ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsMissouri › St Joseph

Find Home Insurance Agents Near You in St Joseph, MO

Browse home insurance agents serving St Joseph, Missouri. Updated 2026-07-14.

The top-rated home insurance agent in St Joseph, Missouri is Gina Conaway - State Farm Insurance Agent, rated 5.0 stars across 536 reviews. Other highly rated options include Patrick Lile American Family Insurance, Clear View Insurance Specialists, Tolly & Associates Inc American Family Insurance. This directory lists 20 home insurance agents serving St Joseph.

Showing 20 home insurance agents in St Joseph, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gina Conaway - State Farm Insurance Agent3510 Messanie St F(816) 232-5307
2Patrick Lile American Family Insurance2721 Pembroke Ln(816) 279-7770
3Clear View Insurance Specialists3849 Frederick Ave(816) 232-7400
4Tolly & Associates Inc American Family Insurance2606 N Belt Hwy(816) 232-8400
5AIS2903 S Belt Hwy(816) 676-2886
6Haley Black - State Farm Insurance Agent1504 S Riverside Rd(816) 396-0715
7Shelter Insurance - Dana Oerman6412 King Hill Ave(816) 238-1450
8Adlee Conaway Insurance Agency LLC American Family Insurance6402 King Hill Ave(816) 238-5201
9Shelter Insurance3011 S Belt Hwy(816) 354-0260
10Buchanan County Mutual Insurance Company1004 S Belt Hwy(816) 232-0933
GC
3510 Messanie St F
Gina Conaway - State Farm Insurance Agent
Home Insurance Agent · St Joseph, MO

Gina Conaway - State Farm Insurance Agent serves the St Joseph, MO area with home insurance policies designed to protect local homeowners. The agency helps clients assess coverage needs for their single-family homes, condos, and rental properties. It also explains important policy details such as dwelling coverage, personal property protection, and liability coverage that apply in this region. Customers can work with the agency to bundle their homeowners insurance with auto policies for potential discounts. The agency specifically handles policies covering storm damage and offers additional personal liability protection for local residents.

PL
2721 Pembroke Ln
Patrick Lile American Family Insurance
Home Insurance Agent · St Joseph, MO

Patrick Lile American Family Insurance serves homeowners, businesses, and property managers in St Joseph, Missouri, providing coverage for dwellings, possessions, rental properties, and liability needs. The agency assists clients in building personalized insurance policies that protect their financial futures from unforeseen damage or loss. Standard home insurance plans typically offer protection for the structure, personal belongings, and additional living expenses after a covered event. Neighboring communities in the Buchanan County metro area, such as Savannah and country estates near the Missouri River, are also included in its regular service region.

CV
3849 Frederick Ave
Clear View Insurance Specialists
Home Insurance Agent · St Joseph, MO

Clear View Insurance Specialists serves St. Joseph, Missouri, and the surrounding communities, handling home insurance policies for local homeowners. The company works with clients to assess property coverage needs, protecting against common risks like storm damage and liability. To handle a typical job, it begins by reviewing a home’s specifics and the owner’s concerns, then compares coverage options to build a suitable policy that meets individual requirements.

TA
2606 N Belt Hwy
Tolly & Associates Inc American Family Insurance
Home Insurance Agent · St Joseph, MO

Tolly & Associates Inc American Family Insurance offers one-time policy setup and recurring annual reviews as distinct service options for home insurance coverage in St Joseph, MO. Their policies typically safeguard the dwelling structure, personal belongings, and liability exposure from common risks. Coverage can include protection against fire, theft, and weather-related damage specific to the region. Potential add-ons may address flood or sewer backup needs. These home insurance agent services generally operate on a scheduled basis, refreshing coverage as policy renewal dates arrive.

AI
2903 S Belt Hwy
AIS
Home Insurance Agent · St Joseph, MO

AIS provides comprehensive home insurance services for clients in St Joseph, Missouri, helping homeowners select policies that protect their property and assets against common perils. The company assists with initial coverage evaluations and handles policy adjustments throughout the year as needs change. For ongoing protection, AIS offers scheduled policy reviews and claims support to ensure clients remain adequately covered. Its agents serve a variety of residential and commercial property types, including single-family homes, apartments, retail establishments, and restaurants.

HB
1504 S Riverside Rd
Haley Black - State Farm Insurance Agent
Home Insurance Agent · St Joseph, MO

Haley Black - State Farm Insurance Agent specializes in home insurance policies tailored to protect residential properties. The agency serves homeowners in St Joseph, Missouri, by evaluating coverage needs and explaining policy options. General services include policy modifications, claims assistance, and periodic coverage reviews to ensure adequate protection. As seasonal storms and freeze-thaw cycles are common in the region, the agency also helps clients review their policies for weather-related damage coverage before winter or severe spring weather arrives.

