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HomeHome Insurance AgentsMissouri › Smithville

Find Home Insurance Agents Near You in Smithville, MO

Browse home insurance agents serving Smithville, Missouri. Updated 2026-07-14.

The top-rated home insurance agent in Smithville, Missouri is Cyndi Davidson - State Farm Insurance Agent, rated 4.8 stars across 199 reviews. Other highly rated options include Todd Nitsche - COUNTRY Financial Representative, Zane Myers - Missouri Farm Bureau Insurance, Carson Insurance Agency LLC American Family Insurance. This directory lists 12 home insurance agents serving Smithville.

Showing 12 home insurance agents in Smithville, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cyndi Davidson - State Farm Insurance Agent215 US-169(816) 532-0627
2Todd Nitsche - COUNTRY Financial Representative112 N Bridge St(816) 407-9326
3Zane Myers - Missouri Farm Bureau Insurance1503 US-169(816) 873-8333
4Carson Insurance Agency LLC American Family Insurance201 W Main St(816) 532-0505
5Shelter Insurance - George Williams1304 US-169 Ste 110(816) 532-2600
6Stafford-Leavitt Insurance Services1103 South 169 Highway Suite G(816) 925-9760
7Dennis Brewer - State Farm Insurance Agent14450 US-169 Ste N(816) 532-2400
8WellGuard Insurance MO14120 Lora St(816) 281-8416
9Farmers Insurance - Tasha Ferrell101 S Bridge St Ste 2(816) 394-7000
10Shari's Insurance Agency105 W Main St(816) 866-4560
CD
215 US-169
Cyndi Davidson - State Farm Insurance Agent
Home Insurance Agent · Smithville, MO

Cyndi Davidson - State Farm Insurance Agent in Smithville, Missouri provides residential home insurance services to protect local properties. Commercial coverage is also offered for business needs throughout the Smithville area. Every policy is designed to help safeguard homes and belongings from common regional risks. Clients are encouraged to follow up for policy adjustments or claims assistance between regular visits, ensuring continued protection and peace of mind.

TN
112 N Bridge St
Todd Nitsche - COUNTRY Financial Representative
Home Insurance Agent · Smithville, MO

Todd Nitsche - COUNTRY Financial Representative in Smithville, MO offers home insurance services to clients across the greater metro area. This agency works with homeowners to secure property coverage tailored to local risks. Policies can include protection for structures, personal belongings, and liability for events that occur on the premises. Additional options help cover costs from storm damage, fire, or theft. The office assists with both standard home policies and flood insurance for properties in Smithville.

ZM
1503 US-169
Zane Myers - Missouri Farm Bureau Insurance
Home Insurance Agent · Smithville, MO

Zane Myers - Missouri Farm Bureau Insurance serves homeowners in Smithville and the surrounding area, offering home insurance agent services that help customers select appropriate coverage for their property and personal belongings. The agency works with residents to understand local risks and policy options, providing guidance on protection plans that suit individual needs. Claims assistance and regular policy reviews are also available to ensure adequate coverage over time. This location additionally serves clients in the greater Kansas City metro region.

CI
201 W Main St
Carson Insurance Agency LLC American Family Insurance
Home Insurance Agent · Smithville, MO

Carson Insurance Agency LLC American Family Insurance provides home insurance coverage in Smithville, MO, including policies for property damage, liability protection, and additional living expenses. It offers maintenance plans such as preventive loss inspections and claims assistance to help homeowners protect their investments. The agency serves a variety of property types, from single-family homes and apartments to retail stores and restaurants.

SI
1304 US-169 Ste 110
Shelter Insurance - George Williams
Home Insurance Agent · Smithville, MO

Shelter Insurance - George Williams serves Smithville, Missouri, and the surrounding communities, providing home insurance agents to help local homeowners protect their properties. The agency handles policies that cover dwellings, personal belongings, and liability against common risks. For a typical job, it reviews a client's specific coverage needs, explains policy options clearly, and then builds a personalized plan that aligns with the property's value and the homeowner's budget.

