Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 home insurance agents in Independence, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Houston Richards State Farm - Insurance Agent KC
15441 US-24, Independence, MO 64050
(816) 796-9111
insuranceagentkc.com
Chad Mitchell - State Farm Insurance Agent
14901 E 42nd St S, Independence, MO 64055
(816) 836-0114
chadmitchell.net
Alicia Scott - State Farm Insurance Agent
19045 E Valley View Pkwy suite k, Independence, MO 64055
(816) 886-5009
insurancekcmetro.com
Kim Downey Noble - State Farm Insurance Agent
221 W Lexington Ave Suite 101, Independence, MO 64050
(816) 833-1180
kimdowneynoble.com
Auto Insurance Discounters
1312 S Noland Rd, Independence, MO 64055
(816) 252-2255
autoinsdiscounters.com
Freeway Insurance
3619 S Noland Rd, Independence, MO 64055
(816) 685-6985
locations.freeway.com
Matrix Insurance
11201 E US Hwy 24 B, Independence, MO 64054
(816) 272-4444
matrixagency.com
The Insurance Groupe
16012 East 23rd St S, Independence, MO 64055
(816) 461-2260
theinsurancegroupe.com
Lesley Siegfried - State Farm Insurance Agent
1214 S Noland Rd B, Independence, MO 64055
(816) 252-6882
agentlesley.com
Olson Agency LLC - Jon Olson
12401 East 43rd St S Ste 170, Independence, MO 64055
(816) 754-1277
AAA Independence Insurance and Member Services
19210 East 39th St S Suite B, Independence, MO 64057
(816) 373-1717
ace.aaa.com
Brian Manning Agency Inc American Family Insurance
4201 South Hocker Ave Bldg 3 Ste 110, Independence, MO 64055
(816) 373-1410
amfam.com
Joshua DuPree - Missouri Farm Bureau Insurance
2112 Rte 291 Ste B1, Independence, MO 64057
(816) 833-4440
agents.mofbinsurance.com
Farmers Insurance - Marie Hudson
1509 S Noland Rd Ste B, Independence, MO 64055
(816) 228-3370
agents.farmers.com
Monarch Insurance
11301 E US Hwy 40, Independence, MO 64055
(816) 203-7405
monarchinsurancekc.com
Beacon Point Insurance
114 S Main St Suite 102, Independence, MO 64050
(816) 254-6100
beaconpoint.co
Hometown Insurance Agency LLC
4800 S Cochise Dr, Independence, MO 64055
(816) 795-7200
hometowninsurancekc.com
Auto-Owners Insurance Independence Claims
4200 Little Blue Pkwy #670, Independence, MO 64057
(800) 617-1470
auto-owners.com
Jim Blau Insurance Agency
2661 S Hub Dr Ste B, Independence, MO 64055
(816) 833-1595
jimblauagency.com
Big Sky Agency
701 East 23rd St S B, Independence, MO 64055
(816) 322-2888
bigsky-agency.com
Home insurance agents in Independence, Missouri help homeowners find policies that protect their property and belongings. Missouri law does not require homeowners insurance, but mortgage lenders typically require it. Agents can explain coverage options like dwelling protection and personal liability tailored to the Independence area.
What Does a Home Insurance Agent in Independence Cost?
The average annual home insurance premium in Missouri is around $1,900, but costs in Independence can range from $1,200 to $3,000 depending on coverage levels and home specifics. Older homes or those in flood-prone areas may have higher rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Independence do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, deductibles, and exclusions. They also assist with filing claims and updating your policy as your situation changes.
Do I need home insurance in Missouri?
Missouri state law does not require homeowners insurance. However, if you have a mortgage, your lender will require it. Even without a mortgage, insurance protects your home from risks like fire, storm damage, and theft.
What factors affect home insurance costs in Independence?
Costs depend on your home value, location, age of the home, and claims history. Independence is near the Missouri River, so flood risk can affect premiums. Your credit score and chosen deductible also impact the rate.