The top-rated home insurance agent in Kansas City, Missouri is Globe Life American Income Division: Moore Cirelli Organization, rated 4.8 stars across 937 reviews. Other highly rated options include Peter Fox - State Farm Insurance Agent, Joe Nowatzki - State Farm Insurance Agent, Freeway Insurance. This directory lists 34 home insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Moore Cirelli Organization | 4240 Blue Ridge Blvd #600 | (508) 658-9635 |
| 2 | Peter Fox - State Farm Insurance Agent | 9572 N McGee St | (816) 587-6155 |
| 3 | Joe Nowatzki - State Farm Insurance Agent | 10201 N Oak Trafficway #400 | (816) 420-0200 |
| 4 | Freeway Insurance | 3900 Broadway Blvd A | (913) 804-4002 |
| 5 | Prime Insurance Agency | 9601 NE Barry Rd Ste 120 | (816) 479-0595 |
| 6 | Bargain Insurance Connection | 2635 NE Vivion Rd | (816) 453-7722 |
| 7 | Abbott Insurance Inc. | 8117 N Oak Trafficway | (816) 452-8810 |
| 8 | Midwest Professional Insurance | 4037 Central St | (913) 747-1000 |
| 9 | Dan Demory - State Farm Insurance Agent | 6996 NW 83 St | (816) 741-3558 |
| 10 | Trevor Manes Agency LLC American Family Insurance | 7211 NW 83 St #140 | (816) 587-8033 |
Globe Life American Income Division: Moore Cirelli Organization serves the Kansas City, Missouri metro area as a home insurance agent. This agency assists local property owners with policies designed to protect residential dwellings and personal belongings. Standard products available include coverage for structural damage, liability protection, and additional living expenses during repairs. The firm also provides specialized coverage for natural disasters common to the region, such as wind and hail damage, and offers guidance on policy limits and deductibles.
Peter Fox - State Farm Insurance Agent provides a full range of home insurance services for customers in Kansas City, Missouri. Plans typically cover dwelling protection, personal property, and liability coverage, with options for additional endorsements tailored to individual needs. Routine policy reviews help ensure coverage adjusts as circumstances change, and claims assistance is available when needed. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Joe Nowatzki - State Farm Insurance Agent in Kansas City, MO serves homeowners, businesses, and property managers seeking comprehensive home insurance protection. The agency helps customers safeguard their properties against common regional risks like severe storms, tornadoes, and hail damage. Coverage options can be tailored to include dwelling, personal property, liability, and additional living expenses. The agency’s services extend into the surrounding North Kansas City area and other nearby communities within the greater Kansas City metro region.
Freeway Insurance provides Kansas City homeowners with standard home insurance coverage and customizable policy options. Its service plans include assistance with policy selection, claims filing, and coverage adjustments to meet changing needs. The company also helps clients bundle home and auto policies for potential savings. Freeway Insurance services a variety of properties, including single-family homes, apartments, retail locations, and restaurants throughout the local area.
Prime Insurance Agency serves clients in Kansas City, Missouri, and the surrounding communities. It handles home insurance policies that protect residential properties against common risks such as fire, theft, and weather damage. The agency guides homeowners through available coverage options to match individual property needs and budgets. For a typical job, it reviews the property's details, explains policy deductibles and limits, and then assists with filing a claim or adjusting coverage as needed.
Bargain Insurance Connection in Kansas City, Missouri offers both one-time coverage solutions and recurring policy updates for local homeowners. Its home insurance services protect against common structural and liability risks affecting properties in the region. The agent reviews existing coverage to ensure it matches the property’s replacement cost and local weather-related exposures. Policyholders typically require annual renewals to account for home improvements and market shifts. Service is provided on a scheduled basis, aligning with standard insurance renewal cycles.
Abbott Insurance Inc. in Kansas City, MO, offers specialized home insurance policies that protect against fire, theft, and liability claims. The agency provides personalized consultations to help homeowners select appropriate levels of dwelling and personal property coverage. With expertise in standard and specialty home policies, it assists clients in comparing plans from various insurers. The office also guides residents through the process of securing adequate coverage for storm damage, such as that from tornados or severe hail common in the region.
Spring storms in Kansas City can test a home’s roof and gutters, and Midwest Professional Insurance helps local homeowners prepare their coverage accordingly. As a home insurance agent serving the Kansas City area, this company focuses on matching residents with policies that address regional weather risks. They explain the different coverage options, deductibles, and exclusions clearly to each client. Their standard first step is an inspection of the property’s exterior and major systems to provide an accurate initial assessment.
Dan Demory - State Farm Insurance Agent in Kansas City, MO, provides residential property coverage in a range of typical policy options. For added protection, the agency can address specific endorsements such as coverage for personal liability, water backup, and replacement cost on belongings. The agent works with homeowners to match deductibles and dwelling limits to the local cost of rebuilding. Business services extend to commercial sectors that include local offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Kansas City Cost?
The average annual cost for home insurance in Missouri is around 1,500 dollars, but Kansas City rates can range from 1,200 to 2,500 dollars depending on coverage levels and home value. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
About home insurance agents in Kansas City
A home insurance agent in Kansas City, Missouri helps you find coverage that protects your property and belongings. Missouri law does not require homeowners insurance, but mortgage lenders usually do. Local agents understand risks like tornadoes and hail common in the Kansas City area.
Frequently Asked Questions
What does a home insurance agent in Kansas City do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms, coverage limits, and deductibles. They also assist with claims and policy changes after you buy a policy.
Is homeowners insurance required in Missouri?
Missouri state law does not require homeowners insurance. However, most mortgage lenders require you to have a policy that covers the loan amount. Without a mortgage, you can choose to go without coverage, but it is risky.
What factors affect home insurance cost in Kansas City?
Costs depend on your homes age, construction type, location, and replacement cost. Your credit score and claims history also matter. In Kansas City, weather risks like hail and tornadoes can increase premiums.
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