The top-rated home insurance agent in Northfield, Minnesota is Mike Tschida - State Farm Insurance Agent, rated 4.9 stars across 106 reviews. Other highly rated options include Mark Quinnell - State Farm Insurance Agent, Carlton Insurance Agency, Farmers Insurance - Jackson Mitchell. This directory lists 12 home insurance agents serving Northfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Tschida - State Farm Insurance Agent | 1405 Heritage Dr #100 | (507) 645-6858 |
| 2 | Mark Quinnell - State Farm Insurance Agent | 107 W Third St | (507) 645-4545 |
| 3 | Carlton Insurance Agency | 1403 Heritage Dr Ste B | (612) 808-8900 |
| 4 | Farmers Insurance - Jackson Mitchell | 1080 MN-3 | (507) 645-7579 |
| 5 | Linder & Associates Inc | 605 Water St S | (507) 663-0381 |
| 6 | Northfield Insurance | 711 Division St S | (507) 645-8861 |
| 7 | Heartman Insurance | 1186 MN-3 | (507) 645-5693 |
| 8 | Peach & Associates Inc American Family Insurance | 209 Water St S Ste 102 | (507) 663-7181 |
| 9 | Sonja Ziemann Insurance Agency (Minnesonja Insurance) | 1066 MN-3 S | (507) 581-1096 |
| 10 | Prawer-Wieczoreak Insurance | 220 Division St S # 2 | (507) 645-4747 |
Mike Tschida - State Farm Insurance Agent serves the Northfield, Minnesota area and the surrounding Rice County region. The agency provides home insurance policies designed to protect residential properties. Standard coverage options include dwelling protection for the physical structure and liability coverage for accidents on the property. The agency also handles personal property protection to cover belongings inside the home. Renters insurance plans for tenants and condo insurance policies for unit owners are specific services offered from this location.
Mark Quinnell - State Farm Insurance Agent serves the Northfield, MN area and the surrounding Rice County region, specializing in home insurance policies. The agency helps local homeowners protect their dwellings and personal property with tailored coverage options. Clients receive assistance in selecting appropriate deductibles and liability limits for their specific needs. The office also handles renters insurance for those leasing properties in Northfield and can provide quotes for water backup and sump pump coverage.
Carlton Insurance Agency offers a broad range of property coverage services for clients in Northfield, MN. Its maintenance plans help policyholders safeguard their homes against common regional weather risks. The agency emphasizes clear policy explanations and personalized risk assessments for each client. Its services cover a variety of local structures, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Jackson Mitchell serves homeowners, businesses, and property managers in Northfield, Minnesota, by providing home insurance coverage tailored to local needs. The agency works with clients to assess property risks and helps them select policies that protect dwellings, personal belongings, and liability. Assistance is given during claims to ensure a smooth process. This home insurance agent also serves the surrounding communities, including Faribault and Dundas, offering its services throughout Rice County.
Linder & Associates Inc serves the Northfield, Minnesota area and its surrounding communities. They handle a range of home insurance needs, including coverage for standard dwellings and their contents. Their work typically begins with a review of a homeowner’s specific property and risk factors. The company then focuses on matching each client with a policy that addresses local weather exposures and personal liability concerns. To close a typical job, they use a systematic process of comparing coverage options from different carriers before presenting the recommendations.
Northfield Insurance offers both ongoing policy management and one-time coverage consultations, tailoring its approach to individual client needs. As a home insurance agent in Northfield, MN, the company assists property owners in securing protection against common regional risks such as storm damage and fire. Each policy discussion focuses on aligning coverage limits with the specific value and condition of a home. Standard service includes annual policy reviews with adjustments, but all appointments can also be scheduled strictly on an as-needed basis.
Heartman Insurance specializes in matching homeowners with appropriate dwelling and liability coverage tailored to properties in the Northfield area. As a local home insurance agent, it guides clients through the process of comparing policy options from different carriers to find protection that suits individual needs and budgets. The agent also helps review policy details to ensure adequate coverage limits. It specifically assists local residents in assessing their insurance needs as the spring storm and tornado season approaches.
Peach & Associates Inc American Family Insurance provides home insurance coverage, including policies for dwelling protection, personal property, and liability. The company offers customizable plans and assists with policy adjustments to meet changing needs. General maintenance services are not included, but consultations help clients understand coverage options and risk management. Clients can schedule appointments to review deductibles and discounts. The agency serves a variety of properties in Northfield, Minnesota, including single-family homes, apartments, retail spaces, and restaurants.
Spring storms in Northfield can bring hail and wind damage that test a home’s resilience. Sonja Ziemann Insurance Agency, also known as Minnesonja Insurance, serves local homeowners by helping them review their coverage and understand policy options for protecting their property. They assist clients in finding a home insurance agent that matches their needs for the area’s changing weather patterns. The process typically begins with a conversation about the property and a review of current coverage, followed by an initial assessment of the home’s specific risks.
Prawer-Wieczoreak Insurance in Northfield, MN provides home insurance agent services, helping local homeowners obtain necessary dwelling coverage. The company also assists clients with specialty add-ons, such as endorsements for valuable personal property or additional living expenses after a covered loss. Its agents can guide policyholders through typical regional risks, including weather-related perils. Commercial sectors that the agency can serve include offices, warehouses, and food service establishments, each requiring distinct liability and property protections for their operations.
What Does a a Home Insurance Agent in Northfield Cost?
The average cost of home insurance in Minnesota is about 1,200 to 1,800 dollars per year for a standard policy. Costs in Northfield may vary based on your homes age construction type and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Northfield
Home insurance agents in Northfield Minnesota help homeowners protect their property against common risks like wind hail and fire. Minnesota law requires insurers to offer coverage for ice dam damage and sewer backup. Local agents can explain these options and help you find a policy that meets your needs.
Frequently Asked Questions
What does a home insurance agent in Northfield do?
A home insurance agent in Northfield helps you compare policies from different companies. They explain coverage options like dwelling protection personal property and liability. They also help you file claims and adjust your policy as your needs change.
Is home insurance required in Minnesota?
Minnesota law does not require home insurance by statute. However most mortgage lenders require a policy to protect their investment. Even without a loan it is wise to have coverage against major losses.
How can I find a good home insurance agent in Northfield?
You can search online directories or ask neighbors for referrals. Check that the agent is licensed with the Minnesota Department of Commerce. Interview a few agents to find one who explains coverage clearly and responds promptly.
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