SI
6412 King Hill Ave
Shelter Insurance - Dana Oerman
Home Insurance Agent · St Joseph, MO

As winter storms approach St. Joseph, many homeowners worry about wind or ice damage to their roofs. Shelter Insurance – Dana Oerman helps local residents ensure they have appropriate home insurance coverage for such seasonal weather events. This agent can help policyholders understand their existing deductibles and personal property protection. When considering a new policy, the first step typically involves a detailed review of the home’s exterior and overall condition by the agent.

AC
6402 King Hill Ave
Adlee Conaway Insurance Agency LLC American Family Insurance
Home Insurance Agent · St Joseph, MO

Adlee Conaway Insurance Agency LLC American Family Insurance helps homeowners in St Joseph, MO secure essential coverage for their property and liability needs. The agency specializes in tailoring add-ons such as replacement cost endorsements and protection for personal belongings against theft or weather damage. Policies can be structured to safeguard a variety of commercial sectors, including offices, warehouses, and food service operations.

SI
3011 S Belt Hwy
Shelter Insurance
Home Insurance Agent · St Joseph, MO

Shelter Insurance in St. Joseph, MO, provides residential home insurance with customized policies to protect local homeowners. The agency also offers commercial coverage policies tailored for small businesses and property owners throughout the area. Crafting each policy to meet specific needs ensures adequate protection for the diverse properties in this region. After initial placement, the agent typically schedules follow-up contact to review coverage and adjust limits as circumstances change, providing consistent service between regular policy visits.

BC
1004 S Belt Hwy
Buchanan County Mutual Insurance Company
Home Insurance Agent · St Joseph, MO
SC
805 S Belt Hwy
Sunshine Cover Insurance Co
Home Insurance Agent · St Joseph, MO
(816) 281-5993
buchanancountyinsurance.com
JJ
2320 N Belt Hwy
John Joe Insurance Agency, Inc.
Home Insurance Agent · St Joseph, MO
(816) 273-0123
johnjoeinsurance.com
SI
203 N 36th St Ste C
Shelter Insurance - Lisa Findley
Home Insurance Agent · St Joseph, MO
(816) 232-5491
shelterinsurance.com/CA/agent/LFINDLEY
WI
3603 Woodlawn Terrace
Wagers Insurance Agency
Home Insurance Agent · St Joseph, MO
(816) 676-1000
thewagersagency.com
BI
3715 Beck Rd b201
Benchmark Insurance Agency
Home Insurance Agent · St Joseph, MO
(816) 279-3400
gobenchmarkinsurance.com
CI
4305 Frederick Ave # 200
Colman Insurance Services
Home Insurance Agent · St Joseph, MO
(816) 236-1725
colman-ins.com
SI
303 S Belt Hwy
Shelter Insurance - Matthew Judah
Home Insurance Agent · St Joseph, MO
(816) 232-4300
shelterinsurance.com/CA/agent/MATTHEWJUDAH
TT
1802 Union St
Tilton Thomas & Morgan Inc.
Home Insurance Agent · St Joseph, MO
(816) 233-0266
ttminsurance.com
BA
3120 Karnes Rd #F
Berry & Associates Inc
Home Insurance Agent · St Joseph, MO
(816) 279-6010
SJ
3715 Beck Rd b201
Saint Joseph Insurance
Home Insurance Agent · St Joseph, MO
(816) 364-4381
sjiagency.com

What Does a a Home Insurance Agent in St Joseph Cost?

Home insurance costs in Missouri average around $1,500 to $2,500 per year for standard coverage. In St Joseph, rates may vary based on property age, location, and claim history. Factors like roof condition and credit score also affect premiums. This is general information, not insurance advice.

About home insurance agents in St Joseph

Home insurance agents in St Joseph, Missouri help you protect your property against risks like storms and fire. Missouri law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can guide you through policy options and ensure you meet state requirements.

Frequently Asked Questions

What does a home insurance agent in St Joseph do?

A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes.

Do I need home insurance in Missouri?

Missouri does not legally require home insurance. However, most mortgage lenders require it. Without coverage, you risk financial loss from damage or liability.

How do I choose a home insurance agent in St Joseph?

Look for an agent licensed in Missouri with experience in local risks. Ask about their carrier options and customer service. Check reviews and verify their license with the Missouri Department of Insurance.

Home Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.