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HomeHome Insurance AgentsMissouri › O'Fallon

Find Home Insurance Agents Near You in O'Fallon, MO

Browse home insurance agents serving O'Fallon, Missouri. Updated 2026-07-14.

The top-rated home insurance agent in O'Fallon, Missouri is Steinlage Insurance Agency, rated 5.0 stars across 1,014 reviews. Other highly rated options include Jordan Colbert - State Farm Insurance Agent, Sandy Kessler - State Farm Insurance Agent, Julie Meyers - State Farm Insurance Agent. This directory lists 23 home insurance agents serving O'Fallon.

Showing 23 home insurance agents in O'Fallon, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steinlage Insurance Agency1021 Peruque Crossing Ct(636) 561-5060
2Jordan Colbert - State Farm Insurance Agent2147 W Terra Ln(636) 936-1111
3Sandy Kessler - State Farm Insurance Agent1293 Bryan Rd(636) 474-0700
4Julie Meyers - State Farm Insurance Agent2738 State Hwy K(636) 379-0832
5Insurance Brokers Group1001 Rondale Ct(314) 569-1010
6Jim Schilkoski - State Farm Insurance Agent100 W Pitman St(636) 978-4800
7Farmers Insurance - Jason Duree300 Fort Zumwalt Square Ste 100(636) 294-7258
8Mid-America Specialty Markets1656 Bryan Rd(636) 978-3696
9Early Edge Insurance: Allstate Insurance2917 State Hwy K Ste H(636) 696-4820
10Dillehay Insurance Agency7322 Village Center Dr(636) 493-8001
SI
1021 Peruque Crossing Ct
Steinlage Insurance Agency
Home Insurance Agent · O'Fallon, MO

Steinlage Insurance Agency serves the O'Fallon, Missouri area and the broader St. Charles County region as a home insurance agent. It assists homeowners in finding policies that protect their property and personal belongings. The agency also helps clients understand coverage for liability and additional living expenses after a covered loss. Its services include offering quotes for standard dwelling protection and discussing optional endorsements such as flood or earthquake coverage available in this region.

JC
2147 W Terra Ln
Jordan Colbert - State Farm Insurance Agent
Home Insurance Agent · O'Fallon, MO

Jordan Colbert - State Farm Insurance Agent in O'Fallon, MO, provides a range of home insurance services, including coverage for structure, personal property, liability, and additional living expenses. The agency offers customizable policies and can review existing coverage to help identify gaps. Routine maintenance recommendations are part of the service approach, helping clients protect their homes over time. Their typical property clients include single-family homes, apartments, retail, and restaurants.

SK
1293 Bryan Rd
Sandy Kessler - State Farm Insurance Agent
Home Insurance Agent · O'Fallon, MO

Sandy Kessler’s State Farm agency serves homeowners, renters, and condominium unit owners in O'Fallon, Missouri, by offering personalized home insurance policies that help protect property and personal belongings. The agency assists clients in selecting coverage tailored to their individual needs, including options for liability protection and additional structures. Residents throughout Saint Charles County also benefit from the same attentive service, with the agency providing consultations and quotes for home protection across nearby communities such as Wentzville and Lake Saint Louis.

JM
2738 State Hwy K
Julie Meyers - State Farm Insurance Agent
Home Insurance Agent · O'Fallon, MO

Serving O'Fallon, Missouri, and the surrounding communities, Julie Meyers – State Farm Insurance Agent provides guidance for standard home insurance policies designed to protect residential properties. This location handles coverage for single-family homes and condos to help clients safeguard their dwellings and personal belongings from common risks. A typical job begins with a detailed discussion with the homeowner to assess property specifics and liability needs, then works to match those requirements with an appropriate policy.

IB
1001 Rondale Ct
Insurance Brokers Group
Home Insurance Agent · O'Fallon, MO

Insurance Brokers Group recognizes that homeowners may need either a one-time policy review or ongoing support for changing coverage needs. As a local home insurance agent in O’Fallon, MO, the agency helps clients assess dwelling, personal property, and liability protections for their residences. Working with standard market carriers, they provide customized options to match individual property risks and budgets. Service is available on an as-needed basis, allowing clients to request policy evaluations or updates whenever their situation requires attention.

JS
100 W Pitman St
Jim Schilkoski - State Farm Insurance Agent
Home Insurance Agent · O'Fallon, MO

As a home insurance agent in O'Fallon, MO, Jim Schilkoski - State Farm Insurance Agent specializes in securing policies that protect homeowners' structures and personal property. The agency also provides broader coverage options including liability protection and additional living expense support. This general work involves assessing individual needs to recommend tailored dwelling and contents coverage. For local clients, the office frequently assists with evaluating policies ahead of severe Midwestern storm seasons to ensure adequate protection from hail and wind damage.

FI
300 Fort Zumwalt Square Ste 100
Farmers Insurance - Jason Duree
Home Insurance Agent · O'Fallon, MO

As Missouri summers bring powerful storms and hail, homeowners in O'Fallon often face unexpected damage to roofs and siding. Farmers Insurance agent Jason Duree helps local residents review their current policies to ensure adequate coverage for these seasonal risks. He works with clients to understand replacement cost versus actual cash value, a key distinction for protecting property. The initial process typically begins with a free policy review and a conversation about specific coverage needs, followed by a walkthrough of your home to assess its current condition.

