The top-rated home insurance agent in St. Louis, Missouri is Wesley Ranew - State Farm Insurance Agent, rated 5.0 stars across 1,421 reviews. Other highly rated options include Melissa Carlton - State Farm Insurance Agent, Bradford O'Neil - State Farm Insurance Agent, POWERS Insurance and Risk Management. This directory lists 87 home insurance agents serving St. Louis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wesley Ranew - State Farm Insurance Agent | 13434 Clayton Rd | (636) 227-2000 |
| 2 | Melissa Carlton - State Farm Insurance Agent | 8330 Watson Rd #101 | (314) 842-2422 |
| 3 | Bradford O'Neil - State Farm Insurance Agent | 7227 Southwest Ave | (314) 300-9100 |
| 4 | POWERS Insurance and Risk Management | 6825 Clayton Ave #200 | (314) 725-1414 |
| 5 | Kevin Wingenbach - State Farm Insurance Agent | 4530 Lemay Ferry Rd Ste L | (314) 487-2100 |
| 6 | Freeway Insurance | 4721 S Kingshighway Blvd | (314) 343-5029 |
| 7 | Collin Wood - State Farm Insurance Agent | 8780 Big Bend Blvd suite f | (314) 355-7700 |
| 8 | Matt Stark: Allstate Insurance | 8229 Clayton Rd Ste 200b | (314) 862-5990 |
| 9 | R T Thomas Insurance, LLC | 8131 Delmar Blvd | (314) 725-5535 |
| 10 | Young Agency & Associates LLC American Family Insurance | 2130 Schuetz Rd | (314) 432-1991 |
Wesley Ranew - State Farm Insurance Agent serves the St. Louis, Missouri, area with home insurance solutions. This agency helps local homeowners protect their property against common regional risks, including storm damage and theft. Policies are tailored to cover the structure of the home as well as personal belongings inside it. Clients can also access additional coverage options for valuable items or liability protection. The agency handles personal lines of insurance and provides guidance on adjusting deductibles and policy limits.
Melissa Carlton - State Farm Insurance Agent in St. Louis, MO, provides home insurance coverages including dwelling protection, personal property coverage, and liability options. Service plans can be customized to address specific local weather risks such as storms and flooding. Policies are designed to help homeowners safeguard their investment against common damages and unforeseen losses. The agency services a variety of properties including single-family homes, apartments, and retail and restaurant locations in the St. Louis area.
Based in St. Louis, Missouri, Bradford O'Neil - State Farm Insurance Agent serves the city and its surrounding communities, handling a full range of home insurance policies. The agency works with clients to protect their dwellings and personal property from common local risks. When handling a typical job, it begins by reviewing a homeowner’s specific coverage needs and then recommends a policy structure balanced between adequate protection and budget considerations.
POWERS Insurance and Risk Management specializes in customizing coverage for homeowners, including protection for personal property and liability. It provides general home insurance agent services for clients throughout the St. Louis area. The agency helps policyholders assess the right amount of dwelling coverage to account for local construction costs and rebuilding needs. It also assists with navigating coverage concerns for spring storm and hail damage common to the region.
When hail season rattles through St. Louis, homeowners often find themselves assessing storm damage and reviewing their coverage limits. Kevin Wingenbach - State Farm Insurance Agent works with local residents to examine their existing policies and discuss deductibles for such weather-related claims. The agency explains how dwelling protection and personal property coverage apply to common regional perils, including sudden wind or falling tree limbs. A typical first step involves scheduling a brief, no-obligation consultation where an agent reviews current property documents and identifies any potential gaps in protection.
Freeway Insurance in St. Louis, MO, is known for helping homeowners secure property coverage tailored to their individual needs. Its agents work with clients to assess dwelling protection, liability, and personal property limits for both standard and older homes. The company can also advise on additional coverage options, such as flood insurance to protect against water damage from St. Louis area storms.
Collin Wood - State Farm Insurance Agent in St. Louis, Missouri, offers home insurance policies that can be tailored as a one-time purchase for a specific closing requirement or as a recurring annual policy for ongoing dwelling protection. Coverage typically shields against common local risks such as storm damage and theft. Service appointments for reviewing existing policies or discussing new coverage are conducted on an as-needed basis, scheduled directly with the agency.
Matt Stark: Allstate Insurance serves homeowners and property owners throughout the St. Louis area. The agency assists clients in protecting their dwellings and personal property from local risks such as severe weather and theft. It also provides bundling options to combine home and auto coverage for added convenience. Residents seeking professional advice on liability protection or rebuilding costs can visit the office for a consultation. The agency additionally covers clients in the neighboring communities of Clayton and Richmond Heights within the metro region.
R T Thomas Insurance, LLC serves St. Louis, Missouri, and the surrounding communities, handling homeowner policies for local properties. The company addresses the common coverage needs of area homeowners, including dwelling protection, liability, and personal property. It directs clients toward insurers that match their specific property type and risk profile. For a typical job, the firm conducts a detailed review of the client's home and coverage gaps, then presents a clear comparison of policy options for their consideration.
Young Agency & Associates LLC American Family Insurance offers specialized home insurance policies tailored to protect property and belongings in the St. Louis, Missouri area. The agency guides clients through general coverage options, including liability and dwelling protection, to meet various residential needs. As seasonal storms can cause significant wind or hail damage to local homes, the company helps homeowners assess and adjust their policies to ensure adequate protection before severe weather arrives.
What Does a a Home Insurance Agent in St. Louis Cost?
Home insurance costs in Missouri average around 1,200 to 1,800 dollars per year for a standard policy, but rates vary by location, home value, and coverage level. In St. Louis, factors like crime rates and weather risks can increase premiums. An agent can provide quotes from multiple carriers to help you find a competitive rate. This is general information, not insurance advice.
About home insurance agents in St. Louis
Home insurance agents in St. Louis help residents find coverage for their homes and belongings. Missouri law requires insurers to provide a minimum of 12 months of coverage for certain perils after a policy is issued. An agent can explain local risks like tornado damage and help you choose a policy that fits your needs.
Frequently Asked Questions
What does a home insurance agent in St. Louis do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain deductibles, coverage limits, and exclusions. They also assist with filing claims and updating your policy as needed.
Is home insurance required in Missouri?
Missouri law does not require home insurance, but mortgage lenders usually require it. Without insurance, you risk paying for damage or liability out of pocket. An agent can help you find a policy that meets lender requirements.
How do I choose a home insurance agent in St. Louis?
Look for an agent licensed in Missouri with experience in your area. Check their reputation through reviews or referrals. Ask about their process for handling claims and how they tailor coverage to St. Louis risks like storms.
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