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Find Home Insurance Agents Near You in Wayzata, MN

Browse home insurance agents serving Wayzata, Minnesota. Updated 2026-07-14.

The top-rated home insurance agent in Wayzata, Minnesota is Fry & Associates - National Insurance Brokers, rated 5.0 stars across 130 reviews. Other highly rated options include Ryan Nelson - State Farm Insurance Agent, Premier Insurance Agency, Zach Augustyn- State Farm Insurance Agent. This directory lists 15 home insurance agents serving Wayzata.

Showing 15 home insurance agents in Wayzata, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fry & Associates - National Insurance Brokers600 Twelve Oaks Center Dr Suite 103(612) 455-8965
2Ryan Nelson - State Farm Insurance Agent305 Minnetonka Ave S Ste 250(763) 923-0533
3Premier Insurance Agency801 Twelve Oaks Center Dr #818(763) 258-7018
4Zach Augustyn- State Farm Insurance Agent851 Engel St(952) 835-1177
5Minnesota Insurance Group15250 Wayzata Blvd # 103(952) 930-3661
6Pete Giancola - State Farm Insurance Agent18160 Minnetonka Blvd(952) 474-7600
7Mark Groehler Insurance Agency3600 Shoreline Dr(952) 471-9336
8Farmers Insurance - Michael Halonen600 Twelve Oaks Center Dr STE 101(952) 253-0075
9Rachel Malec Agency, LLC American Family Insurance1250 Wayzata Blvd(952) 544-4466
10Jake Schreder - State Farm Insurance Agent700 Twelve Oaks Center Dr #714(952) 473-4382
FA
600 Twelve Oaks Center Dr Suite 103
Fry & Associates - National Insurance Brokers
Home Insurance Agent · Wayzata, MN

Fry & Associates - National Insurance Brokers serves the Wayzata area and surrounding Hennepin County communities, specializing in home insurance policies that protect local residential properties. The agency works with homeowners to evaluate coverage needs for single-family houses, condominiums, and townhomes. It helps clients secure protection against common regional risks such as storms and water damage. Fry & Associates also assists with policy adjustments for renovations or high-value personal belongings.

RN
305 Minnetonka Ave S Ste 250
Ryan Nelson - State Farm Insurance Agent
Home Insurance Agent · Wayzata, MN

Ryan Nelson – State Farm Insurance Agent in Wayzata, MN, provides comprehensive home insurance coverage including dwelling protection, personal property coverage, and liability options. Service plans are designed to help policyholders review their current coverage annually and adjust their policies as needs change. Maintenance plans can include guidance on preventative home care to help reduce the risk of claims. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.

PI
801 Twelve Oaks Center Dr #818
Premier Insurance Agency
Home Insurance Agent · Wayzata, MN

Premier Insurance Agency serves homeowners, property managers, and businesses in the Wayzata area by offering tailored home insurance policies that protect against common regional risks like storm damage and liability claims. Agents work closely with each client to review coverage options and ensure appropriate protection for property and personal assets. The agency maintains a focus on clear communication and responsive service throughout the policy process and claims support. It also provides coverage for clients in neighboring communities such as Excelsior and the western Twin Cities metro.

ZA
851 Engel St
Zach Augustyn- State Farm Insurance Agent
Home Insurance Agent · Wayzata, MN

Zach Augustyn- State Farm Insurance Agent serves Wayzata, Minnesota, and the surrounding communities in the western metro area. It handles home insurance policies designed to protect single-family houses and condominiums. The agent works with clients to review coverage options tailored to local risks, including weather-related damage typical of the region. For a typical job, it assesses the specific needs of each property and recommends an appropriate policy limit and deductible structure to help maintain adequate protection.

MI
15250 Wayzata Blvd # 103
Minnesota Insurance Group
Home Insurance Agent · Wayzata, MN

Minnesota Insurance Group in Wayzata, Minnesota distinguishes between one-time policy reviews for existing homeowners and recurring annual renewals that adjust coverage as property values change. Their home insurance agents help clients structure policies to protect structures, personal belongings, and liability from common regional risks like storms and frozen pipes. Clients may choose a single consultation for policy confirmation, or opt for ongoing scheduled check-ins each year to reassess deductible levels and replacement cost estimates. Service runs on either a one-time or scheduled annual basis.

PG
18160 Minnetonka Blvd
Pete Giancola - State Farm Insurance Agent
Home Insurance Agent · Wayzata, MN

Pete Giancola - State Farm Insurance Agent in Wayzata, MN specializes in providing home insurance policies that protect against damage from fire, wind, and theft. The agency also assists customers with comprehensive personal liability coverage and additional living expenses if a home becomes uninhabitable. Serving the Wayzata area, local agents offer guidance on customizing deductibles and bundling policies for efficiency. Homeowners often seek help with ensuring adequate coverage as winter approaches, particularly to address potential ice dam damage and frozen pipe risks.

