The top-rated home insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 583 reviews. Other highly rated options include Bruce Fujan - State Farm Insurance Agent, Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Bruce Fujan - State Farm Insurance Agent | 5025 Hwy 52 N | (507) 281-5194 |
| 3 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 4 | David Jorgenson - State Farm Insurance Agent | 401 16th Ave NW Suite 105 | (507) 216-5274 |
| 5 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 6 | Arment & Associates, LLC American Family Insurance | 923 N Broadway Ave | (507) 289-7494 |
| 7 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 8 | Farmers Insurance - Joanna Johnson | 4229 W Frontage Rd #5 | (507) 287-3276 |
| 9 | Matt Kechely - State Farm Insurance Agent | 1712 37th St NW | (507) 282-2637 |
| 10 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota metro area, providing home insurance policies to local homeowners. The agency helps residents protect their property and personal belongings against common regional risks like severe storms and fire. Policy options can include coverage for additional living expenses if a home becomes uninhabitable. This agency assists with tailoring deductibles and liability limits to match individual needs. It handles claims guidance and offers bundles combining home and auto coverage for added convenience in this area.
Bruce Fujan - State Farm Insurance Agent in Rochester, MN, offers a range of home insurance policies designed to protect residential properties. The agency provides standard coverage options along with customizable plan add-ons to meet varying homeowner needs. Service plans include personal liability protection and dwelling coverage to safeguard against common risks in the area. This agency services single-family homes, apartments, retail spaces, and restaurants.
Fortress Insurance & Financial Services serves homeowners, businesses, and property managers in Rochester, Minnesota, by helping them secure home insurance policies that protect against common regional risks such as severe storms and winter weather. Their agents guide clients in selecting appropriate coverage amounts and optional endorsements for property and liability needs. The company also provides assistance to clients in neighboring communities like Stewartville and Byron, ensuring broader access to essential property protection services throughout Olmsted County.
David Jorgenson - State Farm Insurance Agent in Rochester, MN distinguishes between one-time policies for seasonal or secondary homes and recurring annual coverage for primary residences. Their home insurance plans can protect against damage from fire, wind, theft, and liability for accidents on the property. Agent David Jorgenson works with clients to select the personal property limits and deductibles that best fit each homeowner’s needs. Services can be arranged as needed, running on either a scheduled annual review or a one-time consultation basis.
Atlas Insurance Brokers serves Rochester, Minnesota, along with the surrounding Olmsted County communities. The agency handles residential property coverage for single-family homes, condominiums, and townhomes. It also manages personal liability and contents protection for local homeowners. To evaluate a typical client’s needs, it conducts a thorough review of the property’s replacement cost and local regional weather exposure before recommending a customizable policy.
Arment & Associates, LLC American Family Insurance specializes in customized home insurance policies designed to protect single-family homes and condominiums in the Rochester area. Its general work includes advising clients on appropriate dwelling coverage, personal property protection, and liability limits to suit individual needs. The agency also helps policyholders adjust their plans after major home renovations or additions. As winter approaches, it assists local homeowners with confirming their coverage for potential ice dam damage and frozen pipe bursts.
With harsh Minnesota winters and seasonal storm risks in Rochester, the Connor Faupel Insurance Agency helps homeowners understand their coverage for potential roof or siding damage. Each policy review examines deductibles, replacement cost provisions, and specific exclusions tied to local weather claims. After confirming a client’s address and property type, the agency schedules a phone or online meeting to detail the home’s current structural features and safety devices before offering an initial property inspection.
Farmers Insurance - Joanna Johnson works with homeowners in Rochester, Minnesota to secure coverage that protects residential property and personal belongings. This agency can help clients add specialty endorsements for valuable items such as jewelry, fine art, or collectibles that may exceed standard policy limits. Local business owners can also consult Joanna Johnson for commercial insurance solutions tailored to offices, warehouses, and food service operations.
Matt Kechely - State Farm Insurance Agent in Rochester, MN, provides residential home insurance coverage tailored to individual policy needs. This agency also handles commercial coverage options for local businesses throughout the Rochester area. Customers receive guidance to help select appropriate protection for their property and belongings. Service continues between regular visits, as the office contacts clients for periodic policy reviews and any necessary adjustments after major life events or home changes.
Ted W. Smith Insurance is known for providing tailored home insurance solutions for clients in Rochester, MN. The agency helps homeowners protect their properties by offering policies that cover standard risks such as fire, theft, and weather damage. They guide clients through the process of selecting appropriate coverage limits and deductibles for their individual needs. For those with valuable personal belongings, the agency can also include scheduled personal property endorsements for items like jewelry or fine art.
What Does a a Home Insurance Agent in Rochester Cost?
The average cost of home insurance in Minnesota is around $1,200 to $1,800 per year for a standard policy. Rates in Rochester may vary based on your homes age, size, and proximity to fire stations. Premiums also depend on the deductible you choose and any additional coverage for valuables or liability. This is general information and not insurance advice.
About home insurance agents in Rochester
Home insurance agents in Rochester Minnesota help you find coverage for your house and belongings. Minnesota law requires insurers to offer coverage for wind and hail damage, which is important given the local weather. A local agent can explain policy options and help you meet Minnesota insurance requirements.
Frequently Asked Questions
What does a home insurance agent in Rochester do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Do I need special coverage for Minnesota winters?
Yes, Minnesota winters can cause ice dams and frozen pipes. Many policies cover these risks but some may have limits. Ask your agent about coverage for snow damage and backup of sewers or drains.
How is home insurance cost calculated in Minnesota?
Insurance companies look at your home value, age, construction type, and location. They also consider your claims history and credit score. Minnesota law allows insurers to use credit information but requires them to notify you if it affects your rate.
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