The top-rated home insurance agent in Kirkwood, Missouri is Anthony Luster - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Jake Molitor - State Farm Insurance Agent, The Crismore Agency, Farmers Insurance - Brody Jackson. This directory lists 16 home insurance agents serving Kirkwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Luster - State Farm Insurance Agent | 1045 N Harrison Ave | (314) 462-0399 |
| 2 | Jake Molitor - State Farm Insurance Agent | 338 S Kirkwood Rd Unit 102 | (314) 821-4500 |
| 3 | The Crismore Agency | 117 W Woodbine Ave 2nd floor | (314) 480-3720 |
| 4 | Farmers Insurance - Brody Jackson | 12166 Old Big Bend Rd Suite 302 | (636) 600-0720 |
| 5 | Kirk D Faubel Insurance Advisors | 10135 Manchester Rd Apt 202 | (618) 363-5272 |
| 6 | Kevin Weber - State Farm Insurance Agent | 244 W Essex Ave | (314) 821-1151 |
| 7 | Hardy R Washington Jr - State Farm Insurance Agent | 800 S Kirkwood Rd | (314) 821-8488 |
| 8 | Greg Metzger - State Farm Insurance Agent | 11046 Manchester Rd | (314) 965-4646 |
| 9 | Shelter Insurance - Jim Summers | 710 S Kirkwood Rd | (314) 394-9661 |
| 10 | Kalender & Associates LLC American Family Insurance | 734 N Harrison Ave | (314) 471-0045 |
Anthony Luster - State Farm Insurance Agent serves the Kirkwood, Missouri area as a home insurance agent. This agency helps local residents protect their property by offering standard homeowners policies. It also provides guidance on coverage limits and deductibles tailored to individual needs. Additional services include assistance with filing claims and reviewing policy details for adequate protection. The office regularly handles endorsements for specific risks like water backup or valuable personal items.
Jake Molitor - State Farm Insurance Agent in Kirkwood, MO, provides home insurance coverage tailored to protect against property damage, liability, and weather-related risks. The agency offers personalized policy reviews and assistance with claims filing and coverage adjustments. Property inspections and risk assessments are coordinated to maintain appropriate protection levels. This agent serves single-family homes, apartments, retail spaces, and restaurants throughout the local area.
The Crismore Agency serves homeowners and property managers in and around Kirkwood, Missouri, offering counsel on policies that protect dwellings against common regional weather perils. They guide clients through selecting appropriate coverage levels and deductible options tailored to individual property needs. The agency also assists local landlords in securing insurance for rental properties. For those seeking coverage beyond Kirkwood, they extend their services to neighboring communities throughout the broader St. Louis metro area.
Brody Jackson's Farmers Insurance agency serves Kirkwood, Missouri, and the surrounding St. Louis County communities. It handles a full range of personal home insurance policies, including coverage for dwelling protection, personal property, and liability. The agency works with homeowners to evaluate their specific property risks and policy needs. When handling a typical job, Brody Jackson’s approach involves a thorough consultation to identify coverage gaps and then presents tailored limit options to match the homeowner’s financial situation.
Kirk D Faubel Insurance Advisors in Kirkwood, MO, helps clients distinguish between the one-time purchase of a home insurance policy and the ongoing claims and support services that follow. As a home insurance agent, the agency provides coverage tailored to protect residential properties against common local risks like severe weather and liability. Ongoing policy reviews ensure coverage remains adequate as circumstances change. Service runs on both a scheduled annual review and as-needed basis for policy adjustments or claims assistance.
Kevin Weber - State Farm Insurance Agent in Kirkwood, MO provides home insurance coverage, including policies for dwelling protection, personal property, and liability. It also assists clients with reviewing and updating existing policies to ensure adequate coverage limits. The agency helps homeowners in the region evaluate the need for add-ons such as sewer backup protection or replacement cost endorsements. During the winter months, it offers guidance on securing coverage for potential damage caused by frozen pipes or ice dams.
As homeowners around Kirkwood prepare for the heavy spring rains and potential hail from passing thunderstorms, Hardy R Washington Jr - State Farm Insurance Agent provides solid, local home insurance options tailored to these seasonal risks. The agency helps residents understand their policy limits and ensures appropriate dwelling coverage is in place. A homeowner seeking to review their current protection against common Missouri weather hazards can schedule a no-cost, in-person coverage check and policy assessment at the office.
Greg Metzger - State Farm Insurance Agent in Kirkwood, MO, provides residential home insurance to protect local homeowners. The agency also offers commercial coverage for small businesses and rental properties throughout the Kirkwood area. Policies are tailored to meet common community risks and property values. The office assists with claims and adjustments for both existing clients and new policyholders. Customers can expect attentive follow-up between regular visits to review coverage needs or policy changes.
Shelter Insurance - Jim Summers provides home insurance solutions for the Kirkwood area, focusing on protecting residential structures and personal property from common risks. Available specialty add-ons can include coverage for valuable items such as jewelry, fine art, or electronics, along with identity theft protection and equipment breakdown endorsements. The agency can also arrange policies for commercial properties, including small offices, local warehouses, and food service establishments.
Kalender & Associates LLC American Family Insurance in Kirkwood, MO, focuses on home insurance policies tailored to protect local residential properties. The agency provides essential coverage for dwelling structures, personal belongings, and liability against common household risks. Specializing in standard homeowner policies, it also addresses unique needs for renters, condo owners, and landlords. Additional options include flood insurance to guard against regional water damage.
What Does a a Home Insurance Agent in Kirkwood Cost?
The average annual home insurance premium in Missouri is around $1,800 to $2,500 for a standard policy. In Kirkwood costs may be higher due to local weather risks and property values. Factors like home age construction type and coverage limits also affect the price. This is general information and not insurance advice.
About home insurance agents in Kirkwood
Home insurance agents in Kirkwood Missouri help homeowners find coverage for their single family homes condos and rental properties. Missouri law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local risks such as severe storms and hail which are common in the St Louis area.
Frequently Asked Questions
What does a home insurance agent in Kirkwood do?
A home insurance agent in Kirkwood helps you compare policies from different carriers to find coverage that fits your needs. They explain policy details like dwelling coverage personal property and liability. They also assist with claims and policy changes after you buy a home.
Is home insurance required by law in Missouri?
Missouri state law does not require homeowners insurance. However your mortgage lender will almost always require it as a condition of the loan. Without insurance you risk financial loss from fire storm damage or liability claims.
How do Missouri weather risks affect home insurance costs in Kirkwood?
Kirkwood is located in an area prone to severe thunderstorms hail and tornadoes. These weather events can increase premiums. Many Missouri policies have separate deductibles for wind and hail damage. Agents can help you understand these deductibles and choose appropriate coverage.
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