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HomeHome Insurance AgentsMissouri › Kearney

Find Home Insurance Agents Near You in Kearney, MO

Browse home insurance agents serving Kearney, Missouri. Updated 2026-07-14.

The top-rated home insurance agent in Kearney, Missouri is Tracy Tucker - State Farm Insurance Agent, rated 5.0 stars across 363 reviews. Other highly rated options include Stella Spiking - State Farm Insurance Agent, Baldwin Insurance Agency, llc, Shelter Insurance - Bree Switzer. This directory lists 13 home insurance agents serving Kearney.

Showing 13 home insurance agents in Kearney, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tracy Tucker - State Farm Insurance Agent751 Watson Dr Ste D(816) 903-5550
2Stella Spiking - State Farm Insurance Agent101 W 3 St(816) 628-6001
3Baldwin Insurance Agency, llc200 N Jefferson St Suite A(816) 628-0092
4Shelter Insurance - Bree Switzer105 S Jefferson St Ste B2A(816) 628-2833
5Fairway Insurance Group LLC309 Meadowbrook Dr(816) 844-7856
6Rick Mulder Agency LLC American Family Insurance408 W 6th St Suite B(816) 246-5223
7Farmers Insurance - Daniel Lechner302 S Platte Clay Wy(816) 479-4644
8Farmers Insurance - Tyler Detherage455 Sam Barr Dr # 203(816) 551-3313
9Jenna Nelson American Family Insurance300 S Platte Clay Wy suite a(816) 628-6464
10Shelter Insurance105 S Jefferson St Ste B-2(816) 628-6930
TT
751 Watson Dr Ste D
Tracy Tucker - State Farm Insurance Agent
Home Insurance Agent · Kearney, MO

As winter storms approach Kearney, Missouri, homeowners often need reliable coverage for potential ice and wind damage. Tracy Tucker - State Farm Insurance Agent provides home insurance policies tailored to local property risks. The office reviews each residence’s structure and local fire-protection ratings to recommend appropriate plans. Customers can discuss deductible options and personal property coverage during a free consultation. The process typically begins with a brief inspection of the home’s exterior and major systems.

SS
101 W 3 St
Stella Spiking - State Farm Insurance Agent
Home Insurance Agent · Kearney, MO

Stella Spiking - State Farm Insurance Agent serves the Kearney, Missouri area as a home insurance agent. They work with homeowners to secure property coverage that protects against typical regional risks like storms and fire. Their services include evaluating dwelling limits and personal property needs for local homes. They also assist residents with tailoring policies to include liability protection for household accidents.

BI
200 N Jefferson St Suite A
Baldwin Insurance Agency, llc
Home Insurance Agent · Kearney, MO

Baldwin Insurance Agency, llc provides a comprehensive range of home insurance options, including protection against property damage and liability coverage for unexpected incidents. The agency assists clients in tailoring policies that fit individual needs and budget constraints. Serving the Kearney, Missouri area, the company works with property owners to review and adjust coverage over time as circumstances change. Baldwin Insurance Agency, llc services single-family homes, apartments, retail spaces, and restaurants.

SI
105 S Jefferson St Ste B2A
Shelter Insurance - Bree Switzer
Home Insurance Agent · Kearney, MO

Shelter Insurance - Bree Switzer serves homeowners, renters, and property managers in Kearney, Missouri, by providing standard home insurance policies that cover dwelling protection, personal property, and liability. The agency also assists clients with bundling options to include auto or other personal lines as part of a comprehensive insurance plan. Tailoring coverage to fit individual property needs and budgets is a key part of the service offered. Beyond Kearney, this agency also provides home insurance solutions for residents in the nearby Smithville area and surrounding communities.

FI
309 Meadowbrook Dr
Fairway Insurance Group LLC
Home Insurance Agent · Kearney, MO

Fairway Insurance Group LLC in Kearney, MO, offers both one-time policy reviews and recurring service options to address evolving home protection needs. Their coverage consultations help property owners assess dwelling, liability, and personal property risks based on local weather and construction patterns. The agency explains policy terms, adjusts limits when requested, and processes claims support for storm or water damage events common in the region. Homeowners can arrange service on a one-time, scheduled, or as-needed basis.

