The top-rated home insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 492 reviews. Other highly rated options include Kyle Rourke - State Farm Insurance Agent, Sunnyside Title Company, JN Insurance Agency. This directory lists 17 home insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 379 Main St 1st Floor | (551) 287-6993 |
| 2 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 3 | Sunnyside Title Company | 1 Kinderkamack Rd | (201) 518-0900 |
| 4 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 5 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 6 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 7 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 8 | Alfredo Caba | 235 Moore St Suite 101 | (201) 279-1231 |
| 9 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
| 10 | Angelly Insurance Multiservice Agency | 104 Johnson Ave | (201) 291-3888 |
Omar Juarbe - State Farm Insurance Agent serves homeowners throughout Bergen County from its Hackensack, New Jersey office. As a dedicated home insurance agent, this agency helps clients protect their residences with standard policies that cover dwelling, personal property, and liability. They also assist locals in understanding coverage limits, deductibles, and optional endorsements for valuable items. Additional services offered include assistance with filing claims and reviewing policy changes after home renovations or major purchases in the Hackensack area.
Kyle Rourke - State Farm Insurance Agent in Hackensack, New Jersey provides a range of home insurance policies designed to protect residential and commercial properties. Customers can receive professional guidance on selecting coverage for the structure and personal belongings, along with available options for liability protection and additional living expenses in the event of a loss. The agency assists clients in understanding their specific needs through personalized consultations and can help adjust policies as circumstances change. The agency services single-family homes, apartments, retail locations, and restaurants.
Sunnyside Title Company serves homeowners, businesses, and property managers in Hackensack, New Jersey, with home insurance agent services. The agency helps clients evaluate coverage options for protecting residential and commercial properties against common risks. Policies are explained clearly, allowing customers to make informed decisions about their insurance needs. Guidance addresses both standard homeowners’ policies and additional coverage considerations pertinent to properties in the area. The company also provides its home insurance agent services to clients in nearby Teaneck, supporting property owners throughout the northern part of the Bergen County metro region.
JN Insurance Agency serves Hackensack, New Jersey, and the surrounding communities in Bergen County. It handles home insurance policies, helping local homeowners protect their properties against common regional risks like severe weather and water damage. The company works closely with each client to assess their specific coverage needs. For a typical job, the agent first reviews the property’s details and then compares options from different insurance carriers to find a suitable plan. This straightforward, comparison-based approach ensures every policy is built around the homeowner’s actual situation and budget.
As a home insurance agent, Cosmo Insurance Agency specializes in tailoring coverage options for individual homeowners, condominium owners, and rental property owners in Hackensack, New Jersey. It generally assists clients in evaluating their property insurance needs, comparing policies from multiple carriers, and ensuring that dwelling and personal property values are adequately protected. This work helps local residents manage potential financial risks from fire, theft, or weather damage. The agency specifically helps homeowners review their coverage before the start of the Atlantic hurricane season.
Graham Family Agency in Hackensack, NJ, provides both a one-time quote for a new policy and recurring service options for adjusting existing coverage. Service focuses on protecting a home’s structure, personal belongings, and liability against common local risks. Policies are tailored to individual property types and neighborhood needs. An agent reviews each situation to recommend appropriate coverage limits and deductibles. For homeowners who have already secured a policy, their service runs on a scheduled annual review basis.
Kusel Associates Insurance specializes in structuring home insurance policies that protect against common risks like fire, theft, and liability. Based in Hackensack, New Jersey, it provides personalized coverage tailored to local homeowners and property needs. The agency works with clients to evaluate dwelling limits and personal property valuations. It specifically helps homeowners prepare for the nor'easter season, when heavy winds and rain frequently cause damage to roofs and basements throughout Bergen County.
As winter weather approaches Hackensack, homeowners increasingly look to secure adequate coverage against potential storm damage and liability risks. Alfredo Caba offers practical guidance on structuring a home insurance agent policy that aligns with local property values and regional exposure. The agency works with clients to understand how replacement cost estimates and personal property limits apply to their specific situations. An initial consultation typically begins with a walk through the homeowner’s property and a review of their current declarations page.
Farmers Insurance - Alex Vivien in Hackensack, NJ provides standard policies that shield homeowners from property damage and liability risks. As a local home insurance agent, the agency can add supplemental endorsements for flooding, earthquakes, or sewer backups through its carriers. Residents receive personalized guidance to align coverage with their dwelling’s value and contents. Commercial sectors such as offices, warehouses, and food service operations can also secure tailored protection for their unique business exposures.
Angelly Insurance Multiservice Agency provides home insurance services for residential properties in Hackensack, New Jersey. Their work ensures dwellings are protected against common local risks, including weather and liability concerns. Commercial coverage is also available for local business properties throughout the Hackensack area. Policies are explained clearly to customers, helping them understand their limits and options. Following the initial setup, the agency remains available for questions and helps clients adjust coverage as properties change, offering follow-up service between regular policy review visits.
What Does a a Home Insurance Agent in Hackensack Cost?
Home insurance costs in New Jersey vary by location, home value, and coverage level. In Hackensack, average annual premiums range from 1,200 to 2,500 dollars for standard policies. Factors like the age of your home, your claims history, and your credit score also affect the price. This is general information and not insurance advice.
About home insurance agents in Hackensack
Home insurance agents in Hackensack, New Jersey help homeowners find coverage that meets state requirements. New Jersey law does not require home insurance, but mortgage lenders typically require it. Agents can explain local risks like flooding and help you choose a policy that fits your budget.
Frequently Asked Questions
What does a home insurance agent in Hackensack do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options, deductibles, and premiums. They also assist with claims and policy changes after you buy a home.
Is home insurance required in New Jersey?
New Jersey state law does not require homeowners to have home insurance. However, most mortgage lenders require it to protect their investment. Without a mortgage, you can choose not to buy coverage, but it is risky.
How do I choose a home insurance agent in Hackensack?
Look for an agent licensed in New Jersey and with experience in Bergen County. Ask about their knowledge of local flood zones and wind coverage. Check online reviews and ask for quotes from multiple agents.
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