The top-rated home insurance agent in Livingston, New Jersey is Sandra Suarez - State Farm Insurance Agent, rated 4.9 stars across 113 reviews. Other highly rated options include Max Title Agency, Zwiren Title Agency, Inc., Infinity Guard Insurance Agency. This directory lists 15 home insurance agents serving Livingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandra Suarez - State Farm Insurance Agent | 2 E Northfield Rd Suite #6 | (973) 994-0500 |
| 2 | Max Title Agency | 70 S Orange Ave | (973) 410-0205 |
| 3 | Zwiren Title Agency, Inc. | 355 Eisenhower Pkwy | (855) 994-7365 |
| 4 | Infinity Guard Insurance Agency | 600 S Livingston Ave | (973) 315-7621 |
| 5 | Christopher Uccio: Allstate Insurance | 34 S Livingston Ave Ste 28 | (973) 535-1280 |
| 6 | Florence Insurance NJ | 75 County Rd 508 | (862) 201-5025 |
| 7 | World Insurance Associates LLC | 301 S Livingston Ave # 100 | (973) 994-9898 |
| 8 | Mike Petronella - State Farm Insurance Agent | 104 S Livingston Ave | (973) 994-0472 |
| 9 | JONATHAN CASTANEDA: Allstate Insurance | 34 S Livingston Ave #2b | (973) 535-1280 |
| 10 | Strategic Insurance Agency Inc. | 568 S Livingston Ave | (973) 422-1324 |
Sandra Suarez - State Farm Insurance Agent serves Livingston, New Jersey, and the surrounding Essex County area. The agency specializes in home insurance policies designed to protect residential property and personal belongings. They help local homeowners assess their coverage needs, including dwelling protection and liability options. Customers can also explore add-ons for valuable items or water backup coverage. The office handles policy adjustments and claims assistance for homeowners in Livingston.
Max Title Agency provides a range of coverage options for property and liability protection in the Livingston, NJ area. It assists clients in selecting insurance plans tailored to individual needs, including basic homeowners policies and additional endorsements for valuable items. The agency also helps with periodic policy reviews to ensure coverage remains adequate over time. By maintaining clear communication, it aids customers in navigating the claims process if needed. This agency serves a variety of residential and commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Serving homeowners and property managers in Livingston, NJ, Zwiren Title Agency, Inc. assists clients with securing essential home insurance coverage to protect residential properties and personal assets. Understanding local risks, the agency focuses on tailoring policies that address specific property values and community liability concerns through a straightforward consultation process. It also extends its availability to nearby communities within Essex County, such as West Orange, to provide neighboring homeowners with similar support.
Infinity Guard Insurance Agency serves Livingston, New Jersey, as well as its surrounding communities. It handles home insurance policies designed to protect residential properties from common risks. The company focuses on property coverage for a range of housing types. Offering guidance to local homeowners is a key part of its daily work. To handle a typical job, it reviews a client's individual property details and then recommends a policy that matches those specific coverage needs.
Christopher Uccio: Allstate Insurance in Livingston, NJ, offers home insurance either as a one-time policy for a fixed term or as a scheduled renewal service for ongoing protection. Coverage generally includes dwelling, personal property, and liability against common local risks like storms or theft. Clients may choose between a single purchase for temporary needs or an annually scheduled review for consistent coverage. Service runs on either a one-time basis for a single policy or an as-needed schedule for policy adjustments and claims support.
Florence Insurance NJ specializes in helping homeowners secure personalized coverage for their properties in the Livingston area. Its general service work includes guiding clients through policy options that protect single-family homes and condominiums. The agency focuses on understanding local risks, such as weather patterns, to recommend appropriate liability and dwelling protection. During the winter months, it assists residents with reviewing coverage for potential damage from ice dams or frozen pipes, ensuring their homes remain protected against seasonal threats.
As local homeowners in Livingston prepare for seasonal storms and changing weather patterns, World Insurance Associates LLC provides coverage options that address common property risks throughout the year. They help residents evaluate policies that protect against wind, hail, and water damage. A dedicated agent works with each client to review dwelling limits and personal property needs for their specific home. The process typically begins with a thorough inspection and a discussion of the property’s unique characteristics to determine the most suitable initial coverage.
When autumn storms threaten the Livingston area with potential roof or basement leaks, Mike Petronella - State Farm Insurance Agent offers homeowners a review of their current policy to identify gaps in coverage. Serving the local community through tailored home insurance solutions, the agency helps families understand how standard protections apply to dwellings and personal property within a typical suburban property. Before agreeing to annual terms, homeowners can arrange for a personal consultation and property inspection to determine specific risk levels and appropriate deductibles.
Serving homeowners in Livingston, New Jersey, JONATHAN CASTANEDA: Allstate Insurance provides standard home insurance policies along with options for valuable items coverage and identity theft protection. Agents help clients assess replacement cost and liability needs. This agency also offers business insurance. Specifically, it can provide coverage for offices, warehouses, and food service operations, tailoring policies to the unique risks these commercial sectors face.
Strategic Insurance Agency Inc. provides residential home insurance services for properties in Livingston, New Jersey. The agency also handles commercial coverage for local business owners and extends its service area to nearby communities. It helps homeowners assess coverage needs for dwellings and personal belongings against common regional risks. Guidance is available for structuring policies that suit individual property values. The agency maintains follow-up contact to review updated requirements or modifications between regular visits.
What Does a a Home Insurance Agent in Livingston Cost?
The cost of home insurance in New Jersey averages around $1,200 to $1,800 per year for a standard policy, but rates vary by home value, location, and coverage level. In Livingston, factors like the age of your home and its proximity to fire stations affect your premium. This is general information and not insurance advice.
About home insurance agents in Livingston
Home insurance agents in Livingston, New Jersey help homeowners find coverage that meets state requirements and protects their property. New Jersey law does not require home insurance, but mortgage lenders typically mandate it. An agent can explain local risks like severe storms and help you choose a policy that fits your budget.
Frequently Asked Questions
What does a home insurance agent in Livingston do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection, personal property, and liability. They also assist with claims and policy changes.
Is home insurance required by law in New Jersey?
No, New Jersey law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. Without it, you risk financial loss from fire, theft, or weather damage.
How can I find a good home insurance agent in Livingston?
You can search online directories or ask for referrals from neighbors and friends. Look for an agent licensed in New Jersey with experience in your area. Check their reviews and ask about their process for comparing quotes.
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