The top-rated home insurance agent in Parkville, Missouri is Jacob Pratt - State Farm Insurance Agent, rated 4.9 stars across 419 reviews. Other highly rated options include Jeff Zigmant - State Farm Insurance Agent, Farmers Insurance - Shelbi Neel, Farmers Insurance - Deborah York. This directory lists 10 home insurance agents serving Parkville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jacob Pratt - State Farm Insurance Agent | 6434 NW Crooked Rd | (816) 741-8787 |
| 2 | Jeff Zigmant - State Farm Insurance Agent | 6008 MO-9 suite b | (816) 584-1100 |
| 3 | Farmers Insurance - Shelbi Neel | 5201 NW Crooked Rd | (816) 994-6237 |
| 4 | Farmers Insurance - Deborah York | 6112A MO-9 | (816) 746-4443 |
| 5 | Shelter Insurance - Jonathan Miller | 8835 NW 63rd St Suite 102 | (816) 746-0818 |
| 6 | Greg Clouse Agency Inc American Family Insurance | 9 E 1st St | (816) 587-1414 |
| 7 | Ryan Reed - COUNTRY Financial Representative | 8835 NW 63rd St Ste 101 | (816) 741-5865 |
| 8 | Howe Insurance Agency | 6320 NW Kelly Dr | (816) 505-5557 |
| 9 | Jim McCall - COUNTRY Financial Representative | 8835 NW 63rd St Ste 101 | (816) 803-1840 |
| 10 | Martin Howard - COUNTRY Financial Representative | 8835 NW 63rd St Ste 101 | (816) 468-1995 |
Jacob Pratt - State Farm Insurance Agent serves the Parkville, MO area, offering home insurance policies to protect local homeowners. The agency provides standard coverage options designed to safeguard properties against common regional risks like storms and fire. Policies typically include dwelling protection, liability coverage, and personal property insurance, available to residents seeking. In this area, the agency handles home insurance quotes and policy changes for existing customers.
Jeff Zigmant - State Farm Insurance Agent in Parkville, MO, provides a range of home insurance policies designed to protect residential structures and personal belongings. Service offerings include standard coverage options and the ability to bundle policies for expanded protection. The agent assists clients in selecting appropriate liability coverage and understanding deductibles during the policy management process. Detailed policy reviews help ensure coverage keeps pace with changing needs. This home insurance agency services single-family homes, townhouses, condominiums, apartments, and a variety of retail and restaurant properties.
Farmers Insurance - Shelbi Neel serves area homeowners, businesses, and property managers in Parkville, Missouri with home insurance policies and related coverage options. The agency assists clients in protecting their properties and assets against common regional risks. Policyholders can receive personalized guidance when selecting deductibles and liability limits for their individual needs. The agency also extends its home insurance services to nearby communities throughout the Northland region of the Kansas City metropolitan area.
Serving the Parkville, Missouri area and its surrounding communities, Farmers Insurance - Deborah York handles home insurance policies that protect against property damage, liability claims, and theft. It works with homeowners to structure coverage that fits the specific risks in this region, including weather-related concerns. Residential structures, personal belongings, and temporary living expenses are typically included in standard packages. Its approach to a typical job involves reviewing a property’s unique value and risks to craft a personalized policy with suitable coverage limits.
Shelter Insurance - Jonathan Miller in Parkville, MO serves homeowners by distinguishing between one-time policy reviews for major life changes and recurring service options that provide continuous protection. This agency offers tailored coverage plans for dwellings, personal property, and liability. Residents benefit from advice on balancing standard homeowners policies with additional endorsements for local weather risks. Service runs on an as-needed basis for claims or policy updates, with scheduled annual check-ins recommended to adjust coverage limits.
Offering tailored home insurance services in Parkville, MO, the Greg Clouse Agency Inc American Family Insurance focuses on protecting local homeowners with customized coverage plans. It also provides guidance on renters insurance and general liability options for area properties. The agency works closely with clients to understand property values and personal needs in the community. To maintain adequate protection throughout the year, it specifically helps homeowners address potential weather-related damage from heavy spring storms or winter ice accumulation around the home.
As spring storms move through the Parkville area, many homeowners review their coverage for potential wind or hail damage. Ryan Reed - COUNTRY, a local home insurance agent, helps residents evaluate their existing policies against current property values and local rebuilding costs. They explain the different coverage types available for a typical Missouri home, including dwelling, personal property, and liability protection. An initial inspection of the home is scheduled to identify key details for an accurate quote before any policy documents are prepared.
At Howe Insurance Agency in Parkville, MO, this provider guides local homeowners through policy selection and risk assessment. Specialized add-ons such as flood, earthquake, and sewer backup coverage can be added to standard plans. The agency assists clients in understanding coverage limits and deductibles for residential properties in the surrounding area. In addition to homes, their expertise extends to serving commercial sectors that include offices, warehouses, and food service operations.
Jim McCall with COUNTRY Financial provides residential home insurance services in the Parkville, Missouri area, addressing coverage needs for local homeowners. The agency also handles commercial insurance policies to help protect area businesses. Coverage extends through the broader region surrounding Parkville to meet community needs. Policies are reviewed during each annual contact to match changing coverage requirements. Clients may arrange follow-up appointments between regular scheduled visits to update their policies after major life events or property changes.
Martin Howard - COUNTRY Financial Representative in Parkville, MO, provides home insurance agent services known for tailoring coverage to local homeowners’ needs. Their range of general policies protects against common regional risks, including storm damage and liability. As an independent agent, Martin also assesses client circumstances to recommend suitable deductible levels and dwelling limits. Add-on specialty services include scheduled personal property endorsements for high-value items like jewelry or electronics.
What Does a a Home Insurance Agent in Parkville Cost?
The average cost of homeowners insurance in Missouri is around 1,400 to 1,800 per year for a standard policy. In Parkville rates may vary based on your homes age construction type and distance from a fire station. Flood insurance through the NFIP costs about 700 to 1,200 annually for most homes in moderate-risk zones. This is general information and not insurance advice.
About home insurance agents in Parkville
Home insurance agents in Parkville Missouri help residents protect their property with policies that meet state requirements. Missouri law does not mandate homeowners insurance but lenders often require it for mortgage approval. Local agents can explain coverage for common risks like tornado damage and offer guidance on flood insurance for properties near the Missouri River.
Frequently Asked Questions
What does a home insurance agent in Parkville do?
A home insurance agent in Parkville helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms and exclusions and assist with claims if you have a loss. Agents also advise on Missouri-specific risks like severe storms and hail.
Is homeowners insurance required by law in Missouri?
Missouri state law does not require homeowners insurance. However most mortgage lenders require a policy to protect their investment. Without a mortgage you can choose to go without coverage but you risk financial loss from fire theft or liability claims.
How do I choose a home insurance agent in Parkville?
Look for an agent licensed in Missouri with experience handling claims in the Kansas City area. Ask about their carrier options and whether they offer policies for older homes or new construction. Check online reviews and confirm they provide personalized service for your specific needs.
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