The top-rated home insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,845 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Freeway Insurance, Tawanda Jackson - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 4 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 5 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 6 | Hemant Jiwnani - State Farm Insurance Agent | 3029 John F. Kennedy Blvd | (201) 653-1770 |
| 7 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 8 | Joe Nachbaur - State Farm Insurance Agent | 505 Central Ave | (201) 222-8866 |
| 9 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 10 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
SageSure serves Jersey City and surrounding Hudson County as a home insurance agent. It helps property owners secure policies that cover the unique risks of urban and coastal living in this area. The company works with multiple carriers to find protection tailored to individual needs, including coverage for natural disasters common to the region. In Jersey City, SageSure specifically handles policies protecting against windstorm damage and flood-related losses.
Kacey Padlo - State Farm Insurance Agent serves homeowners, businesses, and property managers in Jersey City, New Jersey. The agency offers home insurance policies designed to protect residential property and personal belongings from common regional risks. General services include coverage assessments, policy customization, and claims assistance for local clients. They also provide guidance on bundling home and auto plans. The office extends its services to nearby communities across Hudson County, including the downtown and waterfront areas of Hoboken.
Freeway Insurance in Jersey City, New Jersey, provides a broad range of home insurance services, including standard coverage options and customized protection plans. Its service offerings typically include policy reviews, claim assistance, and guidance on adjusting coverage to match changing needs. The agency helps clients navigate insurance requirements for various property types in the local area. Freeway Insurance serves a diverse clientele, covering single-family homes, apartments, retail spaces, and restaurants.
Serving Jersey City and its surrounding communities, Tawanda Jackson - State Farm Insurance Agent handles home insurance policies for local homeowners. It structures coverage to protect properties from common regional risks like storm damage and liability claims. Each policy is reviewed according to the client's specific dwelling, contents, and personal needs. The agent typically works through an initial consultation to assess coverage gaps before presenting policy options.
Alberto Santana - State Farm Insurance Agent in Jersey City, New Jersey offers homeowners distinct options between a standard one-time policy purchase and a recurring annual service plan with ongoing support. Coverage typically protects the dwelling, other structures, personal property, and liability against common local risks such as fire, theft, and weather damage. A dedicated agent can help tailor these protections to fit specific property needs. Service for new policies and adjustments runs on a one-time or as-needed basis, while active accounts are managed through scheduled annual renewals and billing cycles.
Hemant Jiwnani – State Farm Insurance Agent in Jersey City, NJ specializes in home insurance policies tailored to protect residential property and personal belongings. This local agency provides general insurance services, guiding homeowners through coverage options and policy customizations. It addresses standard risks such as fire, theft, and weather-related damage. The agency also assists with seasonal concerns like winter storm damage, helping Jersey City residents secure protection against burst pipes and roof leaks from ice or snow accumulation.
Goosehead Insurance - Paula Keung provides home insurance policies tailored to properties in Jersey City and the surrounding area. Specialty coverages available through this agency include protection for high-value items, identity theft recovery, and additional living expenses after a covered loss. Personal liability and damage to structures are also addressed through standard policy options. Commercial clients in need of property insurance can be served, including those running offices, warehouses, and food service operations.
With coastal weather and dense city blocks in Jersey City, seasonal storms can raise concerns about property coverage. Joe Nachbaur - State Farm Insurance Agent provides home insurance policies that address these local risks through standard protections for the structure and belongings. The agency reviews individual coverage needs to help residents safeguard their homes against common liabilities and weather-related damage. The initial process typically begins with a policy consultation or a request for a property assessment to evaluate specific coverage requirements.
Soliman Agency LLC: Allstate Insurance provides residential home insurance services for property owners in Jersey City, New Jersey. The agency also offers commercial coverage options to protect business interests throughout the local area, assisting clients with policies that address common regional risks. After an initial consultation, the agency can provide follow-up support between regular policy reviews to ensure coverage remains appropriate as needs change.
J&J Assurance Group in Jersey City, NJ is known for simplifying the complex process of protecting local homeowners. The agency offers a full range of dwelling coverage options designed to shield properties from the common risks found in the region, including weather events and liability concerns. Clients can compare multiple policy structures to find a suitable balance between protection and budget. For those needing extra security, the company also specializes in scheduling additional personal property riders for valuable items like jewelry and electronics.
What Does a a Home Insurance Agent in Jersey City Cost?
Home insurance in Jersey City typically costs between 800 and 1500 dollars per year for a standard policy. Factors like the age of your home its proximity to the waterfront and your claims history affect the price. Flood insurance adds 500 to 2000 dollars annually depending on the flood zone. This is general information not insurance advice.
About home insurance agents in Jersey City
Home insurance agents in Jersey City New Jersey help homeowners protect their property against risks like flooding and winter storms. New Jersey law requires insurers to offer a standard fire insurance policy for dwellings. Agents can explain how local factors such as proximity to the Hudson River affect your premium and coverage options.
Frequently Asked Questions
What does a home insurance agent in Jersey City do?
A home insurance agent in Jersey City helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also guide you on additional endorsements for flood or sewer backup which are common in Hudson County.
Do I need flood insurance in Jersey City?
Jersey City is in a flood zone so many mortgage lenders require flood insurance. Standard home insurance policies do not cover flood damage. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
How do New Jersey insurance laws affect my home policy?
New Jersey law mandates that insurers provide a grace period of at least 15 days for late premium payments. The state also requires insurers to offer a replacement cost policy for dwelling coverage. An agent can explain these protections and how they apply to your specific situation.
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