MA
1656 Bryan Rd
Mid-America Specialty Markets
Home Insurance Agent · O'Fallon, MO

Mid-America Specialty Markets serves homeowners in O'Fallon, Missouri, offering standard property insurance policies that cover dwelling, personal belongings, and liability. It also provides options for additional coverage endorsements, such as protection for high-value jewelry or water backup damage. The company works with residential clients as well as commercial sectors that often require property insurance, including offices, warehouses, and food service establishments.

EE
2917 State Hwy K Ste H
Early Edge Insurance: Allstate Insurance
Home Insurance Agent · O'Fallon, MO

Serving O'Fallon homeowners, this agency provides residential property coverage for houses and personal belongings. Commercial insurance policies are also available to protect local businesses and their assets. The office serves clients throughout the wider O'Fallon area. Each policy is designed to meet individual needs by considering property value and specific risk exposures. Homeowners can contact the office directly to review coverage details and adjust their plans as circumstances change. Following the initial policy setup, agents regularly reach out to confirm continued satisfaction and handle any necessary adjustments before the next scheduled visit.

DI
7322 Village Center Dr
Dillehay Insurance Agency
Home Insurance Agent · O'Fallon, MO

Dillehay Insurance Agency serves O'Fallon, Missouri, as a home insurance agent known for helping local homeowners evaluate their specific property coverage needs. Its service range includes standard dwelling and personal property policies, as well as liability protection for single-family homes. The agency guides clients through common endorsements available for this region, such as water backup coverage. A specialty service it can add on is scheduled personal property coverage for high-value items like jewelry or collectibles.

UI
801 S Woodlawn Ave #26
UltraCar Insurance LLC.
Home Insurance Agent · O'Fallon, MO
(888) 551-1991
ultracarinsurance.com
JN
8915 Veterans Memorial Pkwy
Jacquelyn Nolan: Allstate Insurance
Home Insurance Agent · O'Fallon, MO
(636) 671-3363
agents.allstate.com/jacquelyn-nolan-o-fallon-mo.html
FI
2311 State Hwy K
Farmers Insurance - Dawn Johnson
Home Insurance Agent · O'Fallon, MO
(636) 294-3500
agents.farmers.com/mo/o-fallon/dawn-johnson
AI
206 W Terra Ln
Alternatives Insurance Agency
Home Insurance Agent · O'Fallon, MO
(636) 978-7260
insuranceofallon-troy.com
FI
1171 Bryan Rd
Farmers Insurance - Hannah Brown Agency
Home Insurance Agent · O'Fallon, MO
(636) 487-0111
brownagencyins.com
AO
2277 State Hwy K
AAA O'Fallon Insurance and Member Services
Home Insurance Agent · O'Fallon, MO
(636) 272-2362
ace.aaa.com/locations/Ofallon-63368-153
SI
225 S Main St Suite 200
Senn Insurance Agency
Home Insurance Agent · O'Fallon, MO
(636) 978-7798
sennagency.com
NP
2390 State Hwy K
Nicole Phelps Agency LLC American Family Insurance
Home Insurance Agent · O'Fallon, MO
(636) 978-6514
amfam.com/agents/missouri/ofallon/nicole-phelps
JH
1068 Bryan Rd
Jeff Hug Insurance Broker
Home Insurance Agent · O'Fallon, MO
(636) 978-1595
jeffhuginsurance.com
CT
3050 Winghaven Blvd
Corey Tucker - Missouri Farm Bureau Insurance
Home Insurance Agent · O'Fallon, MO
(636) 614-2018
agents.mofbinsurance.com/corey.tucker
SI
801 S Woodlawn Ave Ste 20 Ste A
Shelter Insurance - Dan Schroeder
Home Insurance Agent · O'Fallon, MO
(636) 487-5680
shelterinsurance.com/CA/agent/DANSCHROEDER
IG
1049A E Terra Ln
Insurance Group of St Charles County LLC Ben Fischer Broker
Home Insurance Agent · O'Fallon, MO
(636) 294-6633
insurancegroupmo.com
MA
2017 State Hwy K
Mid America Insurance Services, LLC
Home Insurance Agent · O'Fallon, MO
(636) 278-0291
midamins.net

What Does a a Home Insurance Agent in O'Fallon Cost?

The average cost of homeowners insurance in Missouri is about 1,200 to 1,800 dollars per year for a standard policy. In O'Fallon rates can vary based on your homes age construction materials and location within flood zones. Your deductible and coverage limits also affect the premium. This is general information not insurance advice.

About home insurance agents in O'Fallon

Home insurance agents in O'Fallon Missouri help residents find coverage that meets state requirements and protects their property. Missouri law does not require homeowners insurance but mortgage lenders typically mandate it. An agent can explain policy options for common local risks like tornadoes and hail storms.

Frequently Asked Questions

What does a home insurance agent in O'Fallon do?

A home insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain deductibles liability limits and optional endorsements. They also assist with filing claims and updating your policy as your situation changes.

Is home insurance required by law in Missouri?

Missouri state law does not require homeowners insurance. However most mortgage lenders require you to have a policy that covers the loan amount. Without a mortgage you can choose to self-insure but an agent can advise on the risks of going uninsured.

How do I choose a home insurance agent in O'Fallon?

Look for an agent who is licensed in Missouri and has experience with properties in St. Charles County. Check their reviews and ask about their claims process. A good agent will take time to understand your home value and personal liability needs.

Home Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.