SL
1103 South 169 Highway Suite G
Stafford-Leavitt Insurance Services
Home Insurance Agent · Smithville, MO

For those considering coverage, a single home insurance policy offers long-term protection, while periodic reviews adjust coverage as needs evolve. Stafford-Leavitt Insurance Services in Smithville, MO guides clients through standard homeowners policies that safeguard dwellings and personal belongings against common local risks. The agency also addresses liability and additional structures on a property. Service runs on both a one-time policy setup for new homeowners and as-needed consultations for policy changes or questions after the initial purchase.

DB
14450 US-169 Ste N
Dennis Brewer - State Farm Insurance Agent
Home Insurance Agent · Smithville, MO

Dennis Brewer - State Farm Insurance Agent in Smithville, MO, offers specialized home insurance policies that protect both the structure and personal belongings. The agency also provides general coverage options for a variety of property types in the local area. It helps homeowners address risks common to the region, including severe weather conditions. Additionally, the office assists with policy adjustments for seasonal concerns such as spring storms or winter freeze damage to pipes.

WI
14120 Lora St
WellGuard Insurance MO
Home Insurance Agent · Smithville, MO

When spring storms threaten Smithville, homeowners need a reliable agent to safeguard their property. WellGuard Insurance MO in Smithville, MO, serves as a dedicated home insurance agent for this community, helping families review their current policies to ensure adequate protection against local weather risks. They assist clients in understanding coverage details for dwelling, personal belongings, and liability. Their process typically begins with a simple inspection of the home to identify specific insurance needs, offering a clear initial-assessment step for each new policyholder.

FI
101 S Bridge St Ste 2
Farmers Insurance - Tasha Ferrell
Home Insurance Agent · Smithville, MO

Farmers Insurance - Tasha Ferrell assists homeowners in Smithville, MO, with policies covering dwelling, liability, and personal property. Specialized add-ons include coverage for flood damage, personal articles like jewelry, and identity theft protection. The agency provides professional advice on adjusting deductibles and bundling policies to manage premiums. For those in commercial sectors, this agency can serve the insurance needs of offices, warehouses, and food service operations.

SS
105 W Main St
Shari's Insurance Agency
Home Insurance Agent · Smithville, MO

Shari’s Insurance Agency provides residential home insurance services to property owners in Smithville, MO, along with commercial coverage options for local businesses in the surrounding area. The agency works with clients to assess individual property risks and identify appropriate policy structures for their homes. Customers who secure a policy can expect continued assistance between regular visits for any mid-term adjustments or claims questions, ensuring ongoing support beyond the initial enrollment.

IR
206 Richardson St #1017
Insurance Resource
Home Insurance Agent · Smithville, MO
(816) 288-5690
LI
407 Donegal Dr
Lakeside Insurance of Smithville LLC
Home Insurance Agent · Smithville, MO
(816) 476-7798

What Does a a Home Insurance Agent in Smithville Cost?

The average cost of home insurance in Missouri is around 1,200 to 1,800 dollars per year for a standard policy. Rates in Smithville may vary based on your homes age, size, location, and claims history. Factors like proximity to a fire station and the homes construction materials also affect the premium. This is general information and not insurance advice.

About home insurance agents in Smithville

Smithville homeowners can work with a local insurance agent to find coverage for their property. Missouri law requires homeowners insurance policies to include certain standard protections, such as coverage for fire and theft. An agent can help you understand policy details and choose a plan that fits your needs.

Frequently Asked Questions

Do I need home insurance to buy a house in Smithville Missouri?

Yes, most mortgage lenders in Missouri require you to have a home insurance policy before closing on a house. Even if you own your home outright, insurance is recommended to protect against losses from fire, storms, or liability claims.

What does a home insurance agent in Smithville do?

A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection, personal property coverage, and liability. They also assist with filing claims and updating your policy as your needs change.

How do I choose a home insurance agent in Smithville?

Look for an agent who is licensed in Missouri and has experience with homes in the Smithville area. Ask about their customer service and claims process. You can also check online reviews and ask for referrals from neighbors or local real estate agents.

Home Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.