per year for a standard policy. In Monticello, rates may vary based on your homes age, construction type, and distance from a fire station. Factors like your credit score and claims history also affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Monticello do?
A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling, personal property, and liability. They also help you file claims and adjust your policy as your needs change.
Do I need home insurance in Monticello Minnesota?
Minnesota state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. Even if you own your home free and clear, insurance helps cover losses from fire, storms, or theft.
How do I choose a home insurance agent in Monticello?
Look for an agent licensed in Minnesota who has experience with homes in Wright County. Ask about their knowledge of local risks like tornadoes and ice dams. Check online reviews and ask neighbors for recommendations.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.