MG
3600 Shoreline Dr
Mark Groehler Insurance Agency
Home Insurance Agent · Wayzata, MN

With the changing seasons in Wayzata, homeowners often search for coverage that addresses Minnesota-specific weather risks such as hail and windstorms. Mark Groehler Insurance Agency works with local clients to tailor policies that reflect the value of their property and individual needs in the area as a home insurance agent. They focus on explaining coverage options for both structure and belongings in plain terms. The process begins with a thorough property inspection or a detailed online assessment to identify the right protection level.

FI
600 Twelve Oaks Center Dr STE 101
Farmers Insurance - Michael Halonen
Home Insurance Agent · Wayzata, MN

Farmers Insurance - Michael Halonen provides residential home insurance services to homeowners in Wayzata and the surrounding Twin Cities area. Commercial coverage is also available, extending service throughout Minnesota for business owners. The agency helps clients evaluate their property protection needs, considering local factors like weather risks. Policyholders are encouraged to schedule periodic reviews with the agent, ensuring their coverage stays aligned with any home upgrades or life changes. Follow-up appointments are available between regular billing cycles to discuss adjustments.

RM
1250 Wayzata Blvd
Rachel Malec Agency, LLC American Family Insurance
Home Insurance Agent · Wayzata, MN

Rachel Malec Agency, LLC American Family Insurance in Wayzata, MN is known for providing home insurance policies that protect residential property. Its service range includes customizing coverage for dwelling, personal belongings, and liability. The agency helps local homeowners assess risks common to the area, such as severe weather events, to build appropriate protection plans. Personalized guidance and a review of policy details are offered to each client. As a specialty service, it can add on identity theft protection coverage to safeguard personal information.

JS
700 Twelve Oaks Center Dr #714
Jake Schreder - State Farm Insurance Agent
Home Insurance Agent · Wayzata, MN

Jake Schreder - State Farm Insurance Agent in Wayzata, MN serves local homeowners with policies covering dwelling protection and personal liability. For additional security, the agency offers specialized add-ons like sewer backup coverage, water backup protection, and coverage for valuable personal property such as jewelry or electronics. These endorsements help customize a policy beyond a standard home insurance plan. Commercial sectors the agency can serve include small offices, warehouses, and food service establishments, providing tailored business insurance solutions alongside its residential offerings.

BI
1001 Twelve Oaks Center Dr #1003
Bullis Insurance Agency, LLC
Home Insurance Agent · Wayzata, MN
(952) 449-0089
bullisagency.com
SI
801 Twelve Oaks Center Dr Unit 803C
Strategic Insurance Solutions
Home Insurance Agent · Wayzata, MN
(763) 746-0865
sisagent.com
NP
229 Minnetonka Ave S #212
nick pizano insurance
Home Insurance Agent · Wayzata, MN
(952) 473-1880
pizanoinsurance.com
IS
1001 Twelve Oaks Center Dr
insurance specialist network
Home Insurance Agent · Wayzata, MN
(952) 856-8720
insurancespecialistnetwork.com/contact
CI
801 Twelve Oaks Center Dr #809
Choice Insurance Agency
Home Insurance Agent · Wayzata, MN
(952) 417-0088
choiceinsuranceinc.com

What Does a a Home Insurance Agent in Wayzata Cost?

The average cost of home insurance in Minnesota is around $1,200 to $2,000 per year for a typical single family home. Factors like home age location and claims history affect the premium. Lakefront properties or older homes in Wayzata may cost more. This is general information and not insurance advice.

About home insurance agents in Wayzata

Home insurance agents in Wayzata Minnesota help residents protect their properties against risks like severe storms and fire. Minnesota law requires insurers to provide a detailed policy summary and a 30 day grace period for nonpayment before cancellation. Agents can explain local coverage options for lake homes and older houses common in the area.

Frequently Asked Questions

What does a home insurance agent in Wayzata do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain policy terms and assist with filing claims after a loss. Agents also advise on additional coverage for things like flood or sewer backup which are important in Minnesota.

Do I need special coverage for a lake home in Wayzata?

Yes lake homes often require additional coverage for risks like ice damage flooding and dock liability. Standard policies may not cover these exposures. An agent can help you find a policy that includes these protections.

How does Minnesota law affect home insurance cancellation?

Minnesota law gives homeowners at least 30 days notice before a policy can be canceled for nonpayment. For other reasons the insurer must provide 60 days notice. An agent can explain your rights and help you avoid a lapse in coverage.

Home Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.