RM
408 W 6th St Suite B
Rick Mulder Agency LLC American Family Insurance
Home Insurance Agent · Kearney, MO

Rick Mulder Agency LLC American Family Insurance serves Kearney, Missouri, and the surrounding communities, offering home insurance policies that protect residential properties and personal belongings. The agency handles standard homeowners coverage along with options for renters and condominium insurance, assisting clients with policy selection and claims guidance. For a typical job, the agency evaluates each property's specific risks and current coverage needs to build a tailored insurance solution.

FI
302 S Platte Clay Wy
Farmers Insurance - Daniel Lechner
Home Insurance Agent · Kearney, MO

Farmers Insurance - Daniel Lechner offers personalized home insurance policies, covering dwelling protection, personal property, and liability coverage for homeowners in Kearney, Missouri. The agency works with clients to assess their specific needs, helping to tailor plans that safeguard their residences and belongings. It also provides guidance on optional endorsements, such as equipment breakdown coverage. During the spring storm season, it assists local homeowners with reviewing and updating their policies to address potential damage from hail, wind, or severe thunderstorms common to the area.

FI
455 Sam Barr Dr # 203
Farmers Insurance - Tyler Detherage
Home Insurance Agent · Kearney, MO

With the arrival of severe weather season in Kearney, many homeowners review their insurance coverage to protect against storm damage. Farmers Insurance - Tyler Detherage addresses these concerns by offering guidance on standard home policies and potential gaps in protection. The agency helps residents understand coverage limits for wind, hail, and other local risks. They work with individuals to compare options that fit their property and budget. An initial consultation allows clients to request a personalized review or schedule a property inspection.

JN
300 S Platte Clay Wy suite a
Jenna Nelson American Family Insurance
Home Insurance Agent · Kearney, MO

Jenna Nelson American Family Insurance helps homeowners in the Kearney area match their policies to the specific coverage they need. The company can add specialty endorsements that protect high-value personal items or extend liability coverage beyond a standard home policy. For commercial property owners, the agency also writes policies tailored for offices, warehouses, and food service operations, accounting for the particular risks each sector carries. This local agent works directly with community members to ensure their assets are adequately covered under a single, reliable insurance program.

SI
105 S Jefferson St Ste B-2
Shelter Insurance
Home Insurance Agent · Kearney, MO

Shelter Insurance in St. Joseph, MO, provides residential home insurance with customized policies to protect local homeowners. The agency also offers commercial coverage policies tailored for small businesses and property owners throughout the area. Crafting each policy to meet specific needs ensures adequate protection for the diverse properties in this region. After initial placement, the agent typically schedules follow-up contact to review coverage and adjust limits as circumstances change, providing consistent service between regular policy visits.

QI
310 S Platte Clay Wy # D
Quality Insurance & Financial
Home Insurance Agent · Kearney, MO
(816) 903-1551
qualityinsurancefs.com
GI
300 S Platte Clay Wy suite a
Goosehead Insurance - Dylan Fry
Home Insurance Agent · Kearney, MO
(816) 608-3399
goosehead.com/agents/mo/kearney/300-platte-clay-way
SI
105 S Jefferson St Ste B2B
Shelter Insurance - Morgan Smock
Home Insurance Agent · Kearney, MO
(816) 628-6930
shelterinsurance.com/CA/agent/MSMOCK

What Does a a Home Insurance Agent in Kearney Cost?

The average cost of home insurance in Missouri is around 1800 dollars per year for a standard policy. In Kearney rates may vary based on your homes age location and coverage amount. A typical policy costs between 1200 and 2500 dollars annually for a single family home. This is general information and not insurance advice.

About home insurance agents in Kearney

Home insurance agents in Kearney Missouri help you find coverage for your property. They guide you through Missouri insurance rules including the state requirement for wind and hail deductibles. Local agents know the specific risks for homes in Clay County and can explain policy options clearly.

Frequently Asked Questions

What does a home insurance agent in Kearney do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.

Do I need flood insurance for my home in Kearney Missouri?

Standard home insurance does not cover flood damage. If your home is in a FEMA flood zone your lender may require flood insurance. Even outside flood zones flood insurance is recommended due to heavy rain and flash flooding in Missouri.

How do Missouri insurance laws affect my home policy?

Missouri law requires insurers to offer a wind and hail deductible option. You can choose a separate deductible for wind and hail damage. Also Missouri has a 2 year statute of limitations for filing a lawsuit on a property insurance claim.

Home Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.